28/12/2025
Lawrence Cedric Hernandez, Financial Advisor - Prulife U.K
I am knowledgeable in a variety of financial topics, including investment planning, retirement planning, educational planning and tax planning.
One of the aspects I love most is educating others on how to maximize their finances.
28/12/2025
Scam ba ang insurance?
18/12/2025
โMay philhealh naman ako di ko na need ng insuranceโ ๐ข
You pay PhilHealth for years, believing itโs your safety net - then when youโre hospitalized with a โฑ122,000 bill, it covers only โฑ5,460.
So what are we really paying for? Because itโs not protection - itโs a scam disguised as โuniversal healthcare.โ
Billions collected, but when Filipinos need help, they get crumbs. Maybe itโs time to ask: if PhilHealth canโt protect us when weโre sick, who is it really protecting?
06/12/2025
๐ฟ๐๐๐ก๐ฎ ๐๐ค๐จ๐ฅ๐๐ฉ๐๐ก ๐๐ฃ๐๐ค๐ข๐ ๐ฝ๐๐ฃ๐๐๐๐ฉ ๐ผ๐ฅ๐ฅ๐ง๐ค๐ซ๐๐ ๐
Recently, my client was diagnosed with dengue and had to be confined.
๐ Claim Submitted: Nov 11, 2025
๐ Date Approved: Nov 13, 2025
๐ Amount of Claim: โฑ6,000
(Daily Hospital Income Benefit โ โฑ1,000 per day of confinement)
Yes po ๐ basta ma-admit ka may makeclaim ka! ๐
Thank you, PRU LIFE UK, for consistently delivering on your promise. โค๏ธ
โธป
03/12/2025
๐ Top Health Concerns in the Philippines in 2025
The Philippine Statistics Authority reports the top causes of death in the country for January to April 2025 (Provisional as of 30 September 2025). Leading the list were:
โค๏ธ Ischaemic heart diseases
๐ฌ Neoplasms
๐ง Cerebrovascular diseases
๐ฌ๏ธ Pneumonia
๐ฉธ Diabetes mellitus
While the numbers reflect ongoing health challenges, they also remind us to take small steps toward better lifestyle choices, regular check-ups, and stronger support for community health.
Stay informed. Stay healthy. ๐
Read more here:
https://psa.gov.ph/content/2025-causes-death-philippines-provisional-30-september-2025
03/12/2025
HINDI mahal ang insurance.
HINDI mo lang PRIORITY. ๐
Kapag gadget, travel, o food trip โ ang bilis maglabas ng budget.
Pero kapag protection para sa pamilya,
biglang, โPag-iisipan ko munaโฆโ
Someday you'll wish you started earlier.
Today is your best chance.
Secure your peace of mind now. ๐ก๏ธ
Insurance for your parents(51-70 yo)
No medical exam, up to 1.5 Million benefits basta healthy,
Message meโค๏ธ๐ฉ
30/10/2025
๐๐ฒ๐ ๐ฝ๐ฟ๐ผ๐๐ฒ๐ฐ๐๐ฒ๐ฑ ๐๐ต๐ถ๐น๐ฒ ๐๐ฎ๐๐ถ๐ป๐ด ๐ณ๐ผ๐ฟ ๐๐ผ๐๐ฟ ๐ณ๐๐๐๐ฟ๐ฒ ๐๐ถ๐๐ต ๐ผ๐๐ฟ ๐ฑ-๐๐ก-๐ญ ๐๐ก๐ฆ๐จ๐ฅ๐๐ฉ๐๐ฆ๐ง ๐ฝ๐น๐ฎ๐ป, ๐ณ๐ผ๐ฟ ๐ฎ๐ ๐น๐ผ๐ ๐ฎ๐ ๐๐๐ ๐ฝ๐ฒ๐๐ผ๐ ๐ฝ๐ฒ๐ฟ ๐ฑ๐ฎ๐!
๐ Our 5-in-1 protection plan includes:
โ
Life Insurance
โ
Disability Benefit
โ
Accident Benefit
โ
Critical Illness Benefit
โ
Investment / Savings
Protect your future goals while growing your savings at the same time! ๐ฏ
Send me a message for a customized plan ๐ฉ
Wala namang may gusto ng insurance! ๐
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