Fajardo Insurance and Investments - Guaranteed

Getting PRULife Your Term helps you get started with protecting yourself and adjust it based on your life's circumstances. Message today and learn more!

Finally reach for your dreams this 2026 with PruLife Your Term!

Perfect for:

✅ Young professionals who want customizable plans depending on their lifestyle
✅ Beginner investors who want to start with affordable premiums
✅ Professionals who want policies they can upgrade over the years
✅ Individuals who want health coverage in case of emergencies

Ready to begin investing in your future? Message today and let’s talk about how this plan works for you!

Disclaimer: Terms and conditions apply. Talk to a trusted agent.

📲 09275016273
📧 [email protected]

PRUWealth 10 available this April! If you think this plan is for you, catch up and message today!

Protect what you’ve worked hard for all your life with PRUWealth 10!

For individuals who are:

✅ Already thinking about how they will retire with ease.
✅ Wanting to secure theirs and their family’s milestones as they grow.
✅ Conservativel investors who want safe investments despite stock fluctuations.
✅ Professionals who want to preserve their wealth.

If you are any of the above, message today and let’s talk about how this plan works for you!

Disclaimer: Terms and conditions apply. Talk to a trusted agent.

📲 09275016273
📧 [email protected]

Beyond the Struggle, We Rise

Even as we face the rising costs of fuel and the weight of daily burdens, Easter reminds us that the heaviest stone can be rolled away. For the resilient Filipino heart, no struggle is too great for the light of the Resurrection. 🙏

Today, we celebrate victory over darkness and the promise of a new dawn. May the empty tomb fill your home with the hope that, through faith and perseverance, we will overcome every challenge.

Happy Easter! He is Risen. Hallelujah! 🕊️🇵🇭

What keeps you up at night about retirement?

For most Filipinos, it's three things:

1. “Will I outlive my savings?”
2. “Will the economy crash right when I need my money?”
3. “Will my family be okay when I'm gone?

PRULifetime Income was designed to answer all three questions:

1️⃣ Guaranteed Income You Can't Outlive

Many Filipinos fear running out of money in retirement. With PRULifetime Income, you receive 5% of your sum assured every year for life. Starting from the end of the 6th policy year until age 100, that's guaranteed income regardless of how long you live.

2️⃣ Protection from Market Volatility

Unlike investments that go up and down with the economy, PRULifetime Income's payouts are guaranteed regardless of market conditions. Whether the stock market crashes or inflation rises, your 5% annual payout stays the same.

3️⃣ A Legacy, Not a Burden

The plan provides 200% of your sum assured to your beneficiaries. That means you're not just securing your retirement, you're leaving double for the people you love.

What does a peaceful retirement look like to you? Message today and let's talk about how PRULifetime Income can help you get there.

DISCLAIMER: Terms and conditions apply. Talk to a trusted agent.

📲 09275016273
📧 [email protected]

Start getting protection with affordable premiums.

Want to get protected but want to start with something within your budget? No worries! We have affordable premium options available for you to start investing in your future.

You don’t have to start at a high cost. You just have to start, and grow it later on.

Message us today and get a quote on which premium will fit your financial needs.

DISCLAIMER: Terms and conditions apply. Talk to a trusted agent.

📲 09275016273
📧 [email protected]

Practical Ways On How To Keep Paying Your PRULifetime Income Premiums While Managing Rising Costs

These are tough times. Food prices are up, fuel costs are rising, and every peso feels like it needs to stretch further. If you've been wondering whether stopping your policy payments is the answer, you're not alone.

But please keep this in mind: stopping your payments isn't your only option, and with PRULifetime Income, it's often not your best option.

Once you stop paying, those guarantees stop too. And restarting later means starting over, often at a higher cost and with potential health requirements.

Before you make a decision that could affect you and your family's financial future, here are 5 practical ways to keep your coverage while easing the financial strain.

1. Adjust Your Payment Frequency

How it works:

✅ PRULifetime Income offers flexible payment terms: choose between 5-year or 10-year payment periods.
✅ You can also discuss with your advisor about aligning due dates with your income schedule (e.g., after 13th-month pay).
✅ Switching from monthly to quarterly payments can sometimes help with cash flow management.

2. Use Your Policy's Cash Value (If Applicable)

How it works:
✅ You may be able to apply for a policy loan using your accumulated cash value. This keeps your policy active while giving you breathing room.
✅ The loan is deducted from your benefits later, but your guaranteed payouts and coverage remain intact.

3. Explore Non-Forfeiture Options (NFO)

How it works:

✅ Extended Term Insurance = converts your policy into term insurance for a specific period.
✅ Reduced Paid-Up Insurance = lowers your coverage but keeps you protected without further payments.
✅ Automatic Premium Loan = uses cash value to pay premiums automatically.

4. Use the Grace Period Wisely

How it works:

✅ You have a built-in buffer if a due date catches you at a tight moment.
✅ No late fees, no interruption in coverage.
✅ Use it intentionally when you need it.

5. Talk to Your Financial Advisor First

What your advisor can do:

✅ Review your specific policy status and cash value.
✅ Explain your available Non-Forfeiture Options.
✅ Help you calculate the long-term impact of any changes.
✅ Explore if a temporary reduction in coverage is possible.

If you feel you need payment adjustments without stopping your policy, talk to your trusted agent today to see how you can stay protected during hard times.

No agent yet? Message us today to see which policy plans suit you best!

DISCLAIMER: Terms and conditions apply. Talk to a trusted agent.

📲 09275016273
📧 [email protected]

We trust only number 1. ♥️

At every stage of life, we celebrate you! 👏

🇵🇭 Thank you for trusting , the #1* life insurer in the Philippines, to protect the people you love most, today and always. ❤️

Visit pru.ph/PRUisNumber1Fb to know how you, too, can protect your loved ones! 👨‍👩‍👧‍👦✨

*Based on New Business Annual Premium Equivalent (NBAPE) ranking as of FY 2025, the official and recognised standard used by the Insurance Commission in ranking life insurance companies in the Philippines according to new sales performance.