Lawrence Cedric Hernandez, Financial Advisor - Prulife U.K

Lawrence Cedric Hernandez, Financial Advisor - Prulife U.K

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I am knowledgeable in a variety of financial topics, including investment planning, retirement planning, educational planning and tax planning.

One of the aspects I love most is educating others on how to maximize their finances.

28/12/2025
18/12/2025

Scam ba ang insurance?

18/12/2025

โ€œMay philhealh naman ako di ko na need ng insuranceโ€ ๐Ÿ˜ข

You pay PhilHealth for years, believing itโ€™s your safety net - then when youโ€™re hospitalized with a โ‚ฑ122,000 bill, it covers only โ‚ฑ5,460.

So what are we really paying for? Because itโ€™s not protection - itโ€™s a scam disguised as โ€œuniversal healthcare.โ€

Billions collected, but when Filipinos need help, they get crumbs. Maybe itโ€™s time to ask: if PhilHealth canโ€™t protect us when weโ€™re sick, who is it really protecting?

Photos from Lawrence Cedric Hernandez, Financial Advisor - Prulife U.K's post 06/12/2025

๐˜ฟ๐™–๐™ž๐™ก๐™ฎ ๐™ƒ๐™ค๐™จ๐™ฅ๐™ž๐™ฉ๐™–๐™ก ๐™„๐™ฃ๐™˜๐™ค๐™ข๐™š ๐˜ฝ๐™š๐™ฃ๐™š๐™›๐™ž๐™ฉ ๐˜ผ๐™ฅ๐™ฅ๐™ง๐™ค๐™ซ๐™š๐™™ ๐Ÿ™

Recently, my client was diagnosed with dengue and had to be confined.

๐Ÿ“Œ Claim Submitted: Nov 11, 2025
๐Ÿ“Œ Date Approved: Nov 13, 2025
๐Ÿ“Œ Amount of Claim: โ‚ฑ6,000
(Daily Hospital Income Benefit โ€” โ‚ฑ1,000 per day of confinement)

Yes po ๐Ÿ˜Š basta ma-admit ka may makeclaim ka! ๐Ÿ˜Š

Thank you, PRU LIFE UK, for consistently delivering on your promise. โค๏ธ

โธป

03/12/2025

๐Ÿ“ˆ Top Health Concerns in the Philippines in 2025

The Philippine Statistics Authority reports the top causes of death in the country for January to April 2025 (Provisional as of 30 September 2025). Leading the list were:

โค๏ธ Ischaemic heart diseases
๐Ÿ”ฌ Neoplasms
๐Ÿง  Cerebrovascular diseases
๐ŸŒฌ๏ธ Pneumonia
๐Ÿฉธ Diabetes mellitus

While the numbers reflect ongoing health challenges, they also remind us to take small steps toward better lifestyle choices, regular check-ups, and stronger support for community health.

Stay informed. Stay healthy. ๐Ÿ’™

Read more here:
https://psa.gov.ph/content/2025-causes-death-philippines-provisional-30-september-2025



03/12/2025

HINDI mahal ang insurance.
HINDI mo lang PRIORITY. ๐Ÿ˜Ÿ

Kapag gadget, travel, o food trip โ€” ang bilis maglabas ng budget.
Pero kapag protection para sa pamilya,
biglang, โ€œPag-iisipan ko munaโ€ฆโ€

Someday you'll wish you started earlier.
Today is your best chance.

Secure your peace of mind now. ๐Ÿ›ก๏ธ

28/11/2025

Insurance for your parents(51-70 yo)

No medical exam, up to 1.5 Million benefits basta healthy,
Message meโค๏ธ๐Ÿ“ฉ

Photos from Lawrence Cedric Hernandez, Financial Advisor - Prulife U.K's post 30/10/2025

๐—š๐—ฒ๐˜ ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ฒ๐—ฑ ๐˜„๐—ต๐—ถ๐—น๐—ฒ ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ ๐˜„๐—ถ๐˜๐—ต ๐—ผ๐˜‚๐—ฟ ๐Ÿฑ-๐—œ๐—ก-๐Ÿญ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ฉ๐—˜๐—ฆ๐—ง ๐—ฝ๐—น๐—ฎ๐—ป, ๐—ณ๐—ผ๐—ฟ ๐—ฎ๐˜€ ๐—น๐—ผ๐˜„ ๐—ฎ๐˜€ ๐Ÿ๐ŸŽ๐ŸŽ ๐—ฝ๐—ฒ๐˜€๐—ผ๐˜€ ๐—ฝ๐—ฒ๐—ฟ ๐—ฑ๐—ฎ๐˜†!

๐Ÿ“‹ Our 5-in-1 protection plan includes:
โœ… Life Insurance
โœ… Disability Benefit
โœ… Accident Benefit
โœ… Critical Illness Benefit
โœ… Investment / Savings

Protect your future goals while growing your savings at the same time! ๐Ÿ’ฏ

Send me a message for a customized plan ๐Ÿ“ฉ


07/08/2025

Wala namang may gusto ng insurance! ๐Ÿ˜Š

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