Budgetarian Investor

Budgetarian Investor

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I am an independent member of International Marketing Group (img) insurance brokers corp. I do not sell securities, mutual funds or other investment contracts

All information I share in this platform is for educational purposes only.

06/02/2026

Baka isa kayo sa mga customers nila. Lamang ang may alam.

โš ๏ธ ๐—”๐——๐—ฉ๐—œ๐—ฆ๐—ข๐—ฅ๐—ฌ: ๐—Ÿ๐—œ๐—ฆ๐—ง ๐—ข๐—™ ๐—จ๐—ก๐—ฅ๐—˜๐—–๐—ข๐—ฅ๐——๐—˜๐—— ๐—ข๐—ก๐—Ÿ๐—œ๐—ก๐—˜ ๐—Ÿ๐—˜๐—ก๐——๐—œ๐—ก๐—š ๐—ฃ๐—Ÿ๐—”๐—ง๐—™๐—ข๐—ฅ๐— ๐—ฆ

Ipinapaalala na ang mga sumusunod na Online Lending Platforms (OLPs), applications, at websites ay ๐—ต๐—ถ๐—ป๐—ฑ๐—ถ ๐—ฎ๐˜„๐˜๐—ผ๐—ฟ๐—ถ๐˜€๐—ฎ๐—ฑ๐—ผ ๐—ฎ๐˜ ๐—ต๐—ถ๐—ป๐—ฑ๐—ถ ๐—ฝ๐—ถ๐—ป๐—ฎ๐—ฝ๐—ฎ๐—ต๐—ถ๐—ป๐˜๐˜‚๐—น๐˜‚๐˜๐—ฎ๐—ป na mag-alok, mag-process, o magpautang, alinsunod sa SEC Memorandum Circular No. 10, Series of 2021 na nagpatupad ng moratorium sa mga bagong OLPs simula 02 November 2021:

Google Play Store
1. ZRT Cash: Fast Cash Loan
2. Temple Cash Secure Loans
3. Peso Money - Easy Online Loan
4. Yaman Now - Online Peso Loan
5. PeraMada
6. Fast Pera PH Safe & fast loan
7. USCREDIT
8. VIP Finance - Easy Funding
9. Kapit Cash

Apple Store
1. TalaCredit-loan app quickly
2. Credipillar-Smart credit
3. Kuhacash-loan app Philippines
4. Pesoking-mabilis cash loan app
5. Dolo Loan
6. Atome Peso - Mabilis cash Loan
7. Fund Circle- quick Peso Loan
8. Instant Loan-Mabilis cash Loan
9. Pera Cash -Quick Peso Loan app
11. Peso Now--Loan App Philippines
12. Lucky Loan- happy cash loan app
13. Bilis Peso- Mabilis Cash Loan
14. IPC Loan- mabilis cash & loan app
15. YiuconCredit-loan app & pesoloan

Websites
1. MII cash
2. Bilis Cash
3. Fusecash
4. Flexible Cash Loan

Para sa katanungan, reklamo, o pag-report sa mga ilegal na nagpapautang, mangyaring makipag-ugnayan sa:
๐Ÿ“ž 14732
๐Ÿ“ฅ SEC iMessage Portal: https://imessage.sec.gov.ph/
๐Ÿ’ป SEC Official Website: https://www.sec.gov.ph

Para sa listahan ng mga awtorisadong OLPs, bisitahin ang opisyal na website ng SEC: https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms

Basahin ang kabuuan ng advisory dito: https://www.sec.gov.ph/advisories-2026/advisory-re-unrecorded-online-lending-platforms-2/

10/08/2025

Your relationship with money didn't change until you realized one important thing;

"No one is coming to save you."

Your is Future is up to you.
Your Financial Security is up to you.
You Bills is up to you.
Your Retirement is up to you.
Your Medical Expenses is up to you.

No one is coming to save you, except YOU.

So Pay Yourself First. Save and Invest early.

Attend our Financial Class to become financially educated ๐Ÿ˜Š

03/05/2025

โ€œThe Money Codeโ€

Why are you still poor? Discover the brutal truths about money that no one wants to tell you"
This masterpiece by Raimon Samsรณ is not another book about finance, it's a direct slap in the face to those who believe that money is a thing of luck or that wealth is reserved for a few. In this book, a brutal truth is revealed: money follows codes, and if you don't understand them, you'll never have it.
This is not about absurd sacrifices, but understanding the rules of the game. Are you ready to break your mediocre mindset? These are the lessons that will make or break your financial future:
1. Money Isn't The Problem, Your Mindset Is
Most people are poor because they have a toxic relationship with money. They see it as something bad or dirty, when it's actually a powerful tool. The rich understand this, while the poor shields themselves in moral excuses. If you still think money won't make you happy, be prepared to remain unhappy and also poor.
2. Employment Is The Worst Way To Make Money
Here's a painful truth: If you're working for others, you're selling your time at the lowest price possible. The rich don't enslave themselves to a fixed wage, they invest and create assets that work for them. If youโ€™re still stuck in the โ€œjob stabilityโ€ mindset, youโ€™ll never know what financial freedom is. Employment is a comfortable trap, but it's still a trap.
3. Saving Won't Make You Rich, Investing Will
The poor save thinking that money accumulated in the bank will give them security, but inflation and low interests destroy that illusion. The rich don't save for the future, they invest to multiply their money. If you keep saving every penny under the mattress, you will wake up one day and realize you are getting old without having created any wealth.
4. Financial Success is a Decision, not a Destiny
Stop thinking that wealth is a matter of luck or destiny. Being wealthy is a conscious decision. 99% of people are poor because they make mediocre financial decisions every day. They want to live like the rich, but they are not willing to do the needful. If you keep making poor decisions, be prepared to live a life of mediocrity.
Bottom line:
โ€œThe Money Codeโ€ is not a soft manual for dreamers, itโ€™s a direct blow to the weak complacent mentality that keeps you stuck. If you want money, you must understand that the problem is in your head, not in your bank account.
Either you wake up and start playing by the right rules, or you prepare to keep complaining about the rich while you're still poor.

Credits to the author.

01/05/2025

To all Filipino workers, both at home and abroad, your dedication, resilience, and unwavering spirit deserve our utmost appreciation and admiration. Whether you are part of the bustling industries in the Philippines or contributing to economies across the globe, your hard work and sacrifices do not go unnoticed. You embody the true essence of resilience and adaptability, often leaving your families to provide for them and create a better future. Your contributions not only uplift your own communities but also enrich the cultures and communities where you work. Thank you for your strength, your compassion, and for being a beacon of hope and pride for the Philippines. Your efforts make a difference every day, and for that, we are profoundly grateful. Mabuhay kayo!

Do you want to learn how to protect your hard earned-money ? Visit the link to know more about it. Malay mo, ito na yung solusyon sa mga financial challenges mo.

https://267680ph.imgcorp.com/

29/04/2025

Mahirap ang buhay sa totoo lang.

Lalo na when it comes to surviving financial struggles.

Ang dami mong pangarap pero parang ang hirap hirap abutin, hindi ba.

You try your best to achieve things to improve your financial status but you can't openly share your worries kasi baka kung ano na lang ang masabi ng iba.

You save for rainy days,
you try to come up with extra income,
you try to invest for the future.

Pero bakit misan, yung mga tao sa paligid mo, sila pa yung medyo may negative thinking kung kaya mo nga bang maabot ang mga pangarap mo?

Kung nagsisimula ka pa lang - maliit pa lang nase-save or na-iinvest mo, okay lang yan.
Just be consistent sa actions mo at focus sa dedication mo to build your future.

Wag kang paapekto sa sasabihin ng iba. Hayaan mo sila. Magpatuloy ka.

Life is short, there are lots of things out there that will give you hurdles to overcome. So please try not to make it harder for yourself.

Clap for you, stay consistent and be your biggest fan.

Light your own sunshine so that one day when you look back, you want to make sure you smile and you are contented with all the achievements you finally have. Kapit lang. ๐Ÿ™‚

16/04/2025

Thread: โ€œWhatโ€™s the real difference between two people with the same dreams?โ€

02/04/2025

Count me in! (kahit di ako celebrity but I can relate) ๐Ÿฅน

31/03/2025

To all my Muslim brothers and sisters, ๐„๐ˆ๐ƒ ๐Œ๐”๐๐€๐‘๐€๐Š!
๐Ÿคฒ๐ŸŒ™โœจ

28/03/2025

We pray for Myanmar and Thai People who are affected by earthquake today. May all be safe.

27/03/2025

When you come from nothing, you appreciate everything.

When you've been through the worst, you value the little things.

And if you're in the middle of the struggle, keep going.

Your effort matters. Your story matters. And one day, every sacrifice will be worth it.


26/03/2025

Gusto mo bang mag-invest para sa future mo, pero hindi sure kung saan magsisimula? We got you! With International Marketing Group expert guidance, you can start building your wealth with mutual funds na swak sa goals mo.

Financial literacy is the key! Aral muna bago mag-invest ma'am/sir.

Click "Send Message" to Learn More!

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9th Flr. Kings Court Bldg. 1 Chino Roces Avenue
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