Financial Literacy for OFW

Financial Literacy for OFW

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Unlocking Financial Intelligence!

23/07/2023

Paano magsimula sa IMG at MUTUAL FUNDS?

Step by step guidance kung Paano magsimula sa Mutual Funds, Stocks, Building Financial Security sa maliit na puhunan. Thru IMG MEMBERSHIP PLATFORM.

1. Ang Membership fee na 5,500 pesos (PH Code) sa IMG ay enrollment fee mo yan para maka avail ka sa mga benefits.
2. Pagka member mo pa lang automatic investor ka na meron ka na kaagad Initial opening na 1,000 pesos para sa investment mo sa SOLDIVO MUTUAL Funds.
( Pwede ka na magdagdag at mag ipon ng paunti-unti kahit magsimula ka sa 20 pesos a day)
3. May Libreng 100k na Personal Accident insurance for Philippine/local code.
4. May Libreng 700k na Personal Accident Insurance for International code (OFW)
5. May 50k Basic Insurance coverage na 500 pesos lang ang babayaran, one time payment (for Final Expenses)
6. May Libreng Memorial Concierge Service pa.
7. May Libreng 2 eyeframes at Vision Check.
8. May Libreng consultation sa any kaiser medical center. (UNLIMITED)
9. May Business opportunity, become a Financial Educator. At Mag share, magturo ng tamang pag iipon at pag iinvest and you can achieve the income you want.
10. Sa kasalukuyan.. May total na 63 BENEFITS para sa mga Member si IMG at madagdagan pa yan.
Para malaman pa ang ibang mga benefits, kindly Message us ☺️

Mutual fund is for you if:
You have a high appetite for risk and willing to invest for the long-term.
You want to invest your funds in both blue-chips stocks and second-liners (alpha stocks).
You have no immediate need for your investments and are willing to invest for the long term.

Disclaimer: IMG does not sell Mutual funds. All Mutual funds under IMG's benefits are sold by RAMPVER FINANCIALS.

I am happy to guide you😍

For more details: message me🤗

04/07/2023

Don't envy!

• Someone graduated at the age of 22, but waited 5 years before securing a good job.

• Someone became a CEO at 25, and died at 50.

• While another became a CEO at 50, and lived to 90 years.

• Someone is still single, while someone from his school group has become grandfather.

• Obama retired at 55 & Trump started at 70.

• Everyone in this world works based on their time zone.

• People around you might seem ahead of you & some might seem to be behind you.

• But everyone is running their own race, in their own time.

• Do not envy them.

• They are in their time zone, and you are in yours.

So, relax.

You're not late.
You're not early.
You are very much on time.

YOUR TIME TO SHINE IS COMING SOON

YOU ARE BLESS

Keep following Ossai Ovie Success

Ctto

11/06/2023

I gained 22 followers, created 6 posts and received 43 reactions from March to June! Thank you all for your continued support. I could not have done it without you. 🙏🤗🎉

04/06/2023

I gained 20 followers, created 5 posts and received 43 reactions! Thank you all for your continued support. I could not have done it without you. 🙏🤗🎉

23/05/2023

R E T I R E M E N T

1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely to do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills (not useless paper certificates), etc.

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

IMG - International Marketing Group



17/05/2023

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