Art To Financial Freedom

🤦

When you turn 27 and still live with your mom. 🤫😅🤣

Ctto

The Abundance Formula

Your Income (100%)
-Minus Tithes First (10%)
-Minus Savings Second (20%)
=Equals Expenses & Lifestyle (70%)

It is a simple principle to guide you to successful money management. You may find it hard to follow at first, but with strong commitment and dedication to improve your personal finances, there is no reason for you not to achieve your financial goals.

Learn more powerful financial concepts here,
👉bit.ly/ArtToFinancialFreedom

Yung nagtitinda ka lang ng saging pero
marunong ka sa stock market. 😁
Ganito sa ibang bansa.

Sa pinas,SCAM yan😂 ang daming alibi!
Kesyo wala daw pera pang capital. 😒
Walang time kasi busy sa work. 😒
Hindi daw marunong kasi hirap intindihin. 😒
Natatakot baka malugi at di na maibalik pa ang pera. 😒

Hay naku! So ano ang gusto mo? 🤔
Magtrabaho hanggang sa ugod ugod ka na?
Bakit di mo gawan ng paraan lahat ng mga alibi mo? 😉

Dapat WORK SMART, hindi work hard.
Let your money work for you! 🤑

Common sad story.

Walang Healthcare.
Walang Insurance.
Walang Savings.

🤔 Kumuha ng motor/car thru loan.
🤔 Ang car may insurance.
🤔 Ang may ari wala.

😔 Nadisgrasya. Nahospital. Na-ICU. Namatay.

Malaki ang bill sa hospital.
May utang pa na babayaran.
May pamilyang iniwanan.

Nakakalungkot mawalan ng pamilya. Kaya ingat-ingat din sa lahat ng mga nagdadrive araw-araw. 🙏

And pinaka importante, covered ka ng Healthcare and Insurance dahil hindi natin alam kelan tayo mahohospital o kukunin ni Lord.

🎯 Alam mo ba na for as low as P88 a day (age 20-30), may Healthcare, Life Insurance, Mutual Fund Investment, Burial Benefit ka na? Yes it's a 4in1 Savings. Mas mahal pa ang iyong monthly sa motor o car.

Ang tanong ngayon, mahal mo ba talaga ang pamilya mo? 🤔

Be properly protected.

Make sure your emotions drive your decisions that makes you rich, not poor.

Kapag bumili ka ng sasakyan, mayabang ka na sa mata ng ibang tao.

Bago auto mo pero pinasok mo sa financing, sasabihin nila hulugan, wala ka kasing cash.

Kapag naman bumili ka ng second hand sasabihin naman nila walang pera pang bili ng bago.

Nag rrent ka ng condo, sasabihin nila wala kang pera pang bili ng sarili mong bahay at lupa.

Kapag maganda ka sasabihin madaming pera pang belo at aivee. Pag pangit ka naman sasabihin nila kahit mag kapera yan pangit ka pa din.

So pag may pera ka masama ka.
Kapag mahirap ka mabuti ka, kawawa.

Kapag branded na gamit mayabang agad. Pag mumurahin, dugyot.

Pag nag post ng vacation pics o masasarap na pagkain, hambog. Pag nag post naman sa fast food, nag hihirap.

Kahit anong gawin natin may masasabi lagi ang mga tao sa paligid mo. People pretend well. Sometimes it’s the people closest to you that are silently competing with you.

Dami nilang nasasabi pero wala naman silang idea sa struggle na pinag dadaanan mo on a daily, mga pag titiis na ginagawa mo. The sleepless nights and the never ending thoughts to get everything together. Tapos when you decide to reward yourself, pipintasan ka pa. Sus hayaan mo na sila, wala naman silang ambag sa buhay mo.

I’m slowly learning that life is better lived when you don’t center it on what’s happening around you and center it on what’s happening inside you instead. Work on yourself and your inner peace and you’ll come to realize that not reacting to every little thing is the first ingredient to living a happy and healthy life.

- Jose Guevara

(c) TOP CARS Manila

IT’S NOT WRONG TO TALK ABOUT MONEY IN RELATIONSHIPS

Before getting married, know how your partner spends money. Know their spending habits. Check if they are massively in debt or not.

This is so that you can discuss things with your partner from the start. This is so you can protect each others weakness in money management and create spending priorities. This is so you can help your partner out of debt if they are in one.

This also allows you to assign roles on who handles, saves, and invests the money.

I took care of the budgeting, saving and investing part while my wife took care of the planning travel and spending part of our finances. I am not passionate about shopping but she is. She is not passionate about investing but I am.

Please remember it’s not wrong to talk about money in relationships. One of the reasons marriages fail is because of money disagreements.

- Marvin Germo

𝗔𝗡𝗢𝗡𝗚 𝗠𝗔𝗕𝗜𝗕𝗜𝗟𝗜 𝗠𝗢 𝗦𝗔 𝗣𝗛𝗣 𝟭𝟬𝟬𝟬?

Before, when we have PHP 1,000, it seems like we are rich because there are so many things to buy. Now, when you hold a thousand and close your eyes, it's gone 😅

Now PHP 1,000 is less than 20 % of your bill monthly.

So, imagine if you've been saving your money on your piggy bank or in our local banks. Did you really save money or are you still losing?

You're losing money because of INFLATION - the value of money decreases and the price increases. But the good thing is, there's a way to beat inflation 😉

HOW? Invest your money and have it work for you. There are many avenue where we can grow our money: stocks, business, high-interest rates banks, mutual funds, etc.

Hay naku, Mars! 😅

Kung sinimulan mong mag-ipon at mag-invest noong si Kim Chiu pa ang girlfriend ni Gerald Anderson, aba, laki na sana ng value nito ngayon.

Start this Year with good Vibes by Starting to invest in Stocks :) read Below 👇👇👇

Gusto mo mag-invest sa Stock Market pero:

1.) Walang time mag-monitor
2.) Walang time mag-aral ng technical analysis
3.) Hindi kalakihan ang capital

We suggest to invest INDIRECTLY sa stock market thru Mutual Funds for as low as 1,000 pesos only 😊

👉 Benefits of Investing in Mutual Funds:

☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.
☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has strong track records.
☑ It is safe and secured.
☑ Zero load fees
☑ The gains are tax-exempt.

For more details, message me directly to assist you in our online seminars about investing!