Sun and Shine

Before you decide on a VUL plan, it’s important to understand how it really works.
A VUL offers life protection with the added flexibility of an investment component—but managing expectations matters. Knowing what it can and can’t do empowers you to make wiser, long-term financial decisions.
Here are 5 things worth knowing about VUL so you can make the most out of your coverage and its investment feature.
✨ Need guidance for your VUL policy? Talk to your Sun Life Advisor today or visit our VUL 101 to learn more: https://sunlife.co/sl-vul-101

VUL 101
Learn the basics of VULs and find out if they’re the right option for you:

What is a VUL insurance plan?

Short for variable unit-linked, a VUL insurance plan is an investment-linked life insurance policy that offers you both protection and the opportunity to grow your savings over time. With it, you are covered with a minimum guaranteed amount of life insurance benefit plus a variable, non-guaranteed amount based on the performance of the investment fund (or funds) you choose.

The fund/s you choose to invest in is/are linked to your VUL insurance plan, which can be composed of bonds, stocks, or a combination of both, depending on your risk appetite, investment time horizon, and financial goals.

Once your VUL insurance plan matures according to schedule, you will receive your maturity benefit that is equal to the total value of your fund.

Planning to buy insurance?
Just PM to assist and guide you on your protection needs.

VUL 101 Sun Life Financial Philippines offers a wide spectrum of products that include Life Insurance, Accidental Insurance, and Mutual Funds.

We always says that “malakas pa tayo at wala pang nararamdaman” kaya no insurance muna…

Plan early so that SunLife will support your financial needs in times you need it most.

🛑 Don’t Wait Until It’s Too Late 🛑

Life and health insurance are two things you can only get while you’re still healthy. The moment symptoms start showing or a diagnosis is made, the doors to many insurance options begin to close—or become too expensive to reach.

It’s like trying to buy a fire extinguisher after the house has started burning. It’s too late.

Insurance is not something you get because you’re sick—it’s something you get before you are. It’s a safety net, not a hospital bill reimbursement.

Don’t wait for a warning sign or a wake-up call. If you’re healthy today, that’s the best time to check out your options.

✅ Protect your future self.
✅ Secure your family’s peace of mind.
✅ While you still can.

Sun and Shine SunLifers...

LEt us protect you than anyTHING else..

Lets talk start now...

Sun and Shine Sun Lifers

Are you working hard abroad to secure the future of your new baby? With Sun Dream Achiever, you can start as early as today to build your kid’s college education fund. You will have life insurance coverage, funds for future endeavors, and money to secure your kid’s future. Check out SUN DREAM ACHIEVER.

Sun and Shine Sun Lifers...

Client: What is a good Sun Life Insurance Plan?
Me: Lahat ng plans ni Sun Life ay maganda, created with different GOALS, LIFE STAGES, and NEEDS.
So, it depends on your goal in getting an insurance.😊
Whatever the reasons or needs why you want an insurance, there are suitable Sun Life Plans that can work for you and your loved ones. 💛
✅Are you looking for super affordable insurance?
-𝐒𝐔𝐍 𝐋𝐢𝐟𝐞 𝐀𝐬𝐬𝐮𝐫𝐞
✅If you want insurance with investment
-𝐒𝐔𝐍 𝐌𝐚𝐱𝐢𝐥𝐢𝐧𝐤 𝐏𝐫𝐢𝐦𝐞
✅Looking for 𝐞𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐩𝐥𝐚𝐧 𝐰𝐢𝐭𝐡 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐜𝐚𝐬𝐡 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬 para sa anak mo? -𝐒𝐔𝐍 𝐒𝐦𝐚𝐫𝐭𝐞𝐫 𝐋𝐢𝐟𝐞 𝐄𝐥𝐢𝐭𝐞 𝐏𝐥𝐚𝐧
✅Insurance with investment but the budget is still limited?
-SUN Flexilink/SUN Maxilink 100
✅ C𝐨𝐦𝐩𝐫𝐞𝐡𝐞𝐧𝐬𝐢𝐯𝐞 𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐧𝐚 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 𝐚𝐧𝐠 𝟏𝟏𝟒 𝐜𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐢𝐥𝐥𝐧𝐞𝐬𝐬𝐞𝐬?
-𝐒𝐔𝐍 𝐅𝐢𝐭 𝐚𝐧𝐝 𝐖𝐞𝐥𝐥 𝐨𝐫 𝐒𝐔𝐍 𝐅𝐢𝐭 𝐚𝐧𝐝 𝐖𝐞𝐥𝐥 𝐀𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞
✅If you also want your parents or grandparents to be insured?
-𝐒𝐔𝐍 𝐒𝐞𝐧𝐢𝐨𝐫 𝐂𝐚𝐫𝐞
✅If you want your mother, sister, or aunt insured?
-𝐒𝐔𝐍 𝐌𝐚𝐢𝐝𝐞𝐧/𝐒𝐔𝐍 𝐌𝐚𝐢𝐝𝐞𝐧 𝐏𝐥𝐮𝐬
And many more...

Wants to know whats suits you?
Let me help to know the Sun Life plans AND your capacity to sustain your hard earned income to get your policy.

MESSAGE ME ANYTIME. 📲📩

You Trusted Licensed Insurance Advisor

Sun and Shine OFW SunLifers

Remember: Life insurance can provide a financial safety

Want to start now? Let talk today.

Sun and Shine Sunlifers

The best part about talking to a financial professional? They can find the coverage you need at a price you can afford.

The best part about talking to a financial professional? They can find the coverage you need at a price you can afford.

Are you looking for Sunlife licensed Insurance Advisor in KSA?
Let talk and start your income protection today and secure you and families tomorrow.

Stay healthy and financially secure with Sun Life OFW Health Protect!

✔ Coverage for 100+ critical illnesses
✔ Flexible premium payments
✔ Booster benefit for specific cancer conditions
✔ Prevention and Wellness Benefits (Annual Physical Exam, Vaccinations, Teleconsultations)
✔ Additional cash benefits for TREATMENT AND RECOVERY
✔ Access to cash during golden years
✔ Life Insurance protection

Note: Actual provisions of the insurance policy contract apply. This product is subject to exclusions and/or provisions on pre-existing conditions and gives you the right to a cooling-off period, as stated in the insurance policy contract. Overseas Filipino clients may avail of Sun Life solutions while they are physically present in the Philippines.

As your , we are committed to continuously working with you and your loved ones to reach a brighter future.

Go to https://sunlife.co/OFWHealthProtect to learn more.