David A. Sagarit, AFP

David A. Sagarit, AFP

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Practical Money Management and Investment Strategies Guide To Every Filipino Family

02/01/2026

If mag-member ka sa IMG, makaka-save ka nang malaki sa mga financial products and services!

Hindi mo na kailangan gumastos nang malaki para lang maka-avail ng financial product. Mas maganda pa, ikaw mismo ang magha-handle ng sarili mong financial products and services — meaning, you can be your own financial broker, educator, and money manager gamit ang “do-it-yourself” strategy. Sa IMG, unlimited ang access mo sa financial education.

Hindi mo na rin kailangan ng maraming agents para mag-manage ng financial products mo.

Remember: More Agents = More Cost = Higher Risk in the Future.
Ang financial freedom nagsisimula talaga sa sarili mo — sa pag-aaral ng financial education, hindi sa agent mo, employer, o kahit sa government.

Your future is in your hands — hindi sa iba.

Advantages kapag nag-IMG member ka:
Mas nakakatipid ka — ikaw na ang financial educator at money manager ng sarili mo, no agent’s fee
Direct Access to Financial Products and Services
Unlimited Access to Financial Education Programs — natututo ka ng tamang knowledge at tamang ex*****on
Nakaka-build ka ng sarili mong Financial Foundation
Part ka ng right community na maggaguide sa’yo sa tamang direction

To know more about IMG, message us today! learnmore.pinasaversclub.com

02/01/2026

Maraming tao na takot mag-attend ng𝐈𝐌𝐆 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐋𝐈𝐓𝐄𝐑𝐀𝐂𝐘 𝐬𝐞𝐦𝐢𝐧𝐚𝐫 dahil:

1.Baka daw scam
2.Baka daw networking( need mag invite2x)
3.Baka Pyramiding( bigla nlang daw mawawla)
4.Baka masayang lang yung pera nila..

Baliktarin natin..
⛔️ Bakit maraming na SCAM?
✅ Baka kulang ang kaalaman sa Personal Finance --

⛔️ Bakit maraming nag retire na walang sapat na ipon?
✅ Baka hindi nakapag financial Planning--

⛔️ Bakit maraming pamilya ang lalong naghirap noong nawala ang Bread winner?
✅ Baka wlang family protection ang Breadwinner--

⛔️ Bakit maraming pasyente na tinanggihan sa mga Hospital?
✅ Baka wlang Proper Healthcare --

See?? Puro nlang tayo BAKA diba??
Mawawala yang mga BAKA na yan pag natutunan natin ang education.

Hindi tayo familiar sa financial education. Akala kasi natin, financial education is only for the wealthy, NO. it Is for everyone!

In IMG We share because We care 😊 ❤️
Kung Gusto mo talaga malaman about IMG
We have a Free Financial Literacy Coaching - online man o face to face.

Message us HERE to assist you learnmore.pinasaversclub.com

Be part of us!





22/12/2025

Do you find yourself in this situation?

You WORK HARD,
You EARN MONEY,
Then you PAY YOUR BILLS.
You use your extra money to SPEND MORE.
You consume everything and SAVE NOTHING.
There's no more money but you still have expenses.
So, you BORROW MONEY and wait for the next pay day!
You do the same thing OVER and OVER.

You are definitely in the Rat Race Cycle!

Strive hard to get out of the Rat Race Cycle! You can do it if you want to! Live within your means and discipline yourself. 🙂

*To schedule for a free coaching just type "I NEED IT" or "GET STARTED"

22/12/2025

Insurance is not about death.
It’s about love, responsibility, and the future of those you leave behind.
How will they live?
What legacy will your love leave them?

21/12/2025

A note in the season of giving. Let's enjoy the the season of Christmas

21/12/2025

Ang tithing ay hindi tungkol sa kung gaano kalaki ang binibigay natin—kundi kung gaano natin pinagkakatiwalaan ang Diyos sa kung ano ang meron tayo.
Kapag pinipili nating magbalik ng bahagi ng ating mga blessings, sinasabi natin, “God, Ikaw ang source ko.”
Binubuksan ng tithing ang puso natin sa gratitude, pinapalakas ang ating faith, at pinaaalala sa atin na lahat ng meron tayo ay galing sa Kanya. 🙏
Magbigay hindi dahil obligado ka, kundi dahil nagmamahal ka—at panoorin kung paano kumilos ang Diyos beyond sa kaya mong ma-imagine. 💛
“Bring the whole tithe into the storehouse…” – Malachi 3:10

18/12/2025

Maraming natatakot kumuha ng HealthCare Plan kasi baka Scam daw at ano ang Assurance.

For as low as P2,647 bawat buwan, pwede ka na magsimula depende sa edad.

Ano ang Assurance? Ang ay HealthCare Provider ng mga sanagy ng gobyerno tulad Supreme Court, House of Representatives at Department of Agrarian Reform ng Pilipinas.

Kung Scam ang pirmahan pa lang sana ng kontrata nagsampa na agad ng kaso ang Supreme Court at House of Representative sa .

Ang ay isang alternative HealthCare Plan mawala man ang PhilHealth or mag expire man ang HealthCare mo si ang perfect para sayo.

Ang totoong scam dito ay ang sarili mo sa paraang narinig mo na ang hindi mo man lang inalam kung ano ito. Mai Scam ka talaga kung wala kang na tutulong sa bayarin ng hospital bills mo.

To know more about Kaiser, message us now! kaiserhealthcare.pinasaversclub.com




18/12/2025

A harsh reality check: Government aid has limits.
Don’t wait until it’s an emergency. Buy your own healthcare coverage while you’re still healthy and insurable. If you wait until you need it, it’s already too late.
Remember: You buy healthcare plan not because you are sick, but because you want to stay protected while you are strong.

You pay PhilHealth for years, believing it’s your safety net - then when you’re hospitalized with a ₱122,000 bill, it covers only ₱5,460.

So what are we really paying for? Because it’s not protection - it’s a scam disguised as “universal healthcare.”

Billions collected, but when Filipinos need help, they get crumbs. Maybe it’s time to ask: if PhilHealth can’t protect us when we’re sick, who is it really protecting?

17/12/2025

Sasabihin Oo, nag iipon ka naman, may investment kaya ok lang na wala ka niyan.... Pero kaibigan alam mo ba? Karaniwang source ng Bankruptcy ay dahil nagkaroon ng matinding karamdaman... Kapag dumating ang panahong iyon at di mo napaghandaan, pwede ma drain ang savings mo pati na investments ay malamang na maibenta mo kahit ayaw mo man.

𝐊𝐔𝐌𝐔𝐇𝐀 𝐍𝐆 𝐋𝐎𝐍𝐆-𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄 𝐇𝐀𝐁𝐀𝐍𝐆 𝐌𝐀𝐋𝐀𝐊𝐀𝐒 𝐀𝐓 𝐊𝐔𝐌𝐈𝐊𝐈𝐓𝐀 𝐏𝐀, 𝐖𝐀𝐆 𝐌𝐀𝐍𝐆𝐇𝐈𝐍𝐀𝐘𝐀𝐍𝐆 𝐒𝐀 7 𝐓𝐀𝐎𝐍𝐆 𝐏𝐀𝐆 𝐈𝐈𝐏𝐎𝐍 𝐏𝐀𝐑𝐀 𝐒𝐀 𝐊𝐀𝐏𝐀𝐋𝐈𝐓 𝐍𝐀 𝐋𝐈𝐅𝐄𝐓𝐈𝐌𝐄 𝐍𝐀 𝐏𝐑𝐎𝐓𝐄𝐂𝐓𝐈𝐎𝐍.

Sa 𝐊𝐀𝐈𝐒𝐄𝐑 wala namang tapon ang iyong maiipon dahil bukod sa 𝐇𝐄𝐀𝐋𝐓𝐇 𝐂𝐀𝐑𝐄 ito ay 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 na pwede mong maging retirement fund, di man natin gustuhin at tayoy sinawimpalad ito rin ay 𝐋𝐈𝐅𝐄 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄 para sa pamilya nating maiiwan.

Get your Kaiser 3 in 1 Investment now! Send a message for details.😉

17/12/2025

Kunting kaalaman para mas maintindihan at ma-appreciate natin ang kahalagahan ng life insurance.

👉 𝐏𝐨𝐥𝐢𝐜𝐲 𝐟𝐞𝐚𝐭𝐮𝐫𝐞𝐬 𝐚𝐟𝐟𝐞𝐜𝐭 𝐭𝐡𝐞 𝐜𝐨𝐬𝐭 — 𝐩𝐞𝐫𝐨 𝐤𝐚𝐩𝐚𝐠 𝐧𝐚𝐢𝐢𝐧𝐭𝐢𝐧𝐝𝐢𝐡𝐚𝐧 𝐦𝐨, 𝐦𝐚𝐬 𝐦𝐚𝐝𝐚𝐥𝐢 𝐦𝐨𝐧𝐠 𝐩𝐢𝐥𝐢𝐢𝐧 𝐤𝐮𝐧𝐠 𝐚𝐧𝐨 𝐭𝐚𝐥𝐚𝐠𝐚 𝐚𝐧𝐠 𝐤𝐚𝐢𝐥𝐚𝐧𝐠𝐚𝐧 𝐦𝐨.
Hindi naman talaga “mahal” ang insurance - 𝙣𝙖𝙜𝙞𝙜𝙞𝙣𝙜 𝙢𝙖𝙝𝙖𝙡 𝙡𝙖𝙣𝙜 𝙨𝙞𝙮𝙖 𝙠𝙖𝙥𝙖𝙜 𝙢𝙖𝙡𝙞 𝙤 𝙨𝙤𝙗𝙧𝙖-𝙨𝙤𝙗𝙧𝙖 𝙖𝙣𝙜 𝙗𝙞𝙣𝙞𝙗𝙞𝙡𝙞 𝙢𝙤𝙣𝙜 𝙥𝙤𝙡𝙞𝙘𝙮.

𝐑𝐢𝐝𝐞𝐫𝐬 𝐚𝐭 𝐚𝐝𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬 (tulad ng critical illness rider o return of premium rider)
➜ Dagdag protection, pero dagdag premium din.
Kung hindi mo naman kailangan lahat, tataas lang ang bayad mo.

𝐏𝐞𝐫𝐦𝐚𝐧𝐞𝐧𝐭 𝐩𝐨𝐥𝐢𝐜𝐢𝐞𝐬
➜ Mas mahal sila dahil may kasamang savings o cash value, hindi lang pure protection.
Kung protection lang ang goal mo, baka mas practical ang mas simple na option.

💡 𝐁𝐨𝐭𝐭𝐨𝐦 𝐥𝐢𝐧𝐞r:
Kapag naiintindihan mo kung alin ang need at alin ang nice-to-have, mas kontrolado mo ang gastos — at hindi na magiging “expensive” ang life insurance.

Pero paano kung merong isang insurance na napamura and another good news meron pa itong kasama pang ibang benefits like Free Accident Insurance and access for Mutual Funds, Free Financial Education at iba pa…

Kapag naging part ng IMG Community, meron ka na nito! Di mo na kailangan hulugan pa.

To know more about the IMG Membership Benefts imgmembersbenefits.pinasaversclub.com

See poster for details.

Photos from David A. Sagarit, AFP's post 16/12/2025

Congratulations to the committed 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐞𝐝𝐮𝐜𝐚𝐭𝐨𝐫𝐬 𝐨𝐟 𝐨𝐮𝐫 𝐓𝐞𝐚𝐦 𝐢𝐧 𝐂𝐚𝐦𝐚𝐫𝐢𝐧𝐞𝐬 𝐒𝐮𝐫 for their commitment in spreading financial education. Indeed, this advocacy brings unity of mission and leadership.

𝐂𝐫𝐞𝐚𝐭𝐞𝐬 𝐚 𝐒𝐡𝐚𝐫𝐞𝐝 𝐕𝐢𝐬𝐢𝐨𝐧 – Nagbibigay ito ng malinaw na common goals tulad ng stability, growth, at future security, kaya nagkakaisa ang leaders at community.

𝐀𝐥𝐢𝐠𝐧𝐬 𝐕𝐚𝐥𝐮𝐞𝐬 𝐚𝐧𝐝 𝐏𝐫𝐢𝐨𝐫𝐢𝐭𝐢𝐞𝐬 – Itinuturo ang discipline, responsibility, at stewardship na nagpapalakas ng consistent at principled leadership.

𝐄𝐦𝐩𝐨𝐰𝐞𝐫𝐬 𝐏𝐞𝐨𝐩𝐥𝐞 – Kapag financially educated ang mga tao, mas active silang nakikilahok at mas nagkakaroon ng tiwala sa leadership.

𝐁𝐮𝐢𝐥𝐝𝐬 𝐂𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐭 𝐋𝐞𝐚𝐝𝐞𝐫𝐬 – Financially literate leaders make wise and ethical choices, inspiring trust and unity.

Learn more here freeseminars.pinasaversclub.com

16/12/2025

𝐒𝐞𝐭𝐮𝐩 𝐲𝐨𝐮𝐫 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐟𝐮𝐧𝐝 𝐟𝐨𝐫 𝐚𝐬 𝐥𝐨𝐰 𝐚𝐬 𝐏𝐡𝐩 88/𝐝𝐚𝐲!

✅INVESTMENT(to generate continous income when you retire)
✅INSURANCE (to protect your family something happens to you)
✅HEALTHCARE (to provide for your healthcare needs when you need it the most)

This is a 3-in-1 Product that will give you peace of mind.

👉 kaiserhealthcare.pinasaversclub.com


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