Brighter Life with Irene

This 127th Independence Day, we celebrate the pride of being a Filipino.

As we continue to live freely, let's aim to be free from financial debts and have a brighter life by achieving financial freedom!

Celebrating 130 years of Sun Life’s dedication to helping Filipinos achieve financial security ☀️

Honored and grateful to be part of the No.1 and the longest-standing life insurance company in the Philippines✨

Your Partner for Life 💛

As we reach out to Jesus Christ in faith, He will always be there.

𝐒𝐔𝐍 𝐋𝐈𝐅𝐄 𝐒𝐄𝐂𝐔𝐑𝐄 𝐈𝐍𝐂𝐎𝐌𝐄

✅Guaranteed insurance coverage from Day 1 until age 100!

✅Guaranteed limited pay only 3/5/10/15 years

✅Guaranteed Centenarian Bonus! Receive in advance a portion of your insurance coverage at ages 80, 85, 90, and 95

✅Guaranteed LIFETIME Pay-out YEARLY equal to 6% of the face amount beginning at the end of 6th year.

✅Guaranteed CASH VALUE, which you can use in case of emergencies.

✅Non-guaranteed YEARLY CASH DIVIDENDS which you may receive in cash, use to pay future premiums or leave with Sun Life to accumulate

Curious about the plan? Just send me a message! 🙂

Here are 5 financial planning tips for freelancers and people with unstable income:

👍🏼 Create a budget: Having a budget can help you to better understand your financial situation and manage your money more effectively, even if your income is unstable. Be sure to include all of your regular expenses, as well as any irregular or unexpected expenses that may arise.
👍🏼 Build an emergency fund: Having an emergency fund can help you to weather financial storms if you experience a period of reduced or unstable income. Aim to save enough money to cover at least three to six months' worth of expenses.
👍🏼 Diversify your income streams: If you rely on a single source of income, it can be helpful to try to diversify your income streams by finding ways to generate additional income through things like freelance work, part-time jobs, or investments.
👍🏼 Consider using financial tools like life insurance or annuities: As mentioned earlier, life insurance and annuities can be useful financial tools for people with unstable income, as they can provide financial protection and a guaranteed source of income.
👍🏼 Seek professional guidance: If you're struggling to manage your finances due to unstable income, it can be helpful to seek the guidance of a financial advisor or professional. They can help you to develop a personalized financial plan that takes your unique situation into account.

Let us honor all hardworking Filipinos who are dedicated and passionate towards having a brighter and secured future. 💛

As you provide for your family and community, let us be your partner in fulfilling your dreams for you and your loved ones.

Happy Labor Day!

Priorities should be clear, communication between spouses and between children should be open so that everyone in the family will understand about priorities in the family income.

I implore parents, specially fathers to take a strong lead role in coming up with a healthy family finance so there will be peace and harmony.

𝐇𝐈𝐍𝐃𝐈 𝐁𝐀 𝐂𝐎𝐌𝐌𝐎𝐍 𝐘𝐔𝐍? 𝐒𝐀 𝐏𝐇𝐈𝐋𝐈𝐏𝐏𝐈𝐍𝐄𝐒? 𝐘𝐔𝐍𝐆 𝐌𝐀𝐏𝐀𝐆-𝐈𝐖𝐀𝐍𝐀𝐍 𝐍𝐆 𝐌𝐆𝐀 𝐌𝐀𝐍𝐀?

Replies from the netizens:

@𝘪𝘢𝘮𝘩𝘶𝘢𝘪𝘮: 𝘪 𝘥𝘰𝘯𝘵 𝘵𝘩𝘪𝘯𝘬 𝘢𝘱𝘱𝘭𝘪𝘤𝘢𝘣𝘭𝘦 𝘭𝘢𝘯𝘨 𝘴𝘺𝘢 𝘴𝘢 𝘮𝘢𝘺𝘢𝘮𝘢𝘯. 𝘪𝘴𝘢 𝘴𝘢 𝘮𝘨𝘢 𝘬𝘢𝘵𝘳𝘢𝘣𝘢𝘩𝘰 𝘬𝘰𝘯𝘨 𝘴𝘪𝘯𝘨𝘭𝘦 𝘮𝘰𝘮, 𝘱𝘢𝘯𝘢𝘺 𝘬𝘢𝘺𝘰𝘥, 𝘢𝘯𝘨 𝘴𝘪𝘱𝘢𝘨. 𝘋𝘪 𝘬𝘢𝘭𝘢𝘬𝘪𝘩𝘢𝘯𝘨 𝘴𝘢𝘩𝘰𝘥, 𝘱𝘦𝘳𝘰 𝘯𝘢𝘬𝘢𝘬𝘢𝘪𝘱𝘰𝘯 𝘴𝘺𝘢 𝘯𝘨 𝘱𝘢𝘯𝘨 𝘧𝘶𝘵𝘶𝘳𝘦 𝘯𝘨 𝘢𝘯𝘢𝘬...

@𝘔𝘢𝘳𝘺 𝘌𝘭𝘭𝘦𝘯 𝘉𝘳𝘪𝘭𝘭𝘢𝘯𝘵𝘦: 𝘚𝘪𝘯𝘨𝘭𝘦 𝘔𝘰𝘮 𝘥𝘪𝘯 𝘢𝘬𝘰. 𝘒𝘶𝘮𝘶𝘩𝘢 𝘢𝘬𝘰 𝘯𝘨 𝘓𝘪𝘧𝘦 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘬𝘰 𝘱𝘢𝘳𝘢 𝘴𝘢 𝘴𝘦𝘤𝘶𝘳𝘪𝘵𝘺 𝘯𝘨 𝘢𝘯𝘢𝘬 𝘬𝘰. 𝘈𝘺𝘢𝘸 𝘬𝘰 𝘴𝘪𝘺𝘢𝘯𝘨 𝘪𝘸𝘢𝘯𝘢𝘯𝘨 𝘶𝘭𝘪𝘭𝘢 𝘯𝘢 𝘯𝘨𝘢 𝘸𝘢𝘭𝘢 𝘱𝘢𝘯𝘨 𝘱𝘦𝘳𝘢.

@𝘸𝘦𝘩: 𝘱𝘪𝘯𝘢𝘮𝘢𝘯𝘢 𝘱𝘰 𝘯𝘪 𝘱𝘢𝘱𝘢 𝘴𝘢𝘬𝘪𝘯 𝘢𝘺 𝘵𝘳𝘢𝘶𝘮𝘢

@𝘬: 𝘨𝘳𝘢𝘣𝘦, 𝘪𝘵 𝘳𝘦𝘢𝘭𝘭𝘺 𝘴**𝘤𝘬𝘴 𝘯𝘢 𝘮𝘢𝘴 𝘮𝘢𝘳𝘢𝘮𝘪𝘯𝘨 𝘯𝘢𝘪𝘪𝘸𝘢𝘯𝘢𝘯 𝘯𝘨 𝘶𝘵𝘢𝘯𝘨 𝘬𝘢𝘺𝘴𝘢 𝘱𝘢𝘮𝘢𝘯𝘢.
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Context: Both parents ni Bea Borres passed away years ago. Nacurious ang netizen bakit mayaman si Bea knowing wala na siyang parents. Turns out her parents SECURED their future kaya may MANA silang natanggap. Hindi sila naghihirap ngayon because of what their parents did when they were alive 🥹

This is GENERATIONAL WEALTH. Yung kahit mawala na ang main provider ng family, meron at meron pa ding maiiwan sa family.

"We got this for you" Sabi pa ng papa ni Bea Borres.

Kapag ang mindset ng isang parent ay masecure ang future ng mga anak niya, gagawa at hahanap siya ng paraan. 🤍

Life Insurance is also our PAMANA. A generational
wealth na hindi taxable. Kung meron kang 10 Million na Life Insurance, buo yang matatanggap ng beneficiaries mo.

𝘼𝙢𝙞𝙣𝙞𝙣 𝙢𝙤 𝙢𝙖𝙣 𝙤 𝙝𝙞𝙣𝙙𝙞, 𝙢𝙖𝙨 𝙝𝙪𝙢𝙞𝙝𝙞𝙧𝙖𝙥 𝙖𝙣𝙜 𝙗𝙪𝙝𝙖𝙮 𝙠𝙖𝙥𝙖𝙜 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡𝙡𝙮 𝙝𝙞𝙣𝙙𝙞 𝙠𝙖 𝙤𝙠𝙖𝙮. 𝙆𝙖𝙮𝙖 𝙞𝙣𝙨𝙩𝙚𝙖𝙙 𝙤𝙛 𝙥𝙖𝙞𝙣, 𝙩𝙧𝙖𝙪𝙢𝙖, 𝙖𝙣𝙙 𝙙𝙚𝙗𝙩𝙨 𝙖𝙣𝙜 𝙞𝙥𝙖𝙢𝙖𝙣𝙖 𝙨𝙖 𝙢𝙜𝙖 𝙡𝙤𝙫𝙚𝙙 𝙤𝙣𝙚𝙨 𝙣𝙖𝙩𝙞𝙣, 𝙬𝙝𝙮 𝙣𝙤𝙩 𝙡𝙚𝙖𝙫𝙚 𝙩𝙝𝙚𝙢 𝙬𝙞𝙩𝙝 𝙨𝙤𝙢𝙚𝙩𝙝𝙞𝙣𝙜 𝙣𝙖 𝙢𝙖𝙜𝙥𝙖𝙥𝙖𝙥𝙖𝙜𝙖𝙣𝙙𝙖 𝙨𝙖 𝙛𝙪𝙩𝙪𝙧𝙚 𝙣𝙞𝙡𝙖.

Wag natin ipasa ang hirap na naranasan natin sa kanila.

Stop SANDWICH GENERATION.
Build GENERATIONAL WEALTH.

Parents, Single mom, Single dad, Breadwinners, Providers:
Talk to your financial advisor today.

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PS: If ever you need a Financial Advisor to talk to, you can send me a private message para mapag-usapan ang financial goals mo ❤️

Suzeth Malit, RCE
Licensed Financial Advisor
Associate Unit Manager