Smart Financial Strategies

2026 is my season! ✨
Better life.
Inner peace.
Financial freedom.
Prosperity.
I’m ready.

Preparation is key!

🚀 Ready to take control of your financial future?
Join us at the "Building Your Future" Seminar by IMG — a powerful session on Practical Money Management & Investment Strategies that will change the way you think about money! 💰

💡 Learn how to handle your personal finances the smart way, explore new business opportunities, and get empowered to create the future you deserve. This is your chance to become your own financial educator!

Our Mission: Changing people from "spender" to "saver."

👉 Halika ka na Join our community — “DM me Now” and take the first step toward financial freedom!

We are Donald Pereyra & Kizza Rojas Betos your financial educator & we'll be happy to assist you!

𝗧𝗢𝗡𝗜𝗚𝗛𝗧’𝗦 𝗙𝗥𝗘𝗘 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗟𝗜𝗧𝗘𝗥𝗔𝗖𝗬 𝗟𝗜𝗩𝗘 𝗢𝗡𝗟𝗜𝗡𝗘 𝗦𝗘𝗠𝗜𝗡𝗔𝗥
𝗣𝗮𝗴 𝗮𝗿𝗮𝗹𝗮𝗻 𝗮𝗻𝗴 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝗰𝗲 𝗻𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝗽𝗮𝗿𝗮 𝗶𝘄𝗮𝘀 𝗦𝗖𝗔𝗠.
𝙻𝚎𝚊𝚛𝚗 𝚝𝚑𝚎 𝙲𝙾𝚁𝚁𝙴𝙲𝚃 𝙵𝙾𝚁𝙼𝚄𝙻𝙰 𝚏𝚘𝚛 𝚜𝚊𝚟𝚒𝚗𝚐 𝚊𝚗𝚍 𝚒𝚗𝚟𝚎𝚜𝚝𝚒𝚗𝚐 𝚘𝚞𝚛 𝚖𝚘𝚗𝚎𝚢 𝚝𝚘 𝚊𝚌𝚑𝚒𝚎𝚟𝚎 𝚘𝚞𝚛 𝚍𝚛𝚎𝚊𝚖𝚜.
Please see poster for details.

Message me to get your free ZOOM access.

“𝗣𝗮𝗴 𝗻𝗮𝗸𝗮𝘂𝘄𝗶 𝗸𝗮 𝗻𝗮 𝘀𝗮 𝗣𝗶𝗹𝗶𝗽𝗶𝗻𝗮𝘀, 𝘀𝗮𝗸𝗮 𝗺𝗼 𝗹𝗮𝗻𝗴 𝗺𝗮𝗿𝗲𝗿𝗲𝗮𝗹𝗶𝘇𝗲 𝗸𝘂𝗻𝗴 𝗴𝗮𝗮𝗻𝗼 𝗸𝗮𝗵𝗮𝗹𝗮𝗴𝗮 𝗮𝗻𝗴 𝗺𝗮𝘆 𝗶𝗽𝗼𝗻.”

Maraming OFWs ang uuwi ng walang Ipon.

Huwag natin hintayin na mawalan muna bago matutong mag-ipon. Habang may kinikita, planuhin na ang kinabukasan. Hindi habang buhay malakas tayo. Hindi habang buhay nasa abroad.

Kung gusto mong matutong mag-budget, mag-ipon, at mag-invest ng tama — usap tayo! Message us.

Learn more here 👇
https://bit.ly/SmartFS

"𝗠𝗼𝗻𝗲𝘆 𝘄𝗼𝗿𝗸𝘀 𝗯𝗲𝘀𝘁 𝗳𝗼𝗿 𝘁𝗵𝗼𝘀𝗲 𝘄𝗵𝗼 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝗵𝗼𝘄 𝗶𝘁 𝘄𝗼𝗿𝗸𝘀."

That’s why financial education is the first step to financial freedom.
At IMG, we teach you how money truly works—how to save, invest, and protect it—so you can make smarter decisions and secure your future.

Be financially empowered. Start with IMG today.

To learn more about IMG and the benefits, click the link.

👉https://bit.ly/SmartFS

IMG-International Marketing Group Website The Amazing Membership Benefits of IMG.

SAAN MAGANDA ILAGAY ANG SAVINGS?

- Kung Emergency Funds, ilagay mo sa Bank.

- Kung Retirement Funds, ilagay mo sa Mutual Funds kapag Longterm, ilagay mo sa MP2, Bonds, Money Market naman kapag short term.

- Kung gusto mong may makuha ang pamilya mo sakaling mawala ka, kuha ka ng Term Insurance. Mura lang yun.

- Kung gusto mong wala na silang iisipin sa burol at libing, kumuha ka ng Final Expense or Memorial Plan.

- Gusto mong may magamit ka sa hospitalization ngayon? Kumuha ka HMO.

- Gusto mo may magamit kang Healthcare sa future, kumuha ka ng Long Term Healthcare.

Tandaan di ka dapat mag-bike kung pupunta ka ng Las Vegas dapat eroplano, di ka din dapat mag-eroplano kung pupunta ka lang sa kanto. Bike lang pwede na. Ano ibig ko sabihin?

Every investment goals, may katumbas yan na investment vehicle. At bawat tao iba-iba ng kailangan kaya dapat 'wag lang gaya-gaya. Aralin mo kung ano ang suitable and affordable for you.


To learn more, visit the link 👉 https://bit.ly/SmartFS

Maraming Pilipino ang hirap umasenso dahil sa maling paniniwala tungkol sa pera!

Kung gusto mong umasenso, kailangan mong itama ang mindset mo.

⚠️ MYTH: "Kailangan malaki ang sahod para makapag-ipon."
✅ TRUTH: Kahit maliit ang kita mo, pwede kang mag-ipon at mag-invest—diskarte at disiplina ang susi!

⚠️ MYTH: "Ang pagyaman ay para lang sa mayayaman."
✅ TRUTH: Lahat ng may tamang financial education at diskarte, may chance umasenso!

⚠️ MYTH: "Bata pa ako, saka na ako mag-iipon."
✅ TRUTH: Mas maagang magsimula, mas malaki ang pera mo sa hinaharap! Time is your best friend in building wealth.

Stop believing in these myths! Simulan mo nang baguhin ang mindset mo at mag-take ng action para sa mas magandang future.💯
https://bit.ly/SmartFS

Let's celebrate not just new beginnings but the promise of hope, freedom, and a brighter future for every Filipino family.

May this season strengthen our faith and inspire us to keep leading, sharing, and building a nation of financially educated families.

Wishing everyone a Happy Easter from your IMG family! https://bit.ly/SmartFS

There are two types of Healthcare or HMO: SHORT-TERM (ST) and LONG-TERM (LT). We can have both if we can. But if we have limited budget, which one should we go for?

Answer:
LONG TERM Healthcare. Why? Read the reasons below:

ST: Renewal not guaranteed if high claims
LT: Renewal is guaranteed

ST: Yearly increase of premium until age 60
LT: Fixed premium for 7 years to save only

ST: Hospitalization benefit only, no insurance
LT: Hospitalization plus insurance coverage for natural death, accidental death and disability. The plan will also become fullypaid (waiver of premium)

ST: No accumulation of unused funds, no return of premium (disposable)
LT: All unused funds grow with interest and 85% of the contract price will be returned at maturity

ST: Age limitation, normally covers up to age 60 only
LT: Covers beyond age 60 with long term yields

Other Long-Term HMO features:
- Transferable to beneficiary in case of death of the planholder
- Reinstatement within 2 years of lapsed policy
- Covers all pre-existing conditions and dreaded illnesses after fullpayment
- Online account portal accessible anytime anywhere
- Online application and payment methods

Kaiser Long-term Healthcare is a complete savings plan that answers the 3 possibilities of life.

1. In case we get sick, we have hospitalization funds.
2. In case we die too soon, we have insurance funds to be left behind to our loved ones.
3. And in case we live too long, we have a retirement fund, we will not become a burden to our family.

Be prepared! Get yours now.

Message us for free quotations.🙂

https://bit.ly/SmartFSKaiser

Is your healthcare, investment, and insurance all in one place? It’s time to check and secure your future with Kaiser.

Don’t wait for the alarm to go off. Check your coverage today and ensure you’re fully protected with Kaiser by visiting our website https://bit.ly/SmartFSKaiser