Cha Hibek- Licensed Financial Adviser

𝗚𝗨𝗔𝗥𝗔𝗡𝗧𝗘𝗘𝗗 𝗜𝗡𝗖𝗢𝗠𝗘 𝗙𝗢𝗥 𝗟𝗜𝗙𝗘
☀️Pay premium for 10yrs, start recieving pay out on 6th year and every 2yrs till age 100
☀️Life Insurance
☀️Accidental Life Insurance
☀️Earn dividends
☀️Earn interest from Accumulated dividends and Accumulated Endowment Pay Out
☀️Guaranteed Cash Value

Ideal for
✅Educational Fund
✅Retirement Fund
✅Pamana / Regalo

Also plan as
✅Estate Plan
✅Income Protection
✅MRI

Have you ever considered having a side-hustle that can help you be financially stable and make progress towards your dreams? You can be a LICENSED PROFESSIONAL and get closer to your goal of FINANCIAL FREEDOM!
With us, you can get a job that has:
✅ Time Freedom(Less working hours)
✅ 40K and above income with no ceiling
✅ Work from Home/Anywhere
✅ Car Loan Benefits
✅ House Loan Benefits
✅ Retirement Plan Benefit
✅ 13th to 24th month Bonus
✅ Travel Incentives
✅ Appliances Incentives
Be a LICENSED PROFESSIONAL under SUN LIFE OF CANADA Philippines! I'm a Field Manager and I have open positions for Financial Advisors in my team, you can choose to go part-time or full-time in this job.
We'll train individuals to become the most competent advisors in the Financial and Insurance industry.
To qualify and to get started, SEND US A MESSAGE OR COMMENT HOW!
If you have dreams, goals, and you think you can work hard for them, make your move TODAY!

Eksena with client
Client: dami kong expenses pa Cha. Saka na yang insurance
Me: List all your non negotiable expenses. At the end, isama mo Insurance.

Client: I'll play along pero hindi ko talaga priority ang insurance ngayon.
Me: Thank you for tolerating my game. Magkano po total?
Client: Including the 4,000php monthly of insurance premium, total of 86,000php.

Me: means to say you have a total obligation of 86,000php monthly. Would you believe that out of 86k, the 82k are still due na mabayaran mo even na mawala ka o magkasakit ka? Meralco, PLDT, or Maynilad do not care kung anong nangyayari sayo. BUT yun pong 4,000php mo sa insurance, it will stop its due and siya na magbabayad ng 82k non negotiable expenses mo.

If your non-negotiables are really NOT necessities, then insurance is a luxury.

Have a bRight and wise decision today! 😊

Your choices today become your reality tomorrow.

Elementary pa lang tayo tinuruan na tayo mag ipon. Pero till now na may work na tayo, may hugot pa din na "sana all" may financial freedom.
Make saving a habit.

Let your own money be your savior at the time of need.
Financial B.U.S. will not get you there, rather ililigaw ka... 😁
Benta. Utang. Sangla

It's not about how much you saved,
It is a matter of NAGSAVE KA BA?

INCOME - SAVING = EXPENSES
not the other way around.

Hindi po sa kuripot, just being SMART. relate ba mga mommy?

Filipinas futbol will never be the same again. ⚽️ Thank you Philippine Women's National Football Team for showing future generations how bright we can shine! ☀️