The Bright Adventurer

𝐑𝐞𝐚𝐬𝐨𝐧𝐬 𝐖𝐡𝐲 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐟𝐨𝐫 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐢𝐬 𝐢𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭:

𝟏. 𝐒𝐒𝐒 𝐈𝐒 𝐍𝐎𝐓 𝐄𝐍𝐎𝐔𝐆𝐇- It will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

𝟐. 𝐈𝐍𝐅𝐋𝐀𝐓𝐈𝐎𝐍 - Your Php100.00 right now will have lesser value in the future.

𝟑. 𝐊𝐈𝐃𝐒 𝐀𝐑𝐄 𝐍𝐎𝐓 𝐎𝐔𝐑 𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐅𝐔𝐍𝐃
- They will build and take care of their own family, too. Do not pass the burden to them.

𝟒. 𝐖𝐄 𝐋𝐈𝐕𝐄 𝐋𝐎𝐍𝐆𝐄𝐑- Imagine retiring at the age of 60 with no income and then living until the age of 80, that's 20 years worth of expenses. 60 years old is too far to imagine right? How about taking a vacation for a month with no SALARY?

Do not just depend on your company's retirement benefit. Get your own backup plan. Know your options.

Talk to your trusted Financial Advisor.
Send me a message to start your plan. 💛😉

Investing is not enough! You have to protect your capability to earn and your capability to manage your investments.

If you are planning or already into business, you have to mind these things.

1. LEARN TO CONTROL YOUR EXPENSES - Controlling on how you spend your money is a crucial part of your business growth. Maraming business owners or starter ang agad bumabagsak because they don't control their expenses. Kung ikaw ay nag sisimula andiyan pa yung binabawi mo yung Capital or Puhunan mo. So overspending for things that is unnecessary will speed up your loses and eventually will lead you to early bankruptcy. So start slicing off those unnecessary spending's.

2. SETUP YOUR BUDGET PLAN - Creating budget plan is one way road to your success, dahil dito makikita mo kung ano lang ang mga dapat mong pagka gastusan at kung magkano lang ang dapat mong gastusin. Many people fails in business at their early stage because once they start earning, they start buying things that don't give them return of investment. (One Day Millionaire Mindset)

3. LEARN TO SAY NO - You have to say NO sa mga bagay na hindi makakabuti para sa negosyo mo specially pag dating sa finances. A lot of people around you will say that you are a kuripot or masyadong nag titipid and will sometimes call you na pobre or mahirap because you don't say YES to their unhealthy habits of spending. But by not saying NO to them would sometimes cause you a great loses specially kung nag sisimula ka palang. Hindi masama ang mag tipid at hindi masama na sundin mo ang iyong Budget Plan. There's always a time for everything and if you are still at early stage of your business career it's not the best time to spend money like water. Saying NO to unnecessary things will save you from a great loses and will help you boost your financial growth.

So I hope this helps you to realize and understand things na maaring ginagawa mo pa rin until now, but it is not too late. Also keep in mind that if your business fails, you cannot blame other people because they influenced your decision. You have to take full responsibility of every actions you make.

We are hoping for your career & business success.

You might as well be looking for investment ideas. We are offering free seminar for those who are interested. Kindly send us a private message and we are happy to assist you

It may seem unrealistic to talk about paying yourself first when you’re faced with so many other financial obligations.

Yet, while it’s critical to pay all your bills on time, planning for your future can’t always take the back seat. When you pay yourself first, you pay yourself before you do any other spending. In other words, you also prioritize your long-term financial well-being.

Start small if you have to. Even small savings add up to a big amount when done regularly.

How to start saving in your 20's PART 1

1. Prioritize. List down at least 10 things you need to live.

2. Use 50-30-20 rule. Income is divided to three parts. 50% - Needs, 30% - Wants, 20% - Savings. Be consistent with it (Post about 50-30-20 Rule coming soon!)

3. Reality check on your long term and short term goals. Remember to be specific with your numbers on your finances

Part 2 will be posted next Saturday!

Share this to others who might need a guidance when it comes to saving!

Let us know in the comments what other contents you want to see from us! :)

Let’s make it simple. Gusto mo ng peace of mind?

Halimbawa, ikaw ang padre de pamilya. May trabaho ka ngayon at kumikita ka ng 30k monthly. Unfortunately, nagkasakit ka at biglaang nawala. Ang tanong, kaya bang i-replicate ng misis mo ang trabaho mo para kitain din ang 30k para itaguyod ang anak ninyo?

Pangalawang scenario para sa mga young adults na breadwinner. Kung ikaw ngayon ay nasa corporate job, online selling or BPO, tapos bigla ka rin nawala. Kaya bang i-replicate ng parents mo o mga kapatid mo ang diskarteng ginagawa mo?

Kung ang sagot mo ay “Hindi nila kaya kitain ang kinikita ko ngayon.” Kailangan mo ng income replacement o life insurance. Kaya naming palitan ang kinikita mo monthly ng mas malaki pa para hindi maghirap ang pamilya mo.

ANOTHER STORY OF INSURANCE CLAIMS ☀

An insurance beneficiary had confirmed via chat 👇 that the money from insurance claims was credited to his/her bank account.

Total Payment = less than 60k
Total Claims = almost 2M pesos

Buti na lang insured si client nung may nangyari na hindi inaasahan. 🥺

Imagine the impact of an insurance claim to the lives of your beloved family.

Insurance is real guys!
I had my first death claim last month! True story! ✋

Kung wala ka pa nakakausap na Insurance Agent up to now, I will be glad to share to you the power of LIFE INSURANCE. 💛

Credits to: Sales Manager Macky Mendoza

Agree?

It's not too late to make a change!

For inquiries about FREE Financial Planning,
send our page a message!

Naalala mo nung kumuha ka ng first car mo na 15K monthly, yung cellphone plan mo na 3K per month, yung motorcycle mo na 5k monthly at yung refrigerator mo na kinuha na 4K monthly?

Ang mindset mo kakayanin mo. Kaya at kinakaya mo. 💛

Pero bakit nun dapat kukuha ka na ng life insurance na 2K monthly, ang mindset mo is ang mahal kaya until now hindi ka pa din insured.

Sang ayon ka ba na madalas it is not about the right amount na mura o mahal, it is about the "right mindset"?!. 🗝️

Dahil kung nakita mo at alam mo ang kahalagahan nito at 'ika nga nila long term na kapalit/reward is hindi ka mag-delay ng pakuha nito. Tama ba? 💛

Tara pag-usapan na naten ang future ng family mo. 🌞

CTTO

Attract positive vibration and results by being positive and happy person yourself!