Insurance Agent - Criscel Coronado

NEW PLAN: 1M cancer coverage for 30yo. 2k/month only for 10 yrs. 50% ng nahulog ibabalik kapag hindi nagamit! ✅

After hundreds of conversations with clients and prospects, I’ve noticed a pattern: these are some of the most common excuses I hear—and they might cost families more in the future. →

💸Payday na? Huwag ubusin sa wants lang. Invest din sa peace of mind.✨

Sa bawat sweldo, may chance kang mag-Add to Cart ng mas secured na future. ✅
📚 Education Fund
🏥 Health Protection
💰 Savings & Investment
🛡️ Income Protection
👵 Retirement Fund

Hindi mo kailangang hintayin ang 'perfect time'. Ang best time para magsimula ay ngayon.

Don’t delay, be insured this payday! ♥️

Some money truths are uncomfortable.
But ignoring them won’t make them less real.

Start planning before life forces you to. ❤️

Build love that lasts. ❤️
Protect what matters most today, tomorrow, and beyond.

PRULove for Life offers:
✨ Lifetime protection
✨ Limited-pay options
✨ Cash value growth
✨ Flexible benefits

Message me if you want to know how it works. 💌

“𝐀𝐭𝐞 𝐂𝐫𝐢𝐬𝐜𝐞𝐥, 𝐚𝐧𝐨 𝐦𝐚𝐧𝐠𝐲𝐚𝐲𝐚𝐫𝐢 𝐤𝐮𝐧𝐠 𝐢𝐭𝐢𝐠𝐢𝐥 𝐤𝐨 𝐧𝐚 𝐥𝐚𝐧𝐠 𝐲𝐮𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐤𝐨? 𝐏𝐚𝐫𝐚𝐧𝐠 𝐬𝐚𝐲𝐚𝐧𝐠 𝐤𝐚𝐬𝐢 𝐞𝐡…”

Nung isang araw, may client ako na biglang nag-message. Dati okay siya sa plan niya—consistent, may direction, may goal. Pero recently, napaisip siya kung worth it pa ba i-continue yung insurance niya.

Ang reason niya?
“Ang dami kasing gastos ngayon. Parang mas okay kung itigil ko muna to, makakaipon pa ako kahit papaano.”

Actually, valid naman ‘yung nafefeel niya. Lahat naman tayo dumadaan sa ganitong phase—tight ang budget, yung priorities nagshift, and minsan insurance yung unang nabibitawan.

Kaya minsan, ang feeling ng “sayang ang binabayad” nanggagaling lang talaga sa fact na “wala pang nangyayaring emergency.”

Pero hindi ibig sabihin nun hindi siya important—ibig sabihin lang, swerte pa tayo ngayon.

So we revisited the plan and broke it down simply.

Hindi “babayaran ko lang to kasi required.”
But “binabayaran ko ito kasi ayokong maubos lahat ng pinaghirapan ko kapag may unexpected na nangyari.”

We also checked:

✅ kaya ba i-adjust ang plan?
✅ may mas fit bang premium?
✅ or may ibang way para hindi mabigat sa budget?

Kasi minsan hindi kailangan itigil—kailangan lang i-adjust.

Kaya kung nasa point na iniisip mo kung itutuloy pa ba insurance mo, don’t decide in emotion.

Talk it out. Ask questions from your Financial Advisor. Alalahanin mo muna yung purpose ng insurance para sayo.

Kasi in the long run, insurance is not just about spending money and paging premiums…
it’s about making sure everything you’re building won’t disappear in one unexpected moment.

Protection isn’t a luxury — it’s a necessity. 🛡️

Too many people spend years building their dream life, only to leave it vulnerable to the unexpected.

Critical illness doesn’t just affect your health — it affects your income, your family, your plans, and everything you’ve worked so hard to create.
That’s why your coverage needs to be just as ambitious as your goals.

Ask yourself: If something happened tomorrow, would your protection be enough?

If you’re unsure, let’s talk. I help individuals and families find coverage that truly matches the life they’ve built — and the future they deserve.

📩 Drop me a message or connect with me

💖 𝗣𝗥𝗨𝗟𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗜𝗻𝗰𝗼𝗺𝗲 𝗳𝗼𝗿 𝗬𝗼𝘂𝗿 𝗖𝗵𝗶𝗹𝗱: 𝗠𝗮𝘆 𝗞𝗶𝘁𝗮, 𝗠𝗮𝘆 𝗣𝗿𝗼𝘁𝗲𝗸𝘀𝘆𝗼𝗻, 𝗣𝗮𝗻𝗴𝗵𝗮𝗯𝗮𝗺𝗯𝘂𝗵𝗮𝘆!

🌟 Let’s say si Baby is 5 years old and you get a plan with ₱1M Sum Assured. Here’s what you’re securing:
⸻
🎁 5% Guaranteed Annual Payout for Life
Starting sa 6th year, PRU gives ₱50,000/year to your child.
Pwede ‘tong:
✅ i-withdraw yearly for milestones (education, travels, etc.)
✅ OR iwan with PRU para lumaki pa through interest (non-guaranteed)
⸻
🛡️ 200% Death Benefit
If something happens (knock on wood), PRU gives:
💸 ₱2M death benefit
• any accumulated dividends
• unclaimed payouts
→ Minus lang any policy loan or utang sa plan.
⸻
✨ Dividends (Non-Guaranteed)
Simula Year 3, your plan may earn dividends based on PRU’s performance.
Pwedeng:
✔️ I-cash out
✔️ Pangbayad ng premium
✔️ Ipaipon for interest (non-guaranteed rate)
⸻
📩 DM me for sample quote and let’s build your child’s lifetime income plan!

💰 𝐏𝐚𝐲 𝐟𝐨𝐫 𝐨𝐧𝐥𝐲 𝟐 𝐲𝐞𝐚𝐫𝐬, get covered until age 85!
With PRUMillion Flex, you'll enjoy 𝙡𝙞𝙛𝙚 𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣 + 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙜𝙧𝙤𝙬𝙩𝙝 in one plan.

Short-pay plan, long-term gain✨

📩 Message me to learn how you can start before this limited offer ends!