Life Motifs

What a very responsible parent ❤

Mabuti ng OA at sigurista para sa kapakanan ng pamilya kaysa sa hindi. 😊

You can have “dignity” that you will not be declined in a hospital because you will need immediate care.

You will have “dignity” on not begging on your relatives, friends, officemates, etc. in times that you will need money for a treatment.

You can have “dignity” for your children. For they will continue their education.

You will still have “dignity” for your everyday life. For you can still continue the lifestyle of your family and buy the things you need and pay your bills.

You will still have “dignity” upon your retirement. For you will not be begging money on your children or grandchildren.

Lugi ka pa ba? 😁

Amen ❤️🙏

Indeed, a parent's LOVE! 💕

If you think life insurance is an expense, well you better think again. You are missing out the benefits of having a life insurance if you do not have one.
The earlier you start, the better.

Explaining life insurance using numbers..

Just sharing this rule "100-1=0" which we learned from our Singaporean friends.

It is 100 (basically everything - income and assets) minus 1 (YOU) as the breadwinner equals ZERO income and savings.

It makes sense, right? As a breadwinner, do you want to leave your family exposed to this risk?

Instead of living your life with the equation "100-1=0", why not make it "100-1=100"?

Let's ensure your family may live the life you want for them even if you are no longer able to provide for them.

Let's talk about income protection and wealth creation 😉

Decide early. Kung pasok sa budget, kumuha ng comprehensive health insurance na pwedeng sumalo sa malakihang bayarin at pwedeng magamit hanggang recovery period!

Ctto

VUL as MRI (Mortgage Redemption Insurance)

Buying a house requires MRI para pag nawala yung nag babayad, fully paid na yung bahay.

Pero what if nagkasakit muna bago nawala?
Possible mawala din yung bahay kasi mas importante ang buhay kaysa sa bahay.

With VUL, meron kang Critical Illness fund to cover your medical expense incase of terminal illness.

With VUL, if nothing happens to you after mo matapos yung bahay, may bahay ka na, may withdrawable investment kapa for retirement plus insured ka padin. ❤️

Client: “BAKIT MAS MURA YUNG INSURANCE SA IBA?” 🤔

Me: Sir, let me reframe the question.

Would you want to pay for a fire extiguisher that’s cheaper, but cannot put out a fire completely?

Or a parachute that’s 2 sizes smaller?

Or an umbrella that offers shade for you, but not for your family?

Sir, that’s the thing about life insurance. There’s no way to “test” it. Because you only get one shot and it has to work the first time.

Do you want a policy that’s cheaper, but cannot provide adequate and comprehensive protection when you need it?
Or a policy that’s a bit higher on premium, but will exceed your expectations?

Choose wisely, sir.

Client: Where do I sign??

-------

MADAMING BAGAY NA DAPAT NAGTITIPID. BEING ADEQUATELY INSURED SHOULDN'T BE ONE OF THEM...👍🏼👊🏼💪🏼

(Sharing an actual conversation with a client.)


Ctto

Masarap nga yan! Haha
Happy New Year! 😊

Our advocacy as financial advisors is to insure more Filipinos.
Help us share the value of life insurance to your family, friends and loved ones.
Let's save them from financial crisis when life's uncertainties come.