PRU Life UK Financial Advisor - Marianne Mae Sales

𝟰 𝗘𝗮𝘀𝘆 𝗦𝘁𝗲𝗽𝘀 𝘁𝗼 𝗔𝗰𝗵𝗶𝗲𝘃𝗲 𝘆𝗼𝘂𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗚𝗼𝗮𝗹𝘀

1. Set a meeting / online appointment.
2. Complete your requirements.
3. Settle thru Online Payment.
4. Wait for Approval.

Spend only 30mins to 1hour with your trusted Financial Advisor to know everything about Insurance with Investment Plans that can help you and your family in the unknown future. 💯

𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗣𝗹𝗮𝗻𝘀 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗺𝗮𝘆 𝗰𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝗮𝗿𝗲:

- Income Protection
- Retirement Plan
- Children Educational Plan
- Critical Illness / Hospitalization Fund
- Estate Planning

Message me to know more! 📩

𝗙𝗔𝗠𝗜𝗟𝗬 𝗣𝗥𝗢𝗧𝗘𝗖𝗧𝗜𝗢𝗡!💕
For as low as 385/day insured na kayo ng buong Family mo. 🤗

Below is a sample computation not just for you but for your entire family's protection, may kasama pang savings and investments. 😊

𝙏𝙝𝙚 𝙢𝙤𝙧𝙚 𝙮𝙤𝙪 𝙨𝙩𝙖𝙧𝙩 𝙣𝙤𝙬, 𝙩𝙝𝙚 𝙢𝙤𝙧𝙚 𝙥𝙚𝙖𝙘𝙚 𝙤𝙛 𝙢𝙞𝙣𝙙 𝙛𝙤𝙧 𝙮𝙤𝙪𝙧 𝙛𝙖𝙢𝙞𝙡𝙮, 𝙩𝙝𝙚 𝙢𝙤𝙧𝙚 𝙬𝙞𝙩𝙝𝙙𝙧𝙖𝙬𝙖𝙗𝙡𝙚 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 𝙛𝙤𝙧 𝙮𝙤𝙪 𝙖𝙣𝙙 𝙮𝙤𝙪𝙧 𝙛𝙖𝙢𝙞𝙡𝙮 𝙢𝙚𝙢𝙗𝙚𝙧𝙨.

Message me to know your options! 🥰

𝗪𝗵𝘆 𝗶𝘀 𝗻𝗼𝘄 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘁𝗶𝗺𝗲 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁?

1. Get insured while you are still young and healthy because premium increases as you get older and most importantly, you get insured by being HEALTHY.

2. Investing at an early age gives your money more time to grow because of COMPOUNDING INTEREST.

Getting insured from life’s uncertainties and at the same time having the chance to grow your money thru investment is an opportunity we all should grab.

Insurance + Investment plans can serve as your:

📖 Education fund for your children
🏥 Health Protection
🧓🏻 Retirement Fund
🏡 Estate Planning

Let me help you understand more about how valuable this opportunity is for you and your family.

Message me for a free financial consultation. ❤️

Consider this ⬇️

• Turning P3,000 into P3,009.50 is called a BANK.
• Turning P3,000 into P3,300 is called an INVESTMENT.
• Turning P3,000 into Php 2,000,000 is called an INSURANCE.

Good thing you can be insured while investing.💯

A person, no matter how capable he is in his lifetime, cannot avoid two things — sickness and death.
When a person is bedridden:

1. A gift of Php 2,000 could be from FRIENDS.
2. A gift of Php 20,000 could be from RELATIVES.
3. A gift of Php 1,000,000 OR MORE could be from LIFE INSURANCE.

VUL plan will back you up! 🙂

Message me to learn more about plans that suits you! 📩

OFW life is not forever. ✈️

Getting an investment-linked savings plan (VUL) helps you prepare not only for your homecoming, but also for your retirement. 😊

𝙈𝙖𝙠𝙚 𝙩𝙝𝙚 𝙢𝙤𝙨𝙩 𝙤𝙛 𝙮𝙤𝙪𝙧 𝙝𝙞𝙜𝙝-𝙚𝙖𝙧𝙣𝙞𝙣𝙜 𝙮𝙚𝙖𝙧𝙨 𝙖𝙣𝙙 𝙧𝙚𝙩𝙪𝙧𝙣 𝙩𝙤 𝙩𝙝𝙚 𝙋𝙝𝙞𝙡𝙞𝙥𝙥𝙞𝙣𝙚𝙨 𝙬𝙞𝙩𝙝 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 𝙖𝙣𝙙 𝙩𝙝𝙚 𝙛𝙧𝙚𝙚𝙙𝙤𝙢 𝙩𝙤 𝙚𝙣𝙟𝙤𝙮 𝙩𝙝𝙚 𝙛𝙧𝙪𝙞𝙩𝙨 𝙤𝙛 𝙮𝙤𝙪𝙧 𝙡𝙖𝙗𝙤𝙧. 🙏

Best to start while you’re still healthy.

Message me to book your appointment now. 📩🤗

Good read 🤍

"Meron na akong insurance eh."

I get this a lot from friends, but when I ask them the benefits of their insurance, madalas ko marinig,

"Hindi ako sure eh, basta alam ko meron ako."

Only to find out na inadequate pala ang coverage nila during policy review.

Yung akala mong okay na pero kulang pa pala. 🙊😩😭

A rule of thumb, LIFE INSURANCE must be AT LEAST 10 TIMES your ANNUAL INCOME

while CRITICAL ILLNESS INSURANCE must be at least 5 TIMES your ANNUAL INCOME.

Why?

Kasi you need to make sure na if something bad happens to you, your coverage will last for YEARS. Ito yung pera na gagamitin mo or ng family mo para makarecover.

Payag ka bang ma-exhaust agad siya nang mabilis?🥸

If kulang pa coverage mo, talk to a trusted Financial Advisor.

Know your options.
Hindi sapat ang INSURED lang.
Dapat sufficient ang coverage mo. 🤍

INFLATION 101 🤔

What is Inflation:

Simple Mathematical explanation

Last year, PHP 59 ang Chicken Fillet.
Ngayon. PHP 64 na.

Hindi naman dumami yung kanin.
Hindi nadagdagan yung manok.
Hindi nag-upsize yung inumin.

Pero nagmahal. 💔

Friend, kung ang pera mo nasa bank lang, every year bumababa ang VALUE niyan because of inflation. Kung last year nagtabi ka ng PHP 59 para bumili ng chicken fillet this year, Baka hindi mo na afford ito today!

Friend, magmahal ka ng “Investments”. Sa future sila yung dadami, madadagdagan, at mag u-upsize!

Investments ~ will grow over time with you.

Consult for free with me! 🤗

Excited to see Summer Photos ng mga magbabakasyon at hihinga ngayong summer!

Deserve natin gumastos para magenjoy 🤗

In case you also want to invest some of your savings to start making your money work for you,

‼️Here are our Sample ELITE Plans ‼️

✅ College Education Fund
✅ Major Purchases Fund (House, Lot, Car, etc.)
✅ Business Fund
✅ Retirement Fund

If business owner ka, this is a good financial strategy for wealth protection, accumulation and even succession.

Feel free to message me.
Let’s discuss your options 😊

𝗪𝗵𝘆 𝗶𝘀 𝗶𝘁 "𝗡𝗢𝗧 𝗢𝗞𝗔𝗬" 𝘁𝗼 𝗱𝗲𝗹𝗮𝘆 𝘆𝗼𝘂𝗿 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?

1. 𝗜𝘁 𝗴𝗲𝘁𝘀 𝗺𝗼𝗿𝗲 𝗲𝘅𝗽𝗲𝗻𝘀𝗶𝘃𝗲.

The older we get, mas risky na tayo as an individual para i-insure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.

𝘚𝘰 𝘬𝘶𝘯𝘨 𝘨𝘶𝘴𝘵𝘰 𝘮𝘰 𝘮𝘢𝘬𝘢𝘵𝘪𝘱𝘪𝘥, 𝘨𝘦𝘵 𝘪𝘵 𝘢𝘴 𝘦𝘢𝘳𝘭𝘺 𝘢𝘴 𝘯𝘰𝘸.

2. 𝗬𝗼𝘂 𝘄𝗶𝗹𝗹 𝗵𝗮𝘃𝗲 𝗮 𝗹𝗲𝘀𝘀𝗲𝗿 𝗰𝗵𝗮𝗻𝗰𝗲 𝗼𝗳 𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹.

Of course the insurance company wants to make sure na healthy yung mga i-i-insure nila since they are giving millions. So, as we age, nagdedeteriorate din yung health natin. Kaya most likely kapag mas matatanda na, nagrerequire na ng medical examinations and all.

𝘞𝘦 𝘢𝘳𝘦 𝘣𝘶𝘺𝘪𝘯𝘨 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘩𝘦𝘢𝘭𝘵𝘩, 𝘯𝘰𝘵 𝘸𝘪𝘵𝘩 𝘮𝘰𝘯𝘦𝘺. 𝘒𝘢𝘩𝘪𝘵 𝘨𝘢𝘢𝘯𝘰 𝘱𝘢 𝘬𝘢𝘭𝘢𝘬𝘪 𝘺𝘶𝘯𝘨 𝘬𝘢𝘺𝘢 𝘮𝘰𝘯𝘨 𝘪𝘣𝘪𝘨𝘢𝘺 𝘱𝘢𝘳𝘢 𝘭𝘢𝘯𝘨 𝘮𝘢-𝘪𝘯𝘴𝘶𝘳𝘦 𝘬𝘢, 𝘪𝘧 𝘩𝘪𝘯𝘥𝘪 𝘬𝘢 𝘯𝘢 𝘩𝘦𝘢𝘭𝘵𝘩𝘺, 𝘩𝘪𝘯𝘥𝘪 𝘯𝘢 𝘵𝘢𝘭𝘢𝘨𝘢 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘮𝘢𝘬𝘢𝘬𝘶𝘩𝘢 𝘱𝘢.

3. 𝗪𝗲 𝗺𝗶𝗴𝗵𝘁 𝗻𝗲𝘃𝗲𝗿 𝗴𝗲𝘁 𝗮 𝗰𝗵𝗮𝗻𝗰𝗲.

Life is unpredictable. Everyday, maraming pwedeng mangyari — accident, disability, illness and even death. Hindi natin alam kung kailan mangyayari ang mga ito sa atin. Hopefully, kung dumating man ito, prepared tayo - financially.

𝘗𝘢𝘳𝘢𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘭𝘢𝘯𝘨. 𝘕𝘢𝘨𝘭𝘢𝘭𝘢𝘨𝘢𝘺 𝘵𝘢𝘺𝘰 𝘯𝘦𝘵𝘰 𝘴𝘢 𝘩𝘰𝘶𝘴𝘦 𝘱𝘢𝘳𝘢 𝘪𝘧 𝘦𝘷𝘦𝘳 𝘮𝘢𝘨𝘬𝘢𝘴𝘶𝘯𝘰𝘨, 𝘮𝘦𝘳𝘰𝘯 𝘵𝘢𝘺𝘰𝘯𝘨 𝘮𝘢𝘨𝘢𝘨𝘢𝘮𝘪𝘵. 𝘏𝘪𝘯𝘥𝘪 𝘯𝘢𝘮𝘢𝘯 𝘵𝘢𝘺𝘰 𝘣𝘪𝘣𝘪𝘭𝘪 𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘩𝘢𝘣𝘢𝘯𝘨 𝘯𝘢𝘴𝘶𝘴𝘶𝘯𝘰𝘨 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘣𝘢𝘩𝘢𝘺 𝘥𝘪𝘣𝘢?

I hope makapagstart ka na at mainsure na kita. ❤️

𝘉𝘌 𝘈𝘕 𝘐𝘕𝘚𝘜𝘙𝘌𝘋 𝘐𝘕𝘝𝘌𝘚𝘛𝘖𝘙 𝘛𝘖𝘋𝘈𝘠!

#𝘉𝘦𝘗𝘙𝘜𝘵𝘦𝘤𝘵𝘦𝘥𝘕𝘰𝘸

#𝘈𝘴𝘬𝘧𝘰𝘳𝘚𝘦𝘤𝘶𝘳𝘪𝘵𝘺

Marianne, 𝗸𝗮𝗽𝗮𝗴 𝗸𝘂𝗺𝘂𝗵𝗮 𝗯𝗮 𝗮𝗸𝗼 𝗻𝗴 𝗽𝗹𝗮𝗻 𝗸𝗮𝘆 𝗣𝗿𝘂 𝗺𝗮𝗯𝗮𝗯𝗮𝘄𝗮𝘀𝗮𝗻 𝘆𝘂𝗻𝗴 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗸𝗼?

𝙉𝙊𝙋𝙀! 𝙔𝙤𝙪 𝙖𝙧𝙚 𝙤𝙣𝙡𝙮 𝘿𝙄𝙑𝙀𝙍𝙎𝙄𝙁𝙔𝙄𝙉𝙂 𝙮𝙤𝙪𝙧 𝙨𝙖𝙫𝙞𝙣𝙜𝙨. 💸💰

Gawin nalang nating example yung pantalon. Let's say may P5,000 ka sa isang bulsa. Pag nilipat ko ba yung P2,500 sa kabilang bulsa, nabawasan ba yung pera mo? Hindi naman diba! Ganun rin sa pag-iipon. 🤗🤗

Pag nag open ka ng plan kay Pru, kukurot lang tayo from your savings then dun natin ilalagay.

Anong kapalit? PROTECTION and INVESTMENT! Insured ka na, lumalago pa yung pera mo. Something that a regular savings account cannot do. 💯

Gets na ba? Start ka na rin ng plan mo kay Pru! PM me for free financial health check! ❤️

Just a piece of realization. ❤️

Client: Maganda naman ang Life Insurance, bakit kaunti lang naniniwala at meron nyan? Mag-present ka nga sa friends and officemates ko.

Me: Kasi Insurance is not tangible. It is just a piece of paper. Hindi mo sya pwedeng ipakita basta basta. Hindi sya pwedeng ipagmalaki tulad ng:

"May bagong bahay ako sa Camella village"

"Kumuha ako ng 3-bedroom unit with 4 parking slots sa BGC."

"Approved na yung bank loan ko para sa Toyota Vios. Next week ko maiuuwi."

"Finally recontracting na ako sa Globe. Kukuha ako ng iPhone 12."

"Grabe ang ganda ganda sa Japan. Ito pictures namin sa cherry blossoms, Disneyland, Universal Studios, Kyoto at Osaka o. 15 days kasi kami dun so nalibot namin lahat."

"Nag-open kami ng franchise ng Potato Corner sa mall na yan. Dun naman sa school ni Junjun mag Gong Cha franchise naman kami."

Insurance are none of those things.

You cannot simply brag to your friends that you have a 4M death benefit, plus 2M accidental death, 1M disability benefit, 2M critical illness benefit, and more. You cannot also mention that your parents or relatives acquired a 10M, 20M, 45M life insurance coverage to prepare for their estate planning, retirement, and wealth transfer.

Pero alam nyo ba sir ano ba talaga difference ng insurance companies sa ibang bagay o bangko?

It is a piece of paper na kapag may sakuna will read,

"We owe you money" instead of it saying "You will owe us."

We generate revenue not debt.

Cars, gadgets, appliances will be outdated and get obsolete one day, but your VUL Insurance will appreciate over time.

The earlier you save, the wealthier you will become. Protect yourself. Do it for them.

Tara usap tayo! ❤️

ctto

So ayun na nga, halos lahat ng major purchases and assets need insurance.

So, WHY are YOU not insured?

Is your life less valuable than the things you want to acquire? 🤷‍♀️