14/02/2024
The burden of paying for treatment costs can fall on your family. There could also be a loss of income due to the illness.
With AXA Health Max, youโll receive lump sum cash benefit* so you can protect your family from the burden of expensive bills once diagnosed with a covered critical illness.
Get critical illness protection from Health Max now!
*In accordance with the policyโs relevant terms and conditions
13/02/2024
Life insurance that comes with accident and critical illness coverage, along with potential investment returns? Get all that and more from MyLifeChoice. Sign up for an all-around insurance plan today.
10/02/2024
With life insurance and more from MyLifeChoice, you can do all you can to financially protect your loved ones at a price that can fit your budget. Sign up right away for the all-around insurance plan!
*Basic annual premium of โฑ50,000 and critical illness rider premium of โฑ7,322, based on female, age 35, 10 pay variant
23/12/2023
๐พ๐๐ ๐๐ ๐๐ โ๐๐๐ ๐๐๐๐โ ๐๐ ๐ซ๐ฌ๐ณ๐จ๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐๐?
1. ๐ฐ๐ ๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐๐
The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.
๐๐ข๐ณ๐ข๐ฏ๐จ ๐ด๐ข ๐ฌ๐ฐ๐ต๐ด๐ฆ ๐ญ๐ข๐ฏ๐จ ๐ฅ๐ช๐ฏ, ๐ฌ๐ข๐ฑ๐ข๐จ ๐ฎ๐ข๐ด ๐ญ๐ถ๐ฎ๐ข ๐ฏ๐ข ๐บ๐ถ๐ฏ๐จ ๐ค๐ข๐ณ, ๐ฎ๐ข๐ด ๐ฎ๐ข๐ญ๐ช๐ช๐ต ๐ฏ๐ข ๐บ๐ถ๐ฏ๐จ ๐ฃ๐ฆ๐ฏ๐ฆ๐ง๐ช๐ต๐ด ๐ฏ๐ข ๐ฑ๐ฆ๐ฅ๐ฆ ๐ฎ๐ฐ ๐ฎ๐ข๐ฌ๐ถ๐ฉ๐ข ๐ด๐ข ๐ค๐ข๐ณ ๐ช๐ฏ๐ด๐ถ๐ณ๐ข๐ฏ๐ค๐ฆ ๐ฎ๐ฐ. ๐๐ฐ ๐ฌ๐ถ๐ฏ๐จ ๐จ๐ถ๐ด๐ต๐ฐ ๐ฎ๐ฐ ๐ฎ๐ข๐ฌ๐ข๐ต๐ช๐ฑ๐ช๐ฅ, ๐จ๐ฆ๐ต ๐ช๐ต ๐ข๐ด ๐ฆ๐ข๐ณ๐ญ๐บ ๐ข๐ด ๐ฏ๐ฐ๐ธ.
2. ๐๐๐ ๐๐๐๐ ๐๐๐๐ ๐ ๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐ ๐๐๐๐๐๐๐๐.
Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.
As we age, parang makina din ang health natin, may "depreciation".
Kaya most likely kapag mas matatanda na and then may pre existing illness na like hypertension, diabetes, thyroid prob, fatty liver, etc....nagrerequire na ng medical examinations and all.
๐๐ฆ ๐ข๐ณ๐ฆ ๐ฃ๐ถ๐บ๐ช๐ฏ๐จ ๐ช๐ฏ๐ด๐ถ๐ณ๐ข๐ฏ๐ค๐ฆ ๐ธ๐ช๐ต๐ฉ ๐ฉ๐ฆ๐ข๐ญ๐ต๐ฉ, ๐ฏ๐ฐ๐ต ๐ธ๐ช๐ต๐ฉ ๐ฎ๐ฐ๐ฏ๐ฆ๐บ. ๐๐ข๐ฉ๐ช๐ต ๐จ๐ข๐ข๐ฏ๐ฐ ๐ฑ๐ข ๐ฌ๐ข๐ญ๐ข๐ฌ๐ช ๐บ๐ถ๐ฏ๐จ ๐ฌ๐ข๐บ๐ข ๐ฎ๐ฐ ๐ช๐ฃ๐ช๐จ๐ข๐บ ๐ฑ๐ข๐ณ๐ข ๐ญ๐ข๐ฏ๐จ ๐ฎ๐ข๐ช๐ฏ๐ด๐ถ๐ณ๐ฆ ๐ฌ๐ข, ๐ช๐ง ๐ฉ๐ช๐ฏ๐ฅ๐ช ๐ฌ๐ข ๐ฏ๐ข ๐ฉ๐ฆ๐ข๐ญ๐ต๐ฉ๐บ, ๐ฉ๐ช๐ฏ๐ฅ๐ช ๐ฏ๐ข ๐ต๐ข๐ญ๐ข๐จ๐ข ๐ฑ๐ฐ๐ด๐ด๐ช๐ฃ๐ญ๐ฆ ๐ฎ๐ข๐ฌ๐ข๐ฌ๐ถ๐ฉ๐ข ๐ฑ๐ข.
3. ๐พ๐ ๐๐๐๐๐ ๐๐๐๐๐ ๐๐๐ ๐ ๐๐๐๐๐๐.
We prepare for 2 things in life:
1. Predictable events- Pagcocollege ng anak natin, pagbili natin ng bahay, retirement, etc.
2. Unpredictable things- Sickness, accident, death, and disability.
LIFE IS UNPREDICTABLE.
Everyday, madaming pwede mangyari โ accident, disability, illness and even death. Hindi natin alam kung kailan to mangyayari sa atin.
Hopefully, kapag dumating man ito, ready tayo - financially.
๐๐ข๐ณ๐ข๐ฏ๐จ ๐ง๐ช๐ณ๐ฆ ๐ฆ๐น๐ต๐ช๐ฏ๐จ๐ถ๐ช๐ด๐ฉ๐ฆ๐ณ ๐ญ๐ข๐ฏ๐จ. ๐๐ข๐จ๐ญ๐ข๐ญ๐ข๐จ๐ข๐บ ๐ต๐ข๐บ๐ฐ ๐ฏ๐ฆ๐ต๐ฐ ๐ด๐ข ๐ฉ๐ฐ๐ถ๐ด๐ฆ ๐ฑ๐ข๐ณ๐ข ๐ช๐ง ๐ฆ๐ท๐ฆ๐ณ ๐ฎ๐ข๐จ๐ฌ๐ข๐ด๐ถ๐ฏ๐ฐ๐จ, ๐ฎ๐ฆ๐ณ๐ฐ๐ฏ ๐ต๐ข๐บ๐ฐ ๐ฎ๐ข๐จ๐ข๐จ๐ข๐ฎ๐ช๐ต. ๐๐ช๐ฏ๐ฅ๐ช ๐ฏ๐ข๐ฎ๐ข๐ฏ ๐ต๐ข๐บ๐ฐ ๐ฃ๐ช๐ฃ๐ช๐ญ๐ช ๐ฏ๐จ ๐ง๐ช๐ณ๐ฆ ๐ฆ๐น๐ต๐ช๐ฏ๐จ๐ถ๐ช๐ด๐ฉ๐ฆ๐ณ ๐ฉ๐ข๐ฃ๐ข๐ฏ๐จ ๐ฏ๐ข๐ด๐ถ๐ด๐ถ๐ฏ๐ฐ๐จ ๐ฏ๐ข ๐บ๐ถ๐ฏ๐จ ๐ฃ๐ข๐ฉ๐ข๐บ ๐ฅ๐ช๐ฃ๐ข?
I hope before 2023 ends, insured ka na ๐
Message ka lang. ๐๐ค
Ctto
ยฉ๏ธ
13/12/2023
Get an umbrella!โ๏ธ๐ค
_
Life insurance is like an umbrella. You donโt need it unless it starts to rain, but if you donโt have it with you when itโs already raining, itโs too late to go home and get!
27/11/2023
Death is inevitable. It will certainly come on a moment when God called you home...so be ready "SPIRITUALLY" and FINANCIALLY..
Don't let your death be a burden to you loved ones.
Let them bury you but leave with them
with๐ฐ ASSURANCE that they will not ask "PANO NA KAMI FINANCIALLY๐ฅบ"?
Insured your life. Get Insurance.Leave them with Assurance!
Contact your Financial Advisor
24/11/2023
Pinaka Best na Gift for yourself And your FAMILY this Christmas is INSURANCE! Here's why?
Nakapag-IPON ka na, INSURED ka pa โค๏ธ
โข Turning P3,000 into P3,009.50 is called a BANK.
โข Turning P3,000 into P3,300 is called an INVESTMENT.
โข Turning P3,000 into Php 2,500,000 is called an ๐๐ก๐ฆ๐จ๐ฅ๐๐ก๐๐.
Good thing you can be ๐๐ก๐ฆ๐จ๐ฅ๐๐ while ๐ฆ๐๐ฉ๐๐ก๐.
Why not all?
A person, no matter how capable he is in his lifetime, cannot avoid two things, โ sickness and death.
When a person is bedridden:
1. A gift of Php 2,000 could be from FRIENDS.
2. A gift of Php 20,000 could be from RELATIVES.
3. A gift of Php 1,000,000 OR MORE could be from LIFE INSURANCE.
๐๐๐ง ๐๐ก๐ฆ๐จ๐ฅ๐๐ ๐ก๐ข๐ช, ๐ช๐๐๐๐ ๐ฌ๐ข๐จ ๐ฆ๐ง๐๐๐ ๐๐๐ก.
Talk to your financial advisor now!
Jeryco Panco
Licensed Financial Advisor
09367837559
23/11/2023
Life insurance not only provides a death benefit but can also offer living benefits, depending on the type of policy you have. These living benefits can provide financial support to policyholders during their lifetime.
Here are some common living benefits associated with life insurance:
โ
๐๐๐ฌ๐ก/๐
๐ฎ๐ง๐ ๐๐๐ฅ๐ฎ๐ ๐๐๐๐ฎ๐ฆ๐ฎ๐ฅ๐๐ญ๐ข๐จ๐ง: Permanent life insurance policies, such as whole life or VUL, often have a cash/fund value component. A portion of the premium paid goes into a cash/fund account that accumulates over time. Policyholders can access this cash/fund value through policy loans or withdrawals, providing a source of funds for various needs.
a. Cash Value โ GUARANTEED savings component of a traditional whole life plan; policy holders can use the cash value for premium loan, cash loan, surrender and as maturity benefits
b. Fund/Account Value โ NOT-GUARANTEED investment component of a VUL plan; actual values depend on the performance of the assets of your chosen fund, you can do withdrawals [top-ups] from your fund from time to time.
โ
๐๐จ๐ฅ๐ข๐๐ฒ ๐๐จ๐๐ง๐ฌ: Policyholders of permanent life insurance policies may borrow against the cash value of their policy. The loan can be used for any purpose, such as paying for education, buying a home, or covering unexpected expenses. It's important to note that outstanding loans, if not repaid, can reduce the death benefit.
โ
๐๐ฎ๐ซ๐ซ๐๐ง๐๐๐ซ ๐๐๐ฅ๐ฎ๐: If you decide to surrender a permanent life insurance policy, you can receive the cash surrender value. This is the amount of money the insurance company will give you in exchange for canceling the policy. Surrendering the policy, however, means you forfeit the death benefit. In the case of VUL plan, full withdrawal of your available funds would mean termination also of the policy.
โ
๐๐ซ๐ข๐ญ๐ข๐๐๐ฅ ๐๐ฅ๐ฅ๐ง๐๐ฌ๐ฌ ๐๐ข๐๐๐ซ: This rider provides a lump-sum payment if the policyholder is diagnosed with a critical illness specified in the policy, such as cancer, heart attack, or stroke. The funds can be used to cover medical expenses or other financial needs during the treatment period. Critical illness benefits have evolved over the years, now there are plans that also cover early stage/minor illnesses and late/major critical illnesses till age 100 like Health Start Single/Family by AXA Phil.
โ
๐๐จ๐ญ๐๐ฅ ๐๐ง๐ ๐๐๐ซ๐ฆ๐๐ง๐๐ง๐ญ ๐๐ข๐ฌ๐๐๐ข๐ฅ๐ข๐ญ๐ฒ: If the insured gets totally and permanently disabled, he will be receiving a lump sum payment as income replacement. Some insurance plans also waive suceeding premiums when the policy holder gets disabled.
These living benefits can make life insurance a versatile financial tool that goes beyond providing a death benefit. It's essential to carefully review and understand the terms of your policy, including any riders or additional features, to fully grasp the living benefits available to you. Keep in mind that the availability of these features can vary among different insurance policies and companies.
Ctto:
17/11/2023
Reality na nakakaiyak.
Kpag hndi FINANCIALLY LITERATE dba ang gusto natin PUNDAR neto, PUNDAR nyan.
Kso di ntin alam dpat isa din pla sa pinupundar natin ay ang para sa KALUSUGAN natin.
Dumating yung time NAGKASAKIT tayo ng sakit na pang mayaman, tpos walang health care investment.
Eto ending.
BENTA neto, BENTA nyan..ang sad naman.
Eh kulang prin khit ibenta lahat, eto mas sad, NANGUTANG KA PA.
Be financially literate.
Learn how to build a solid financial foundation
Be one of us
Message me I will guide you how
ctto
14/11/2023
Are you gonna let your family suffer financially while suffering emotionally because of YOU?..
Let AXA be your protection and Peace of mind!
Message US how๐