The Finance Geek II

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The Finance Geek II Financial Advisor
Macalay Club Member
Trying to be 1% better everyday!

It’s about asking:“Magkano kaya ang kailangan ko para mabuhay comfortably kahit wala na akong employment income?”Food, b...
10/10/2026

It’s about asking:

“Magkano kaya ang kailangan ko para mabuhay comfortably kahit wala na akong employment income?”

Food, bills, healthcare, travel, family needs, emergencies—lahat ‘yan kailangang paghandaan.

And the earlier you start, the more time you have to build that fund.

Have you calculated yours? 👇

Hindi mo kailangang hintayin na maging ₱10K or ₱20K ang extra money mo bago ka magsimulang mag-save.Kung ₱1,000 lang ang...
10/10/2026

Hindi mo kailangang hintayin na maging ₱10K or ₱20K ang extra money mo bago ka magsimulang mag-save.

Kung ₱1,000 lang ang comfortable ngayon, start there.

Then kapag tumaas ang income mo, increase your savings, not just your lifestyle.

Magkano ang realistic mong kayang i-save every month? 👇

Before buying a big-ticket item, don’t just ask:“Kaya ko ba ang monthly?”Ask:“Kaya ko ba ang total cost of ownership wit...
09/10/2026

Before buying a big-ticket item, don’t just ask:

“Kaya ko ba ang monthly?”

Ask:

“Kaya ko ba ang total cost of ownership without sacrificing my savings, emergency fund, and other financial goals?”

Agree?

MY 1ST CLIENT THIS Q4 2026 GOT APPROVED! 💛Congratulations to Ms. M, a healthcare worker from Caloocan! ☀️Approved agad a...
09/10/2026

MY 1ST CLIENT THIS Q4 2026 GOT APPROVED! 💛

Congratulations to Ms. M, a healthcare worker from Caloocan! ☀️

Approved agad ang application na sinubmit namin, at ngayon, may plan siya mag overseas. Kaya aalis siya na insured, babalik ng may ipon.

As a parent and breadwinner, alam niyang hindi enough ang hard work para sa pamilya. Importante ring magkaroon ng protection at preparation para mas handa in case ng unfortunate events.

If you’re also a parent or breadwinner, maybe it’s time to explore your options, too. Let’s find a plan that fits your needs and budget. 💛🫰

Credit limit is not the same as spending capacity.Kung ₱50K lang ang kaya mong bayaran, hindi ibig sabihin dapat ₱50K di...
09/10/2026

Credit limit is not the same as spending capacity.

Kung ₱50K lang ang kaya mong bayaran, hindi ibig sabihin dapat ₱50K din ang gastusin mo.

Use your credit card as a payment tool, not additional income.

The goal isn’t to avoid credit cards completely. The goal is to stay in control.

Ikaw, do you pay your total due, or just the minimum due?

Ikaw, mas importante ba ang malaking income or good money habits?👇 Comment your answer.
08/10/2026

Ikaw, mas importante ba ang malaking income or good money habits?

👇 Comment your answer.

Hindi ka “broke” dahil pinipili mong unahin ang pamilya mo. Minsan, hindi naman nasusukat ang success sa laki ng sweldo,...
08/10/2026

Hindi ka “broke” dahil pinipili mong unahin ang pamilya mo. Minsan, hindi naman nasusukat ang success sa laki ng sweldo, sa title, o sa lifestyle na nakikita online. For some people, success means

may pagkain sa mesa
may pambayad sa bills
at may pamilya kang napoprotektahan.

Kung kailangan mong magsimula sa maliit, okay lang. Kung kailangan mong tanggapin muna ang trabaho na hindi mo dream job, okay lang din. Work is work when it helps you survive, provide, and move forward.

Hindi mo kailangang maging milyonaryo para magsimula. Kailangan mo lang maging intentional.True financial success is bui...
08/10/2026

Hindi mo kailangang maging milyonaryo para magsimula. Kailangan mo lang maging intentional.

True financial success is built on a strong foundation. Start building your financial foundation today.

Survival days will be over soon. Stay strong, TFGs!
06/10/2026

Survival days will be over soon. Stay strong, TFGs!

Minsan, hindi naman talaga yung haba ng panahon ang problema. It’s what we choose to commit our money to.Before taking o...
06/10/2026

Minsan, hindi naman talaga yung haba ng panahon ang problema. It’s what we choose to commit our money to.

Before taking on a long-term financial commitment, ask yourself:

“Makakatulong ba ‘to sa future ko, or para lang mas maging comfortable ako today?”

Hindi masama gumastos. Ang importante, balanced ang present lifestyle at future goals.

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2F Esperanza Mall, McArthur Highway
Meycauayan

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