Prulife UK Financial Advisor- Jizel Barbosa

𝙇𝙞𝙛𝙚 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙇𝙚𝙨𝙨𝙤𝙣𝙨
from 𝙎𝙌𝙐𝙄𝘿 𝙂𝘼𝙈𝙀 𝙎𝙚𝙖𝙨𝙤𝙣 2:

𝙀𝙫𝙚𝙣 𝙩𝙝𝙚 𝙧𝙞𝙘𝙝 𝙖𝙧𝙚𝙣'𝙩 𝙨𝙖𝙛𝙚: In Squid Game, wealth didn't guarantee safety. Life insurance is for everyone, no matter your income. It's about protecting your loved ones, not showing off.

𝘿𝙤𝙣'𝙩 𝙜𝙖𝙢𝙗𝙡𝙚 𝙬𝙞𝙩𝙝 𝙮𝙤𝙪𝙧 𝙛𝙪𝙩𝙪𝙧𝙚: The games were a gamble, and most lost. Life insurance is the opposite - it's about securing your future and your family's.

𝙏𝙧𝙖𝙣𝙨𝙥𝙖𝙧𝙚𝙣𝙘𝙮 𝙞𝙨 𝙠𝙚𝙮: Many secrets and hidden agendas fueled the chaos. Be upfront with your loved ones about your insurance - who's covered, what's covered, etc.

𝙄𝙩'𝙨 𝙣𝙤𝙩 𝙟𝙪𝙨𝙩 𝙖𝙗𝙤𝙪𝙩 𝙙𝙮𝙞𝙣𝙜: Squid Game showed how life-altering injuries can impact finances. Some policies cover long-term care or disability, which is important to consider.

REMEMER:
𝙎𝙦𝙪𝙞𝙙 𝙂𝙖𝙢𝙚 𝙞𝙨 𝙛𝙞𝙘𝙩𝙞𝙤𝙣, 𝙗𝙪𝙩 𝙩𝙝𝙚 𝙢𝙚𝙨𝙨𝙖𝙜𝙚 𝙞𝙨 𝙍𝙀𝘼𝙇.
Life insurance is about taking care of the people you love. Do your research and find a plan that fits your needs. Talk to an expert!

Message me now to find plan tailored for you.

Bread Winner Movie Lessons:

1. Wag papagurin o aabusuhin ang sarili sa trabaho. I know yan nagpoprovide ng pangangailangan para sa pamilya mo pero HEALTH IS MORE IMPORTANT above all. ❤️‍🩹

2.Life is too short mainam nang lagi kang handa 💯

3. Hindi lahat kaya mong ibigay minsan kelangan din matuto tumayo ng pamilya mo sa sarili nilang mga paa. Wag lahat iaasa sayo. Sacrifices are necessary. Tough Love 💝

4. Love your parents. Show it to them habang nabubuhay pa sila. swerte mo if they are very loving and supportive sayo 💖

5. Mag ipon at magpundar ka ng para sayo kasi kailangan mo yan hindi lang dahil “DESERVED” mo yan. Know your priorities ano nga ba ang kailangan mo talaga 🙌

6. Love yourself kasi pag naubos ka ikaw din ang kawawa. Tap your shoulder for doing your best don't be too hard on yourself 🤗

7. Hindi ka lang banko para laging saluhin pangangailangan nila pamilya ka kaya dapat nagtutulungan. 💖

8. Learn to explore and pause for a moment. Enjoy your hardwork your mental health matters as well. 🥰

9. As a breadwinner and a financial advisor I know the importance of having a life & health insurance with investment it protects your FAMILY and YOU 🫶 (Times are changing talk to your trusted financial advisor)

10. We all deserve to have that peace of mind and have that freedom to live our life to the fullest and not just work until our body gives up ✨

Hindi masama ang maging BREADWINNER basta you know your limitations. Nakakaproud din and masarap sa feeling lalo na kung grateful at appreciative yung family mo sayo 💖 pero aminin man natin sa hindi. NAPAKAHIRAP maging isang breadwinner mabigat ang responsibilidad. Sa mga breadwinner Thank you for all of your sacrifices. May all our dreams for our family and yourself come true ✨🙏

Hindi siya may investment pa. VUL is life insurance with an investment component. Ang fund value ay hindi ang kinita ng pera mo. Ang fund value ay ang portion na naka-invest muna. Sa fund value din kinakaltas ang pambayad for the monthly charges to pay for the life insurance.

Ok na ok siya kung gusto mo ng malaking pera na naka-ready agad anytime para sa pamilya pag wala ka na and at the same time may fund value na pwede mong asahan para sa future goals mo dahil ang pera mo naman na nakalagay sa fund value ay pwede mong asahan para dun.

Gusto ko ang VUL kasi hindi ko alam gaano kaigsi or gaano kahaba ang buhay ko. Kung maigsi, kahit konti lang nabayad ko, may malaking pera na agad na sigurado akong maaasahan ng pamilya ko. Kung mahaba naman ang buhay ko, may fund value din akong pwedeng magamit para sa sarili ko.

Kung gusto ko naman na hindi galawin ang VUL plan ko, may posibilidad pa na masmalaki pa ang pwede kong maiwan para sa pamilya ko dahil sa fund value.

(ccto)

‼️𝗡𝗢𝗧 𝗔𝗟𝗟 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗔𝗣𝗣𝗟𝗜𝗖𝗔𝗧𝗜𝗢𝗡𝗦 𝗛𝗔𝗩𝗘 𝗧𝗛𝗘 𝗦𝗔𝗠𝗘 𝗢𝗨𝗧𝗖𝗢𝗠𝗘‼️

Not all insurance applications have the same outcome.
Each application is unique and assessed individually, resulting in decisions like Declined, Postponed, Rated, or Approved.

Understanding these outcomes can help you navigate the process with confidence.

⛔️𝗗𝗲𝗰𝗹𝗶𝗻𝗲𝗱: The application is rejected, and no policy will be issued.

⚠️𝗣𝗼𝘀𝘁𝗽𝗼𝗻𝗲𝗱: The application is delayed, with the possibility of revisiting it at a later date.

☑️𝗥𝗮𝘁𝗲𝗱: The application is approved, but with a higher premium due to additional risk factors.

✅𝗔𝗽𝗽𝗿𝗼𝘃𝗲𝗱: The application is accepted at standard rates or with a minor rating adjustment, and a policy is issued.

Getting insurance while you are still young and healthy can provide cost savings, easier access to coverage, and a solid foundation for future financial security 👌🏻

Apply now❣️

Ctto

There are 2 ways to invest in stocks:
1. Direct
2 Indirect

Direct investment
- kapag ikaw yung bumibili mismo ng stocks from companies. Ikaw mismo ang mag seset up ng account mo, mag momonitor ng stock market, and strategize for stock positions (buy/sell/hold)

Indirect investment
- meron tayong tinatawag na Fund Manager ex. ATRAM, na gumagawa at nag aasikaso ng lahat. Fund Manager decides saan best companies ilagay ang pera mo para mag grow siya. They are experts in the field.

Advantage ng indirect investment, meron nang mag mamanage ng money and hindi na sya need i-monitor everyday. Hintayin nalang to grow and withdraw at a certain time.

If you want to know more about investment in stocks, please send me message! 😉

ɪꜰ ʏᴏᴜʀ ᴄʜɪʟᴅ 𝙜𝙚𝙩𝙨 𝙞𝙣𝙨𝙪𝙧𝙚𝙙 𝙣𝙤𝙬,

ᴛʜᴇʏ'ʟʟ ʙᴇ ᴀʙʟᴇ ᴛᴏ 𝗸𝗲𝗲𝗽 𝘁𝗵𝗮𝘁 𝗽𝗲𝗿𝗺𝗮𝗻𝗲𝗻𝘁 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗼𝗹𝗶𝗰𝘆 𝗳𝗼𝗿 𝗹𝗶𝗳𝗲,

ʀᴇɢᴀʀᴅʟᴇꜱꜱ ᴏꜰ ᴀɴʏ ʜᴇᴀʟᴛʜ ɪꜱꜱᴜᴇꜱ ᴛʜᴀᴛ ᴍᴀʏ ᴀʀɪꜱᴇ.



ᴍᴇꜱꜱᴀɢᴇ ᴍᴇ ꜰᴏʀ ᴀ 𝗙𝗥𝗘𝗘 ꜰɪɴᴀɴᴄɪᴀʟ ᴘʟᴀɴɴɪɴɢ ᴀɴᴅ Qᴜᴏᴛᴀᴛɪᴏɴ.

Staying healthy is one of the best investments you can make. 🏋️‍🧘‍♂️

And part of that investment is ensuring you’re covered with the right health insurance.

It’s not just a safety net—it’s peace of mind, knowing you’re protected while you take care of your body and mind.

FACT: Critical illness can affect anyone at any time.

1 in 4 men and 1 in 5 women is affected by critical illness before they reach retirement.
Are you ready to pay for your medical expense? Or will you be practical by investing in the things that you need in the future.

Take note Your HMO has a limit and may not enough to cover your hospital expenses, PhilHealth can only shoulder 30% of your total hospital expenses.

Your INSURAVEST can provide the funds that you need to survive - heart attack, stroke, cancer, brain tumor, kidney failure, Alzheimer’s Disease, etc.

Is there a chance where your INSURAVEST application will NOT be approved? YES, if you have a current medical condition.

So give yourself a favor, apply for an INSURAVEST while you are still healthy.

FACT: It’s more affordable than you think.

Time is GOLD😌

Why we should save and invest money during our healthy years?

1. Hindi tayo forever malakas para mag work.
2. We cannot guarantee na may maganda rin tayong income sa mga susunod na taon
3. Ang gusto natin ipamana sa mga anak natin ay comfortable life — hindi poverty.

Let’s break the cycle.

Age is a major factor that insurance and investment companies evaluate.

It gets expensive as you age.

Kumuha na before your birthday, treat it as your birthday gift. ☺️

Your future self will thank you. ♥️✨

It is not your 𝐌𝐎𝐍𝐄𝐘 that will determine your 𝐈𝐍𝐒𝐔𝐑𝐀𝐁𝐈𝐋𝐈𝐓𝐘, your 𝐇𝐄𝐀𝐋𝐓𝐇 will.
So get insured while you are 𝐲𝐨𝐮𝐧𝐠 and 𝐡𝐞𝐚𝐥𝐭𝐡𝐲, because 𝐥𝐢𝐟𝐞 𝐮𝐧𝐜𝐞𝐫𝐭𝐚𝐢𝐧𝐭𝐢𝐞𝐬 will not wait until you are ready.

PM me if you want to know more about insurance with investment. 😊

Introducing our newest product 𝗣𝗥𝗨𝗠𝗜𝗟𝗟𝗜𝗢𝗡 𝗙𝗟𝗘𝗫‼️

𝗦𝘁𝗮𝗿𝘁 𝘆𝗼𝘂𝗿 𝗷𝗼𝘂𝗿𝗻𝗲𝘆 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗳𝗶𝗿𝘀𝘁 𝗺𝗶𝗹𝗹𝗶𝗼𝗻 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁
✨𝗙𝗹𝗲𝘅𝗶𝗯𝗹𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝘁𝗲𝗿𝗺𝘀
Pay for only 2 years with the flexibility to choose monthly, quarterly, semiannual or annual payment modes.

✨𝗚𝗿𝗲𝗮𝘁𝗲𝗿 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹 𝗳𝗼𝗿 𝘄𝗲𝗮𝗹𝘁𝗵 𝗮𝗰𝗰𝘂𝗺𝘂𝗹𝗮𝘁𝗶𝗼𝗻
High fund allocation and gives access to a wide range of funds expertly managed by Eastspring Investments (Singapore) Limited & 𝗔𝗧𝗥𝗔𝗠 Trust Corporation.

✨𝗦𝘂𝗯𝘀𝘁𝗮𝗻𝘁𝗶𝗮𝗹 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻
Receive a sum assured at 500% of annual premium. Additionally, the product provides higher coverage if fund value exceeds the sum assured.

𝗧𝗵𝗶𝘀 𝗶𝘀 𝗮 𝗟𝗜𝗠𝗜𝗧𝗘𝗗 𝗧𝗜𝗠𝗘 𝗢𝗙𝗙𝗘𝗥‼️

𝗣𝗥𝗨𝗠𝗜𝗟𝗟𝗜𝗢𝗡 𝗙𝗟𝗘𝗫
✅ 2 years to pay
✅ Insurable up to age 70
✅ 95% of premium allocated to investment on it’s 1st year

Planning for an early retirement, thinking of securing your love ones, wanting to preserve and grow savings, or just being financially prepared for life's milestones or emergencies - 𝐭𝐡𝐢𝐬 𝐢𝐬 𝐭𝐡𝐞 𝐩𝐫𝐨𝐝𝐮𝐜𝐭 𝐟𝐨𝐫 𝐲𝐨𝐮❗

Be our first PruMillion Flex client! ✨
To know more about this new offering, you can personally message me. 🤗

Remember: 𝙒𝙃𝘼𝙏 𝙔𝙊𝙐 𝙎𝘼𝙑𝙀 𝙏𝙊𝘿𝘼𝙔, 𝙒𝙄𝙇𝙇 𝙎𝘼𝙑𝙀 𝙔𝙊𝙐 𝘼𝙉𝘿 𝙔𝙊𝙐𝙍 𝙁𝘼𝙈𝙄𝙇𝙔 𝙏𝙊𝙈𝙊𝙍𝙍𝙊𝙒.