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Gusto mong mag invest at matutunan paano mag invest sa Stock Market?
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Gusto mong magkaroon ng 50,000 Life insurance hanggang age 60. For just 500 pesos, one time payment?
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Discount sa Laboratory pati Family member mo may discount din?
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Gusto ng malaking discount pag bumili ka ng Brand New car?
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Gusto mo ng discount pag nagpainsured ka ng sasakayan sa Non Life insurance?
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Gusto mong magkaroon ng Murang Life insurance na mataas ang coverage?
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Gusto mong matupad ang pangarap mo at pangarap mo sa pamilya mo?
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Wala din akong alam tungkol sa Financial Literacy dati pero nung inaral ko sa free time marami nako natutunan tungkol sa financial Nd sapat na puro trabaho lang ng trabaho kailangan natin matutunan at gabay tungkol sa financial.
Ano ang hinahanap mo para gumanda ang buhay mo at Future ng pamilya mo?

#1

"The economy of a country is only as strong as the economy of its citizens."

is also investing for the future of our nation.🇵🇭💖

Attend our Free zoom meeting if you wanna know😊

In the past 5 years...

If you were disciplined enough to save P50/day

P50 x 30 = P1,500
x 12 months = P18,000

x 5 years = P90,000

Now Ilang taon kana nag trabaho may 90k kana ba.

This amount, if invested in the right investment vehicle can be millions in the future. You can retire as multi-millonaire!

Mahirap tumanda ng walang ipon. 🙂

Take Note!!!

𝗙𝗼𝘂𝗿 𝗿𝗲𝗮𝘀𝗼𝗻𝘀 𝘄𝗵𝘆 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗳𝗼𝗿 𝗥𝗘𝗧𝗜𝗥𝗘𝗠𝗘𝗡𝗧 𝗶𝘀 𝘃𝗲𝗿𝘆 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁.

1. SSS and Philhealth is not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on your SSS pension alone.

2. Inflation - your P100 now will have a lesser value in the future.

3. Our kids are not our retirement fund - part of "Pagtanaw ng utang na loob" Culture. We need to break this dependency. Let us not be a burden to our kids in the future.

4. We live longer - imagine retiring at the age of 65 with NO INCOME, then living until the age of 80, that's 15years worth of expenses. 65 years old is too far to imagine, right? How about taking a vacation for a year with no salary?

In essence, we all need to prepare for our future. It's important to enjoy the present but it's equally important to save and invest for our future too.

It starts with 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻.

GET Started ❗ Take Action ❗

Message me to attend our free webinar via Zoom.

Ctto.

Retirement

1. one day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce.! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother Naija will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills ( not useless paper certificates) Etc

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4 They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty "and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

ctto

Ang nasayang na panahon ay hindi na maibabalik.

20 to 30 years na nagsisipag sa kumpanya pero walang ipon?🤔

May kilala ako, yung isa almost 20 years at yung isa naman lagpas 20years naging empleyado pero nag-retire ng walang IPON. Ang nakakalungkot pa ay may naiwang UTANG.

Imagine kung dika na makapagtrabaho. Saan ka huhugot ng pang support sa NEEDS at lalo na sa medical expenses mo.

Be wise. Learn. Save. Invest.

Walang ibang tutulong sayo balang araw kundi Savings mo. Investment mo.

Walang magiipon para sayo!

I want to share this with you, one of our mentors in IMG. , Bro. Bo Sanchez.

Since yesterday, members have been asking me, “Bo, what will happen to the stock market with a BBM Presidency?”

Some were panicking.

One person asked me if she should sell all her stocks!

I told her, “Following your emotions is the downfall of all investors.”

I’m sure you’ve read in the news that the market dropped by 3% at opening (though the market recovered and closed at -0.56%). But in fact, the market has been declining since February, and no, it’s not because of our politics but global forces that’s causing the downward trend.

Some people told me, “But Bo, foreigners are dumping Philippine stocks!”

Sadly, foreigners have been selling the Philippines for a decade now. We’ve not just been very interesting to foreign funds.

As Investment Banker Stephen Cuunjieng said in an ANC Interview recently, Global Funds don’t care about the elections of a small third-world country like the Philippines. Because we don’t affect them. We’re not a major importer, nor are we a major exporter, except for our OFWs. This isn’t to pick on the Philippines. The harsh reality is the economic powers don’t care for two-thirds of the countries of the world. We’re just a blip in the margins.

I repeat: Since February, we’ve been telling our TRC members that the stock market has already been going down because of the Russia-Ukraine war, the rise of commodity prices, and the rising ten-year US treasury interest rates.

Someone also showed me a news article about JP Morgan downgrading the Philippines to “underweight”. But as our mentor Edward Lee says, the Philippines has been downgraded for 7 years now. It’s only the OFW remittances that have kept our ratings high enough.

Why do I listen to Edward?

Because our mentor has been in the Philippine stock market for 47 long years. He’s seen it all—regime changes, global meltdowns, natural calamities, coups and revolutions—and he’s stayed the course. He’s invested through every crisis. And he’s done handsomely well.

Don’t obey your fear. Especially in your investing.

Think about what you are doing: You are not “playing” the stock market. You are buying good businesses that are 50, 100, 150 years old. Under various administrations, they continued to prosper. We believe they will continue to prosper.

In the meantime, we must keep investing in the best companies of the Philippines at a discount (that’s why we have buy-below-prices), especially when there’s a crisis, and over time, we’ll become millionaires.

Right now, we’re in a global crisis.

By training, we always look at crisis as an opportunity.

Real investors see this as an opportunity, not a threat.

So keep investing, start with your 20 pesos. Learn with us for FREE.

Kabilang ka ba sa mga gustong magstart ng investment pero natatakot kasi hindi sapat ang nalalaman kung paano 'yon nagwowork?

Tara! ituturo ko sa'yo ang mga natutunan ko sa "The Secret to Saving and Building Your Future (SSBYF)" book. Alamin ang mga right investment vehicle na pwedeng makatulong sa pag-iipon mo.

BE FINANCIALLY EDUCATED!

Message mo ako at e GUIDE kita✍️

ANONG PLANO MO? MAGPAPAHULI KA PA BA?😊😊😊

Alam mo ba sa P1,000 mo pwede ka na maging Shareholder ni Jollibee at iba pang malalaking Company thru MUTUAL FUND!

Ang galing di ba?! Dati you'll need P100,000 para makapag-invest sa malalaking companies. Ginawang P5,000. Ngayon P1,000 na lang!

Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.

Financial literacy is the key! Aral muna bago mag invest ma'am/sir.

Grab this opportunity to be one of the investor.

Start investing NOW!

Message us "HOW?" for more details.

Tigilan na natin ang pagsasabi ng

"𝗔𝗻𝗴 𝘆𝗮𝗺𝗮𝗻 𝗮𝘆 𝗱𝗶 𝗺𝗮𝗱𝗮𝗱𝗮𝗹𝗮 𝘀𝗮 𝗹𝗮𝗻𝗴𝗶𝘁"

𝗨𝗻𝗮: Bakit? Pinapadala ba ito? Hindi naman diba?

𝗣𝗮𝗻𝗴𝗮𝗹𝗮𝘄𝗮: Di talaga yan dinadala, kasi iniiwan yan sa pamilya para di sila mag hirap.

𝗣𝗮𝗻𝗴𝗮𝘁𝗹𝗼: Di nadadala ang yaman pero maaari mo itong ipamana. Yung kahit alam mong wala kana pero di sila (pamilya mo) mahihirapan.

𝗣𝗮𝗻𝗴𝗮𝗽𝗮𝘁: Mabuti nang yaman ang meron ka bago ka umakyat sa langit, kesa naman utang.

Maraming tao, mamamatay nalang, pera parin ang problema.
Stop thinking na pag mayaman masama at pag mahirap mabuti.
Hindi tayo nagpapayaman para lang sa sariling kapakanan lang natin.
Nagpapayaman tayo para sa pamilya natin.
To give them the best life, the best future!
To give them the life that they deserve!

𝗕𝗲𝗶𝗻𝗴 𝘄𝗲𝗮𝗹𝘁𝗵𝘆 𝗶𝘀 𝗮 𝗰𝗵𝗼𝗶𝗰𝗲.
𝗦𝘁𝗮𝘆𝗶𝗻𝗴 𝗽𝗼𝗼𝗿 𝗶𝘀 a choice.
ctto♥️

Kaya kilos kilos and work harder po tayo 🔥

2 Ways to Increase Your Income

1 - Reduce Your Expenses, pero may limitation yun, hindi ka naman pwedeng kumain ng isang beses lang sa isang araw, hindi naman pwedeng hindi ka magbayad sa jeep o bus para lang makapasok sa office at iba pa.

2 - Increase Your Income, humanap ng racket, extra income source, syempre dapat legal, sample magbenta ka ng sabon, coffee, gutha atbp. (Power) hehe o kung hindi man, trade your skills, like mag luto ng cake at benta sa officemate, magtutor ng anak ng kapitbahay, atbp.

Mas Maganda If Pareho Mo Gawin at Iponin/I invest ang na Increase na Income mo.

At ang GOOD NEWS, ay andito lahat yan sa IMG. Tuturuan ka kung paano mag tipid, at the same time, tururuan ka din nang tamang pag iipon.

Magtabi para sa sarili at kinabukasan.