G's Financial Diaries

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𝙈𝙖𝙠𝙚 𝙩𝙤𝙙𝙖𝙮 𝙢𝙖𝙩𝙩𝙚𝙧 𝙗𝙮 𝙘𝙝𝙤𝙤𝙨𝙞𝙣𝙜 𝙖 𝙬𝙤𝙧𝙧𝙮-𝙛𝙧𝙚𝙚 𝙛𝙪𝙩𝙪𝙧𝙚 𝙛𝙤𝙧 𝙮𝙤𝙪 𝙖𝙣𝙙 𝙮𝙤𝙪𝙧 𝙛𝙖𝙢𝙞𝙡𝙮.

Message me now for more details!

😁

Insurance Advisor: Pag may nangyari sa sayo, may makukuha ang asawa mo dahil insured siya, pero pag siya ang nawala, wala kang makukuha. Maganda sana makausap ko din siya.

Wife: Ako na ang bahalang mangumbinse sa kanya. 😳

Insurance may not be your priority but it will protect all of your priorities! 💛

Just a piece of realization. ❤️

Client: Maganda naman ang Life Insurance, bakit konti lang naniniwala at meron nyan? Mag-present ka nga sa friends and officemates ko.

Me: Kasi Insurance is not tangible. It is just a piece of paper. Hindi mo sya pwedeng ipakita basta basta. Hindi sya pwedeng ipagmalaki tulad ng:

"May bagong bahay ako sa Camella village"

"Kumuha ako ng 3-bedroom unit with 4 parking slots sa BGC."

"Approved na yung bank loan ko para sa Toyota Vios. Next week ko maiuuwi."

"Finally recontracting na ako sa Globe. Kukuha ako ng iPhone 14."

"Grabe ang ganda ganda sa Japan. Ito pictures namin sa cherry blossoms, Disneyland, Universal Studios, Kyoto at Osaka o. 15 days kasi kami dun so nalibot namin lahat."

"Nag-open kami ng franchise ng Potato Corner sa mall na yan. Dun naman sa school ni Junjun mag Gong Cha franchise naman kami."

Insurance are none of those things.

You cannot simply brag to your friends that you have a 4M death benefit, plus 2M accidental death, 2M critical illness benefit, and more. You cannot also mention that your parents or relatives acquired a 10M, 20M, 45M life insurance coverage to prepare for their estate planning, retirement, and wealth transfer.

Pero alam nyo ba sir ano ba talaga difference ng insurance companies sa ibang bagay o bangko?

It is a piece of paper na kapag may sakuna will read,

"We owe you money" instead of it saying "You will owe us."

We generate revenue not debt.

Cars, gadgets, appliances will be outdated and get obsolete one day, but your VUL Insurance will appreciate over time.

The earlier you save, the wealthier you will become. Protect yourself. Do it for them.

Tara pagusapan natin kung anong swak sayo and sa family mo❤️

Credits to Marie Michelle Mojica

👇🏻

Sa may mga insurance policies, REMINDER LANG,
make sure na hindi lapsed ang mga plan ninyo.

Settle your payment on time at wag hayaan na mag lapse. Always put it in your budget dahil eto ang magiging protection nyo at ng inyong pamilya.

Kung may binabayaran kayong 2,500 kada bwan para sa insurance niyo at may coverage kayong 1M, tapos tinigil nyo bigla at hinayaan maglapse ang policy nyo dahil nagtipid o hindi na kasama sa priority si insurance, hindi kayo nakatipid ng 2,500 kundi nagtapon kayo ng 1M.

🚨 SAAN AABOT ANG PHP 137 MO? 🚨

✅ Covered ka na until age 100
✅ Covers 114 Major & Minor Illnesses
✅ Guaranteed Cash Benefit
✅ Limited payment period (10/15/20 years)
✅ Total Disability Benefit

Akalain mo yun, mas mahal pa pala yung gas mo per day or yung kape na iniinom mo kaysa sa insurance per day mo? 🥹 De, okay lang yan! It's not too late pa naman. 😌

💯 Tandaan: Hindi lang dapat sasakyan ang may insurance, dapat IKAW din! 💯

Credits to

Nagtataka minsan ang mga client na nakakausap ko bakit hindi ako pushy mag-close.
Masaya kasi ako magturo talaga. Iba ang feeling kapag yung kausap ko may “AHA” moment kasi may bago silang natutunan sakin.

Pero at the same time, sana kahit ‘di ko sila minadali— prayer ko na huwag kami maunahan ng:
- Sickness
- Accident
- Disability/Death

Kasi yun yung initial problems na sinasagot ng insurance. Hindi kita pipilitin, pero sana once marealize mo ang importance— huwag ka mahiyang magsabi na “Hi. Mag-start na ako sa plan ko.”

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To all OFW, good news‼️

Kahit nasa abroad ka at gusto mong ikuha ng insurance ang mga anak mo, PWEDENG PWEDE NA❗️

For as low as 3k per month, may life insurance coverage na ang kanyang anak at projected fund na pwedeng magamit sa education and other milestones in the future.

Your Partner in Life,

Ginalyn M. Carbonel
Licensed Financial Advisor





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