The Millennial Tita

𝗕𝗘𝗦𝗧 𝗦𝗘𝗟𝗟𝗜𝗡𝗚 𝗘𝗟𝗜𝗧𝗘 𝗣𝗟𝗔𝗡𝗦 🤩

What are your plans after 5 to 15 years from now?

▪️Retirement?
▫️College Funding for you kids?
▪️Business?
▫️House and Lot?
▪️Or for a Car?

Achieve your goals with our Elite Plans! 🤩

𝗢𝗙𝗪 𝗥𝗲𝗮𝗹𝗶𝘁𝘆 𝗖𝗵𝗲𝗰𝗸 🇵🇭

60% of our OFWs remain financially challenged upon returning home, because only 40% of them have savings.
8 out 10 cannot return home because they are not financially ready to support their family.

Sad reality, a lot of them spend their entire life being away from their family and loved ones, only to return without anything for themselves as retirement plan.

If you are an OFW or you have family who is one, please consider starting a disciplined savings plan today.

𝗧𝗼 𝗼𝘂𝗿 𝗡𝗘𝗪 𝗚𝗘𝗡𝗘𝗥𝗔𝗧𝗜𝗢𝗡 𝗛𝗘𝗥𝗢𝗘𝗦, 𝗽𝗮𝘆 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳 𝗳𝗶𝗿𝘀𝘁. 𝗦𝗮𝘃𝗲 𝗮 𝗽𝗼𝗿𝘁𝗶𝗼𝗻 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁, 𝗺𝗲𝗱𝗶𝘂𝗺-𝘁𝗼-𝗹𝗼𝗻𝗴 𝘁𝗲𝗿𝗺 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗮𝗻𝗱 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻.

Message me for free financial consultation 👩‍💻🧑‍💻

Some Small Merchandise owners, they are not ready to save for 200 a day 👍 but when life uncertainties hits them they have no choice but withdraw their savings in the bank and what's the sad part? it wasn't enough.
😢😢😢

Filipinos don't save up for things like these...because we don't want to attract it. But did you know that this is the number one cause of bankruptcy for any filipino family? We don't prepare for it, so when it happens to us or to a family member, we are not ready.

Talk to your trusted financial advisor and have them compute how much critical illness coverage you need. 👨‍💼👩‍💼

🙋‍♀️
👸

PM for more details.

The benchmark Philippine Stock Exchange Index (PSEi) powered past a monthslong trading range on Wednesday to reach a two-year high amid bullish prospects on the economy’s further reopening, said BDO Unibank Inc. chief strategist Jonathan Ravelas.

Returning from the Lunar New Year holiday, the PSEi rallied 1.32 percent, or 97.34 points, to 7,448.99 after briefly touching the 7,517.5 level.

“It seems that the Philippine Tiger is roaring,” Ravelas told the Inquirer in an interview on Wednesday.

He said investors were now focused on domestic narratives such as the lower cases of COVID-19 and upcoming fourth quarter earnings season, which likely benefited from lower inflation in the latter part of 2021.

𝗔𝗗𝗨𝗟𝗧𝗜𝗡𝗚 𝟭𝟬𝟭 ‼️

Achieve your financial independence this 2022 by starting your insurance with investment program with us.

Get both for as low as ₱70.0͟0 / ₱1͟0͟0͟.0͟0 / ₱1͟65.0͟0 pesos a day!

You can start this programs via online! Send me a message for more details of our affordable, comprehensive and extensive programs. ♥

According to World Bank 🏦

PH is seen to grow faster this 2022 versus🏣
Malaysia
Vietnam
Even China

Why?
Government Infrastructure Investment
Rebound on Household Consumption

(In short, shopping 🤭)

On the other hand

What are the possible risk according to World Bank

- higher food, fuel prices
- supply chain disruptions
- labor shortage
- natural disasters

World Bank is optimistic for the Philippines

https://www.philstar.com/business/2022/01/13/2153485/philippines-among-growth-leaders-aspac-year-world-bank

2021 🏬💰💸
Ayala spent $4.5Bn🏦🏨💰💸🕖

2022🏬
Ayala will even be more aggressive
$5.8Bn in spending🏦🏨

🌎🌎Faster growth ang forecast ni Zobel🌍🌎

CEO of the Oldest Conglomerate in the PH

Focused daw sa 3

Ayala Land🏣
Globe🌍
AC Energy🎡

The Billionaires are aggressively investing 🕖💰

Own a part of Ayala by Investing in

💸💰Prulink Equity Fund💸💰

https://www.bloomberg.com/news/articles/2022-01-21/ayala-to-boost-capital-spending-to-5-8-billion-this-year-ceo #:~:text=Ayala%20Corp.%2C%20the%20Philippines',and%20CEO%20Fernando%20Zobel%20said.

Factors affecting economic growth for 2022.. link below.

1. Managed global oil prices
This will lower PH inflation
Stanchart estimates inflation at 3%
Lower than 4.4% from 2021

2. PH now has 30M full vaccinated individuals, less than 30%
If this goes up to 70% fully vaccinated
Then risk of hospitalization for Covid 19 will be more manageable

3. BSP will start increasing benchmark rates, if this happens gradually
Means businesses will still continue to loan from banks for fund their businesses

4. Government spending/infrasturcture for 2022
Improve logistics

https://www.manilatimes.net/2022/01/22/business/top-business/standard-chartered-sees-75-ph-growth/1830187

As we take care of our Business, take care of our Bodies too 🥰 have a lovely Monday 🥳

FACT: Critical illness can affect anyone at any time.

1 in 4 men and 1 in 5 women is affected by critical illness before they reach retirement.

CHOOSE: You pay or we pay. Are you ready to beg for your medical expense? Or will you be practical by investing in the things that you need in the future?

Your HMO has a limit and not enough. PhilHealth will only shoulder 30% of the expenses.

Your INSURAVEST will provide the funds that you need to survive: heart attack, stroke, cancer, brain tumor, kidney failure, Alzheimer's Disease, etc.

Is there a chance where your INSURAVEST application will NOT be approved? YES, if you have a current medical condition.

So give yourself a favor, apply for an INSURAVEST while you are still healthy.

FACT: It's more affordable than what you think.

4 Reasons Why Planning for Retirement is important:

1. SSS IS NOT ENOUGH - It will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. INFLATION - Your Php100.00 right now will have lesser value in the future.
Php20.00 coin na lang ngayon. 😱

3. KIDS ARE NOT OUR RETIREMENT FUND
- They will build and take care of their own family, too. Do not pass the burden to them. 👍

4. WE LIVE LONGER- Imagine retiring at the age of 60 with no income then living until the age of 80, that's 20 years worth of expenses. 60 years old too far to imagine right? How about taking a vacation for a month with no SALARY? 🤔

Do not just depend on your company's retirement benefit. Get your own back up plan.

PM me for a free Financial Consultation.

Let me help with your New Year's Resolution. 🎉🎉🎉

New Year, New You! 👑

✅ Is your emergency fund complete?
✅ Do you know what an emergency fund is?
✅ How much EF should you have?
✅ Are you cleared of all debts already?
✅ Do you keep all your money in the bank only?
✅ Are you adequately insured?
✅ Do you have investments?
✅ Do you know where each cent of your money goes?

Im sure most of us nagambala ang financial standing last year.

I do my meetings online via Zoom and im open for a free consultation 🤗

Let's fix your finances this 2022. 💪🏻😋

Happy New Year, Happy New You! 💥💥💥