Save, Invest, Grow: IMG Financial Literacy

The beautiful thing about learning is that no one can take it away from you." – B.B. King

💙 𝐖𝐇𝐘 𝐊𝐀𝐈𝐒𝐄𝐑 𝐈𝐒 𝐓𝐇𝐄 𝐁𝐄𝐒𝐓 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 𝐓𝐎 𝐒𝐓𝐀𝐑𝐓?

Maghulog lang ng 7 years, pero secured ka na for the next 20 years and beyond! At ang maganda pa — covered ka sa healthcare kahit umabot ka ng 100 years old! 👏

💎 𝐀𝐍𝐎 𝐁𝐀 𝐀𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆-𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄

Ito ay isang 3-in-1 plan na may Healthcare + Life Insurance + Investment! Perfect para sa mga gustong maghanda sa future habang may peace of mind ngayon. 🌱

💚 𝐁𝐀𝐊𝐈𝐓 𝐊𝐀𝐈𝐒𝐄𝐑 𝐀𝐍𝐆 𝐒𝐌𝐀𝐑𝐓 𝐂𝐇𝐎𝐈𝐂𝐄?

✔ Protected ka kahit mawalan ng work!
Kapag wala ka nang company HMO, hindi mo kailangang mag-alala kung maospital ka.

✔ Hindi sayang ang hulog mo!
Kapag di mo nagamit ang annual health benefit mo, hindi ito nawawala —
may guaranteed Long-Term Care Bonus (cash) ka pa sa maturity. 💰

✔ May kasamang life insurance!
Para kahit may mangyari sa’yo, protected ang family mo. ❤️

✔ Waiver of payment!
Kung mamatay o ma-disable totally ang policyholder, fully paid na ang plan —
at tuloy-tuloy pa rin ang benefits ng pamilya mo. 🙏

✔ Invested and growing!
Part ng fund mo ay nilalagay sa Mutual Funds na kumikita ng up to 10% yearly (compounded). 📈

✔ Good as cash pag maturity!
Pwede mong i-withdraw anytime gamit ang Kaiser Visa Card, at habang may laman ang account mo, tuloy ang earnings mo! 💳

✔ Lifetime protection!
Covered ka pa rin kahit lampas 60 years old — basta may fund ang account mo! 🏥

👨‍👩‍👧‍👦 𝐒𝐈𝐍𝐎 𝐀𝐍𝐆 𝐏𝐔𝐖𝐄𝐃𝐄𝐍𝐆 𝐌𝐀𝐊𝐀𝐀-𝐀𝐕𝐀𝐈𝐋?

Lahat ng 10 to 60 years old, empleyado man, OFW, o nagsisimula pa lang sa ipon journey.

If you really love your family ❤️, ayaw mong maging pabigat sa kanila — either you die too soon or live too long.

Kaya habang maaga pa, kumuha ka na ng Kaiser 3-in-1 (Healthcare + Insurance + Investment).

Dahil “Mas daig ng maagap ang masipag.” 💚

📩 MESSAGE me today for for details!

Invest wisely. Protect your health. Secure your future.

With JZachary Travel & Tours – I'm on a streak! I've been a top fan for 13 months in a row. 🎉

RETIRE WITH DIGNITY 💯✔️
Walang kasiguraduhan ang lahat.

Kaya tayong mga magulang wag mong gawin retirement ang mgq anak. In future may sariling buhay mga yan at responsiblidad.

Mga magulang secure yourself! Wag kayong umasa sa iaabot abot lang ng anak nyo in the future!

Wag umasa sa mga anak kapag tayo ay tumanda na...dapat ang kinabuksan ay paghandaan.
Kaya e KAISER-3N1 INVESTMENT HEALTHCARE mo na yan, dahil ang IPON mo kakampi mo pagtanda. Paghandaan mo na ang pagtanda mo.

Message me

HEALTHCARE, the most neglected one!!!!

Why choose KAISER HEALTHCARE BUILDER?

Dahil eto po ay maituturing na may 3-in-1 benefits.

✅Kapag nagkasakit ka at nahospitalize, may gagamitin ka for hospital bills dahil may HEALTHCARE ito (short term during the 1st 7yesrs, and long term on the 8th year and beyond)…

✅Kapag kinuha ka ni Lord sa loob ng 20 years, may matatanggap ang Family mo na malaking halaga para makapagsimula sila kahit wala ka na dahil sa INSURANCE component ng Kaiser. At the same time, kung kinuha ka ni Lord habang nagbabayad ka palang, automatic na fully paid na ang Plan, wala ng babayaran ang mga beneficiaries..

✅Kapag naman umabot ka sa 20th year, may matatanggap kang Retirement Fund dahil yung hinulog mo sa loob ng 7 years, nag-iinterest at tumutubo (INVESTMENT component)😊

Kaiser ang IPON na WALANG TAPON!

Nasa iyo na po kung sasayangin niyo ang opportunity na makapaginvest ngayon..

Ngayon na malakas pa kayo, malusog at kumikita pa..

Dalawa lang pwede nating masabi balang araw:
1. Sana nag-invest ako noon.
2. Mabuti nalang nag-invest ako noon.

Life is a matter of choice.

Ang Premium ay base sa iyong edad. Kaya habang bata ka pa simulan mo na. Kahit late na ang edad mo kung wala pa namang 60, maaari ka paring kumuha nito.. better you have one than nothing.

Simply message us for assistance.

Secure your Future health with our 3-in-1 healthcare plan.

Get Comprehensive Healthcare benefits, life insurance benefits, and investment in one plan!
Mahalaga ang kalusugan mo, kaya dapat quality care din! With Kaiser International Healthgroup Inc., you get the best healthcare, anytime and anywhere you need it!

✔ Healthcare / HMO Benefits
✔ 4-Way Life Insurance Benefits
✔ In-Patient (Accumulation Period)
✔ Outpatient Care (Extended Period)
✔ Free Basic Dental Care Benefits
✔ Free Annual Check Up ( Basic 5 )
✔ Up to 1 Million or more Health Funds upon maturity very important during retirement years.

For 10 to 60 yrs old

hit the "Send Message" button to know more how to Get Started Today!

With JZachary Travel & Tours – I'm on a streak! I've been a top fan for 12 months in a row. 🎉

With JZachary Travel & Tours – I'm on a streak! I've been a top fan for 6 months in a row. 🎉

🧱 The IMG Way to Build a Solid Financial Foundation
💡 “Build it right, build it strong, build it step-by-step.”

1️⃣ Increase Cash Flow
Add income through part-time business (like IMG!)
Reduce expenses — track where your money goes
Discipline is key

2️⃣ Get Proper Healthcare Protection
Protect yourself and your family from medical expenses
Choose health insurance plans with good coverage and affordable premiums, like Kaiser Healthcare

3️⃣ Get Proper Life Protection (Life Insurance)
Protect your family with income replacement
Choose term insurance with investment (like Most18 or Kaiser Ultimate)
Avoid overpriced plans with low coverage

4️⃣ Manage Debt
Pay off bad debt (credit cards, personal loans)
Don’t borrow for lifestyle
Learn the debt snowball method

5️⃣ Create Emergency Fund
Save 3–6 months of expenses
Use savings accounts or money market funds
This prevents debt during crises

6️⃣ Invest for the Future
Start investing early through mutual funds
Use Peso Cost Averaging strategy
Let compound interest work for you
Build long-term passive income

7️⃣ Preserve Your Wealth
Attend more trainings about proper investment
Prepare a will, estate plan, and memorial fund
Protect your assets for the next generation

🌱 IMG teaches this foundation in every training — because we don’t just sell products, we educate and empower families for life.

📣 Want to learn more? Join our Free Financial Coaching!

The most important financial product you need to have today is HEALTHCARE.

We all know that...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.

We all know that...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.

We all know that...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.

That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care

A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.

✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

Time is our greatest ally in building wealth 🙋🏻‍♀️
A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."

Start today, while you still can. ❤️👌🇵🇭
Ask me how Juniela Pahente