Insurance Investment PH

It is our pleasure to share that for the 10th consecutive year, Sun Life is once again the No. 1 life insurance company in the country!

We dedicate this milestone to you as we celebrate our 125th anniversary of serving the Filipino nation. Your unwavering support allowed us to lead in terms of Premium Income, which is the Insurance Commission’s official basis for industry ranking.

More than anything, this is a testament to our commitment to you. The previous year may have been a difficult one, but our resolve to fulfill our promises to you far outweighed the challenges that came our way.

Thank you for your trust. Rest assured that as we forge on in this continuously evolving landscape, our promise to you remains. We will always be your partner for life as you journey towards a brighter tomorrow.

Life insurance is like a shield that secures your family’s financial future during life’s uncertainties.

But there are several different types, Want to know what’s best for you?
Let me help protect your future! 🤝

Achieving Financial Freedom is a way to secure your future and ensure you follow your dreams without any financial constraints. It’s the freedom to make life decisions without being stressed about running out of money.

Ideally one should start early and make sufficient savings and investments in the early stages of your career. Then, you should work upwards towards your goals like owning a house, vehicle, education and marriage of your children..

If planned and invested wisely, you can achieve your goals and still have sufficient corpus that will you a regular stream of money to retire peacefully.

Yep!

Did you know that financial problems are cited in 55% of separation? according to a study.
It’s an unfortunate fact, but if you’re married and want to steer clear of money problems, it’s important to start out on the same financial page.
In fact, planning for a shared financial future is key for all couples, whether you’re married or not. As soon as you know you’re in a committed relationship for the long haul, it’s a good idea for you and your partner to start planning for the future.

Want to get started? Let’s Plan your Brighter Future!

‼️REALTALK‼️

Pinaka gusto ko talaga ung huli nyang sinabi.

"𝗗𝗮𝗵𝗶𝗹 𝗵𝗶𝗻𝗱𝗶 𝗺𝗮𝗸𝗮𝗸𝗮𝗯𝗮𝘆𝗮𝗱 𝗮𝗻𝗴 𝗚𝗘𝗧 𝗪𝗘𝗟𝗟 𝘀𝗼𝗼𝗻 𝘀𝗮 𝗰𝗼𝗺𝗺𝗲𝗻𝘁𝘀."

I remember may kaibigan kami na nagka-cancer. Matagal na to ha, wala pang pandemic so normal pa source ng income.

So may group chat kami to gather funds para sa kanya and guess what..

Sabi lang ng iba:
"Uiii. Get well soon, pag pray ka namin."

Nag message ako sa friend ko, asking if nag bigay ba sila. Ofcourse madaming hindi.

Sad diba, hindi kasi all the time makakaasa tayo sa kapamilya natin, sa mga kaibigan natin.

𝗞𝗮𝘆𝗮 𝗵𝗮𝗯𝗮𝗻𝗴 𝗺𝗮𝗹𝗮𝗸𝗮𝘀 𝗸𝗮 𝗽𝗮.
𝗛𝗮𝗯𝗮𝗻𝗴 𝗺𝗮𝘆 𝗶𝗻𝗰𝗼𝗺𝗲 𝗸𝗮 𝗽𝗮.
𝗠𝗮𝗴𝗵𝗮𝗻𝗱𝗮 𝗸𝗮.

Send me a message for your Financial Planning needs. 🌞

📸 ctto

Pagkakamaling maari mo ng maiwasan.

𝐂𝐡𝐨𝐨𝐬𝐞 𝐰𝐢𝐬𝐞𝐥𝐲!

Usapang SUN SMARTER Life ELITE Peso 5/10 and VUL 🙂

Ano ang Sun Smarter Life Elite Peso 5/10?
Ito ay 5/10 year payment whole life insurance na merong GUARANTEED Cash Value and merong Guaranteed Anticipated Endowment Benefit.

Nagbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on 6th year of the policy, 2 years thereafter until age 100.

Anu daw?
Magbibigay si Sunlife ng guaranteed 8% ng face amount on 6th year of the policy kada 2 taon ang pagbigay hanggang tumanda ka until age 100. Diba ang ganda, may pension ka until you reach age 100.

Ano ang PROS ng Sun Smarter Life Elite 5/10:
✅ Double ang face amount upon death of the insured
✅ Meron syang GUARANTEED 8% na endowment benefit
✅ Meron kang dividend (not guaranteed, projected 3%)
✅ Great for child's educational fund from 0 to 10 years old
✅ Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron kang makukuha until age 100.
✅ Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
✅ Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap siya ng pera until age 100
✅ Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
✅ Perfect para sa mga taong sigurista
✅ May paying period na 5 years or 10 years
✅ Merong Accidental Death at Total Disability Benefit

Eh anu-ano naman ang CONS nito:
▪️ Pwede sya sa mga taong merong budget na 6K or more per month para sa plan nila
▪️ Hindi ka naghahawak ng shares ng top companies sa pilipinas (shareholder)
▪️ Hindi ka naka-invest sa stocks, money market, bonds, etc.

🙂 🙂 🙂
For example if you have
1,000,000 face amount..
8% is 80,000

Child: 0 year old

6th year : 80,000 + dividend
8th year: 80,000 + dividend
10th year: 80,000 + dividend
12th year: 80,000 + dividend until 100 years old 🙂 🙂 🙂
Just do the math 😊

Eh paano kung 2,000,000 face amount
8% is 160,000 + dividend on the 6th year, 2 years thereafter until age 100 🙂 🙂 🙂

*** The lowest face amount allowed is Php 200,000
***Pwede mong ipunin ang pera and leave it to accumulate
***Kahit saan pwede mong paggamitan ang pera (House & Lot, Travel Goals, Kids’ Education, Retirement, etc.) It’s YOUR money 🙂
*** You can use the money as pension

Eh paano naman ang VUL:
✅ Perfect for maliit/ sakto lang ang budget, it's an affordable plan for everyone (Depending on your capabilities and needs, talk to me know more)
✅ Flexible ang payment period
✅Okay sa long term investing
✅ Mas affordable kesa sa Elite 🙂

Ctto

𝐂𝐡𝐨𝐨𝐬𝐞 𝐰𝐢𝐬𝐞𝐥𝐲!
Anu mas gusto mo?

A. Galing sa savings account, bahay at properties mo

B. Galing sa inipon mo noon sa SUNLIFE.