Renalyn Soterio - Licensed Financial Advisor

"Investing without Insurance" 🤔

No matter how good you are in investing, if you get sick 🤒 You are just investing for your future hospital bills 👨🏼‍⚕️💯

Build your wealth the right way. Let’s plan yours together. Live worry free. Live life.

Message me for a free financial planning📩

𝗢𝗙𝗪 𝗥𝗲𝗮𝗹𝗶𝘁𝘆 𝗖𝗵𝗲𝗰𝗸 🇵🇭

60% of our OFWs remain financially challenged upon returning home, because only 40% of them have savings.

8 out 10 cannot return home because they are not financially ready to support their family.

Sad reality, a lot of them spend their entire life being away from their family and loved ones, only to return without anything for themselves as retirement plan.

If you are an OFW or you have family who is one, please consider starting a disciplined savings plan today.

𝗧𝗼 𝗼𝘂𝗿 𝗡𝗘𝗪 𝗚𝗘𝗡𝗘𝗥𝗔𝗧𝗜𝗢𝗡 𝗛𝗘𝗥𝗢𝗘𝗦, 𝗽𝗮𝘆 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳 𝗳𝗶𝗿𝘀𝘁. 𝗦𝗮𝘃𝗲 𝗮 𝗽𝗼𝗿𝘁𝗶𝗼𝗻 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁, 𝗺𝗲𝗱𝗶𝘂𝗺-𝘁𝗼-𝗹𝗼𝗻𝗴 𝘁𝗲𝗿𝗺 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗮𝗻𝗱 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻.

Message me for free financial consultation 📨

Ganto lang yan, meron kang:

✨3Million Life Insurance
✨2Million Critical Illness Insurance
✨1Million Accident and Disability Insurance
✨100K Hospital Insurance

6Million + Insurance may Savings & Investments pa for 3K or 5K monthly?

Sige nga try mo mag ipon 5K per month sa bank para mabuo kahit yung 3Million lang, aabutin ka ng.....

50 YEARS 🤣 wala pang Insurance na kasama!

Kaya it's more on savings, friends. Insurance is not an expense 🤗

Start yous now!
Message me for free financial consultation.



RENALYN SOTERIO
Assistant Unit Manager
Licensed Financial Advisor

Many people are afraid of getting an insurance plan, because they treat it as an expense more than a protection of their savings and investment for the future.

🙅🏻‍♀️"Huwag muna ngayon."
🤷🏻‍♀️”Pag-isipan ko pa muna"
🙇🏻‍♀️"Tanong ko muna asawa/magulang ko."

You see, years will pass and we will get old. 👵🏻 The longer we think about it or decide when to get it, the more it gets expensive.

Also... how can we be so sure that we’ll still be perfectly healthy years from now?

If you're a part of the working class, UNTIL WHEN will your current income or savings secure the future of your family?🤔

Set aside a small portion of your income today in exchange of an ASSURANCE of better tomorrows FOR YOU and YOUR FAMILY, REGARDLESS of what life throws at you. 😁

Talk to a financial advisor today. 🙋🏻‍♀️

Having a life and health insurance is the first step towards achieving financial freedom. You see, it's the foundation when you build your financial building. Its main purpose is to cover the expenses and protect you and your family from debt should something happens to you.

Kaya friends, be a believer of insurance or atleast try to listen to a Financial Advisor. Remember, sa panahon natin ngayon, sobrang magastos ang magkasakit. Mas okay na ready tayo. If naging healthy ka naman, you’ll have your investment. Basically it's a win-win situation. 😉

Kung interesado ka be an insured investor, message me and I'm willing to assist you. 😊

📷 CTTO

Most of us saw posts about V.U.L. o Variable Universal Life from Financial Consultants, so what's the purpose of V.U.L? 🤔

2 things that make you:
1️⃣ Pinapayaman ka by means of Investment sa stock market
2️⃣ Maiiwasan ang paghihirap o gastos because of sickness or accident

Naisip mo naba saan kukuha ng pangastos just incase may mangyaring hindi inaasahan? It's better to be prepared para walang pagsisihan.

Talk to your trusted Financial Consultant. 😉
Di naman required kumuha kagad. ☺

“Sa bank na lang ako, safe pa.”

Hello daw sabi ni INFLATION.

Have you seen the prices of basic goods?

If you save 1000 pesos today, it will still be 1000 pesos in 5 years. Pero ano ano pa kaya ang mabibili mo sa 1000 after 5 years?

Invest and grow your money my dear friends.

Let me share with you our plans - VUL (insurance + investment)

Let's Talk 😊

Real talk: Financial security is happiness.

Iba yung may peace of mind 😊❤️
Nag-iipon ka lang tapos may protection and investment ka pa.

✅You get sick? We pay!
✅You had an accident? We pay!
✅You become disabled? We pay!
✅You retire? We pay!

Let's talk about your needs, dreams, and all the things that matter to you. Do something now that your future self will thank you for.

Hi friends! 🤗

DID YOU KNOW ⁉️ That when someone passes away, the family cannot withdraw the savings💰on his/her bank account 💳, right away?

The bank freezes the account and check the tax obligations of the depositor. Then, his family should pay the ESTATE TAX before the proceeds can be released.

For how long??? Make sure you have extra cash and the patience to withstand the wait...

This is why Prulife UK's VUL Life insurance is better. If the Insured passes away, the beneficiaries will not only receive million(s) of the guaranteed Face value/Sum assured plus the returns of the said Fund value, they don't need to pay extra. It's tax free. Nothing to lose, so much to gain...

Talk to me. I can help you.

Message for details.

RENALYN SOTERIO
+63946 994 1014
Assistant Unit Manager
Your Licensed Financial Advisor
Alexandrite 2 District - PRISLIA Branch

Updating sa interest rate ng Bank Time Deposit:

From 3.5%
Naging 3%
Naging 2.7%
Naging 2.5%
Naging 1.5%
Naging 1%

Now, 0.54%

0.54% less 20% withholding tax⁉️

Inflation 3.50%
Interest 0.54% 😬

.......

Masaya ka pa rin ba sa pera mo sa bank? Kung hindi, you can always message me and let's talk kung pano natin gigisingin yung natutulog niyong pera sa bangko. 🤗

OK lang ba na hindi ako kumuha insurance?

Oo naman. 😉

Di ko naman problema pag nagkasakit ka.
Di ko naman problema pag nawala ka.
Di ko problema pang tuition ng anak mo.
Di ko problema kung 30 years ka ng nagtatrabaho pero wala kapa ding ipon.
Di ko problema na tumanda kang walang pera.

Problema yun ng magulang mo.
Problema yun ng anak mo.
Problema mo yun.

But our job as Financial Advisors is to educate you to be financially free and be protected.❤

Ask me how.

RENALYN SOTERIO
Assistant Unit Manager
Alexandrite 2 District - PRISLIA Branch

Don't just hope for a better life.
Do something to make it happen.

Know the power of saving
through our INSURAVEST
in less than 15 minutes.

Let's talk. Send a message now.