Pru Life UK Licensed Financial Consultant - Carlo Umengan, CPA, CIA

Don't fake it until you make it, face it until you do.

Get up. Work hard. Fail.
Get back up. Face it again.
Get better. Do better. Win.

Happy Winsday! ❤️

Learned from a former Flight Attendant turned Financial Consultant last weekend 😍

Deserve ng mga clients natin ang mga nagttraining and continuously improving na mga financial consultant 🥳

We landed as the Top 4 Branch of the #1 District of Pru Life UK – Global District! 🏆

This milestone wouldn’t be possible without my hardworking leaders and teammates who give their best every single day, and to our leaders who continuously pave the way with vision and guidance.

Grateful and proud to be leading this winning team! ❤️

80 𝙙𝙖𝙮𝙨 𝙗𝙚𝙛𝙤𝙧𝙚 𝘾𝙝𝙧𝙞𝙨𝙩𝙢𝙖𝙨! 🎄

Are you still searching and wondering for the best gift for yourself and to your family?

Check out our PRU flexible plans!!!
Nakapag-ipon ka na, insured ka pa✨

You can be 𝗜𝗡𝗦𝗨𝗥𝗘𝗗 while 𝗦𝗔𝗩𝗜𝗡𝗚.♥️

Talk to your trusted financial consultant today!
Talk to me, quotation is free. 😊

“𝙏𝙧𝙖𝙗𝙖𝙝𝙤 𝙩𝙖𝙮𝙤 𝙣𝙖𝙣𝙜 𝙩𝙧𝙖𝙗𝙖𝙝𝙤, 𝙜𝙪𝙨𝙩𝙤 𝙣𝙖𝙩𝙞𝙣 𝙢𝙖𝙙𝙖𝙢𝙞𝙣𝙜 𝙞𝙥𝙤𝙣 𝙥𝙚𝙧𝙤 𝙖𝙮𝙖𝙬 𝙣𝙖𝙢𝙖𝙣 𝙣𝙖𝙩𝙞𝙣 𝙣𝙖 𝙠𝙖𝙥𝙖𝙜 𝙣𝙖𝙜𝙠𝙖𝙨𝙖𝙠𝙞𝙩, 𝙢𝙖𝙬𝙖𝙬𝙖𝙡𝙖 𝙡𝙖𝙣𝙜 𝙙𝙞𝙣 𝙡𝙖𝙝𝙖𝙩.” - J Siblings

SUBMITTED 2 NEW INSURANCE APPLICATIONS RIGHT BEFORE SEPTEMBER ENDED!

Thank you for trusting me po Ma’am N and Ma’am V as your lifetime insurance advisor kahit di tayo magkakilala personally 🙏

Rest assured na aalagaan ko po ang policies niyo 😍

Want to check your options with us? Tara! Libre lang po makipagdiscuss. No commitments din po 🫶

Welcoming the last quarter of 2025 with vision, excitement and ex*****on

Excited to make a difference in the lives of the people around me.

Maraming salamat po sa tiwala niyo 🥳

“𝙁𝙤𝙧 𝙢𝙚, 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙞𝙨 𝙖 𝙨𝙖𝙛𝙚𝙩𝙮 𝙣𝙚𝙩. 𝙄 𝙠𝙣𝙤𝙬 𝙄 𝙘𝙖𝙣 𝙗𝙚 𝙖𝙨𝙨𝙪𝙧𝙚𝙙 𝙣𝙖 𝙣𝙤 𝙢𝙖𝙩𝙩𝙚𝙧 𝙬𝙝𝙖𝙩 𝙝𝙖𝙥𝙥𝙚𝙣𝙨, 𝙨𝙚𝙘𝙪𝙧𝙚𝙙 𝙖𝙣𝙜 𝙥𝙖𝙧𝙚𝙣𝙩𝙨 𝙠𝙤.” 💯

2nd submitted application today!

This OFW client availed PruLife Your Term - high coverage program with affordable premium 🔥

If interested ka rin dito, message mo ako! 📩

“𝘿𝙞 𝙠𝙤 𝙩𝙖𝙡𝙖𝙜𝙖 𝙜𝙚𝙩𝙨 𝙙𝙖𝙩𝙞 𝙖𝙣𝙜 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙆𝙪𝙮𝙖, 𝙥𝙚𝙧𝙤 𝙣𝙜𝙖𝙮𝙤𝙣 𝙣𝙖𝙧𝙚𝙖𝙡𝙞𝙯𝙚 𝙠𝙤 𝙣𝙖 𝙥𝙖𝙧𝙖 𝙥𝙖𝙡𝙖 𝙩𝙖𝙡𝙖𝙜𝙖 𝙨𝙞𝙮𝙖 𝙨𝙖 𝙥𝙚𝙖𝙘𝙚 𝙤𝙛 𝙢𝙞𝙣𝙙.” 💯

Thank you to another 28-yo OFW Pharmacy Assistant from Australia for trusting me as your Financial Consultant 🙏

By only saving P167.67/day, meron na siyang:

✅3M Life Insurance Coverage
✅2.5M Critical Illness Coverage
✅1M Disability Benefit
✅1M Accident Benefit

Plus, may maaasahang retirement fund!! Projected at P6M at the age of 60 😍

“𝘼𝙘𝙩𝙪𝙖𝙡𝙡𝙮 𝙙𝙞 𝙣𝙖 𝙩𝙤 𝙥𝙖𝙧𝙖 𝙨𝙖𝙠𝙞𝙣, 𝙥𝙖𝙧𝙖 𝙩𝙤 𝙨𝙖 𝙢𝙜𝙖 𝙠𝙖𝙥𝙖𝙩𝙞𝙙 𝙖𝙩 𝙥𝙖𝙧𝙚𝙣𝙩𝙨 𝙠𝙤. 𝘼𝙮𝙖𝙬 𝙠𝙤𝙣𝙜 𝙢𝙖𝙜𝙞𝙣𝙜 𝙗𝙪𝙧𝙙𝙚𝙣 𝙨𝙖 𝙠𝙖𝙣𝙞𝙡𝙖.”

Thank you to my dear OFW Nurse client for securing your PruLove for Life Plan 😍

Iba talaga ang bigay na peace of mind kapag insured na! 💯

Thank you po sa trust 🙏

𝐐𝐮𝐚𝐥𝐢𝐟𝐢𝐞𝐝 𝐟𝐨𝐫 𝐭𝐡𝐞 𝟐𝟎𝟐𝟓 𝐏𝐫𝐮 𝐋𝐢𝐟𝐞 𝐔𝐊 𝐅𝐢𝐧𝐚𝐥 𝐒𝐩𝐫𝐢𝐧𝐭! 😍🥳🥳

This isn’t just my win it’s a step closer to securing more dreams, protecting more families, and creating lasting impact.

Let’s finish 2025 strong, together. 🏆

One step today can change your tomorrow.
Message me if you wish to book a meeting, request a proposal, or secure your policy with me.

Behind every claim is a family, a story, a life.

The top 5 illnesses we’ve paid claims for in 2024:

✅ Cancer
✅ Heart Attack
✅ Stroke
✅ Kidney Failure
✅ Major Organ Transplant

Life is uncertain, but protecting you and your loved ones doesn’t have to be. ❤️

And it doesn’t even have to be expensive. You can start for as low as ₱83 per day, a small amount that gives you and your family priceless peace of mind.

Be insured. Be at peace.

📞 Message me today.

𝙀𝙫𝙚𝙧𝙮 𝙘𝙡𝙖𝙞𝙢 𝙞𝙨 𝙢𝙤𝙧𝙚 𝙩𝙝𝙖𝙣 𝙖 𝙣𝙪𝙢𝙗𝙚𝙧—𝙞𝙩’𝙨 𝙖 𝙨𝙩𝙤𝙧𝙮 𝙤𝙛 𝙧𝙚𝙨𝙞𝙡𝙞𝙚𝙣𝙘𝙚 𝙖𝙣𝙙 𝙛𝙖𝙢𝙞𝙡𝙞𝙚𝙨 𝙛𝙞𝙣𝙙𝙞𝙣𝙜 𝙝𝙤𝙥𝙚 𝙖𝙜𝙖𝙞𝙣.

In 2024, Pru Life UK released ₱2.3 Billion in claims, helping over 11,000 families rise above life’s toughest seasons.

Because insurance is not just a policy—it’s a promise: to stand with you, protect what matters most, and care when it matters most.

Thank you, Pru, for being a pillar of strength for families in their hardest moments, and to every agent who serves with unwavering compassion, patience, and heart.

𝘛𝘩𝘪𝘴 𝘪𝘴 𝘰𝘶𝘳 𝘱𝘶𝘳𝘱𝘰𝘴𝘦. 𝘛𝘩𝘪𝘴 𝘪𝘴 𝘸𝘩𝘺 𝘸𝘦 𝘥𝘰 𝘸𝘩𝘢𝘵 𝘸𝘦 𝘥𝘰. ♥️