AXA Lizah Zabat

Why I trust AXA Philippines with my clients and my own family 👇

AXA Philippines isn’t new to this.

Established in 1999, they’re one of the country’s largest and fastest-growing insurers, protecting close to 2 million Filipinos through life, health, and general insurance. (axa.com.ph)

Credibility you can check:

Most Trusted: Voted #1 in Life Insurance at the Reader’s Digest Trusted Brands Awards 2025 for the 2nd year in a row.

That’s voted by Filipino consumers, not just the industry.

Global Strength: Backed by AXA Group — one of the world’s largest insurance groups with AA/Aa2/A+ financial strength ratings from S&P, Moody’s, and AM Best.

Translation: they have the capacity to pay when it matters most.

Award-Winning in 2025: Swept 7 major award programs, including Excellence in Digital Innovation, Best Mobile Insurance App, and One Golden Arrow for Corporate Governance.

People First: Certified Great Place to Work® for 5 consecutive years and ranked #26 Best Employer in the PH. A company that takes care of its people takes better care of clients. (axa.com.ph, axa.com, thechronicle.com. phaxa.com.ph)

For me, credibility isn’t just about awards.

It’s about knowing that when life hits, the promise made will be kept.

If you want to know how AXA’s protection and savings plans work, drop “PLAN” below.

Happy to walk you through it—no pressure, just clarity.

Most people spend their entire life playing the wrong game with money.

They focus on EARNING more, but NEVER learn how to KEEP or GROW it. They trade time for income, yet never BUILD assets that can pay them back.

The TRUTH is simple, but often IGNORED.

There are only 2 types of people financially:

Those who work for money, and those whose money works for them.

The difference isn’t luck, intelligence, or even income. It’s how they use what they already have.

Tired of guessing with money and want a free financial check-up?

Drop “PLAN” in the comments, and I’ll send you a free 1-on-1 financial planning session.

We’ll map where you are now, and build action-driven management steps to get you there.

Why Did The Prisoner Choose The Bread Instead of The Key?

There’s a story of a prisoner given a choice:
A loaf of bread — or — a key to his cell.

He chose the bread.

Because hunger is urgent. Freedom feels far away.

That’s us with money.
The bread = poverty mindset.
“Kainin na ngayon. Bahala na bukas.”

We grab what solves today’s hunger — salary loans, ubos-biyaya, no savings — because the pain is NOW.

The key = AXA insurance = FREEDOM.
It won’t fill your stomach today.

But it unlocks your family from the prison of “what if”:
What if I get sick?
What if I die early?
What if I can’t work anymore?

One critical illness can lock you in a financial prison for 20 years.

One AXA plan can be the KEY that sets your family free.

Realization:
Poverty isn’t just a lack of money. It’s choosing temporary relief over permanent freedom.

The bread keeps you alive in prison.

The key gets you OUT of prison.

Most Filipinos choose the bread.
98.21% are still in the cell — one emergency away from selling everything.

Be the 1.79% who choose the key. Because abundant life isn’t surviving day to day.

John 10:10 — “I came that they may have life, and have it abundantly.”

And FREEDOM is the first step to abundance.

Question: Today, are you choosing bread... or the key? 🔑

Most people try to get rich from property... but they're playing the wrong game.

They buy land, condos, rentals — thinking “Ito na yung retirement ko.”

But one hospital bill can force you to sell it at palugi.
One accident can stop the income that pays for it.

That’s not growth. That’s gambling.

Real wealth formula: Protection + Investment = Growth

Order matters: Protection FIRST. Investment SECOND.

Why?

Protection is the foundation.

It keeps your family from starting at zero again.

Investment is the ACCELERATION. But without protection, one emergency wipes out years of “ipon.”

You don’t build a house starting with the roof.

You start with a strong foundation — life insurance, HMO, emergency fund.

Then you add property, stocks, business.

Rich isn’t how much you own.
Rich is HOW MUCH you can KEEP when life hits.

Abundant life isn’t just accumulation.

It’s security. John 10:10

Build wisely.
Protect first.
Then grow.

That’s stewardship. That’s abundant life.

Want to check if your foundation is strong? Let’s talk. 💙

Why can't Filipinos retire comfortably?

2025 Data: Only 1.79% of PH is insured.

Average: ₱4,414.58/year or ₱12/day.

Translation:
We spend more on load & coffee than on protecting our future.

One sickness can wipe out 30 years of ipon.
One plan can protect 30 years of retirement.

Abundant life needs an abundant plan.

John 10:10

Don’t be part of the 98.21% who aren’t ready.

Be part of the 1.79% who choose to be.

PM me for a free “Can I Retire Comfortably?” check-up. 💙

Honored to represent AXA Philippines. 💙

“Ensuring the Family Legacy” isn’t just a talk — it’s what we do.

At this booth, we help families answer 3 questions:

Protected na ba ang income mo?
Prepared ba ang next generation?
Is your Adversity Quotient backed by a plan?

LEGACY WITHOUT PROTECTION is just a wish.

An ABUNDANT life WITHOUT a PLAN is just a hope.

Grateful to do purposeful work.

Message "Protect" if you want to learn how stewardship + insurance = PEACE OF MIND.

Yep, that’s me at the AXA booth! 👋

Tanong ng iba: “Bakit ka nasa Insurance?”

Sagot ko: Kasi naniniwala ako sa John 10:10
Jesus came so we can have ABUNDANT life. Hindi lang “survive” life.

Pero REAL TALK: Paano magiging abundant kung isang sakit lang, ubos ipon?

Paano kung mawala si breadwinner?

The thief:
emergency,
fear,
no plan
— comes to steal, kill, destroy.

My job?

Help you fight back.

Protect muna, then grow.
Para from sahod to sigurado. From worry to peace of mind.

Your friendly Financial Advisor, here to serve. 💙

PM me “PROTECT” if you want that free 15-min check-up.

"The Path Out of Poverty is Financial Education"

John 10:10 "The thief comes only to STEAL, and KILL and DESTROY. I have come that they may have LIFE, and have it IN FULL"

The thief today?

Lack of knowledge.
No Plan.
FEAR that makes us "bury our talents"

It STEALS dreams.
It KILLS opportunity.
It DESTROYS families when emergencies hit.

But Jesus promised LIFE--abundant life!
And STEWARDSHIP is part of that.

Protecting your income.
Planning for your kids.
MULTIPLYING what you've been given.

Financial Education isn't just about money.
It's about FREEDOM to live the life God intended.

Question for you: What's ONE money lesson you wish you had learned 10 years ago?

Drop it below👇
Let's learn from each other.

Hanging around WINNERS is KEY to your own success.

When you spend time with people who achieve great things, their energy and mindset rub off on you.

You start to think BIGGER and STRIVE for more.

In this kind of group, when you share your achievements, it doesn’t feel like bragging. Instead, it becomes a celebration!

Everyone lifts each other up and recognizes that success is something to be enjoyed together.

So, find those INSPIRING people who push you to grow and cheer you on.

When you surround yourself with winners, your wins INSPIRE others, and together you all move forward.

It’s about building each other up and creating a positive environment where everyone thrives!

Be more intentional with your circle!

From 2007 JCIP Presidents to today — still surrounded by beautiful souls who push me higher.

As I start this new career with AXA Philippines, I’m reminded: to surround yourself with the dreamers, the doers, the believers, the thinkers.

And above all, the ones who see greatness within you, even when you don’t.

Thankful for you both. New chapter, same mission: growth and impact.