Financial Coaching with Emjay Ligas

𝐌𝐀𝐘 𝐄𝐗𝐓𝐑𝐀 𝟏𝟓𝟎𝐊 𝐊𝐀?

Sa halip na patulugin sa alkansya, gawin nating 60K lifetime pension with SUN Smarter Life Elite 10 💛
𝗦𝘁𝗮𝗿𝘁 𝘀𝗮 𝗲𝗻𝗱 𝗼𝗳 𝟲𝘁𝗵 𝘆𝗲𝗮𝗿 𝗼𝗳 𝘁𝗵𝗲 𝗣𝗼𝗹𝗶𝗰𝘆 𝗺𝗮𝘆 𝗺𝗮𝘁𝗮𝘁𝗮𝗻𝗴𝗴𝗮𝗽 𝗻𝗮 𝘀𝘆𝗮𝗻𝗴 𝟲𝟬𝗸 𝘂𝗻𝘁𝗶𝗹 𝗮𝗴𝗲 𝟭𝟬𝟬, 𝗣𝗟𝗨𝗦 𝗺𝗮𝘆 𝟭.𝟱𝗠𝗶𝗹𝗹𝗶𝗼𝗻 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗻𝗮 𝗣𝗮𝗺𝗮𝗻𝗮 𝗙𝘂𝗻𝗱 𝗽𝗮! 🫶

This Plan is TRANSFERABLE. Pwede mong maipamana sa anak mo at sya naman ang makakatanggap ng lifetime pension 😮
*Minimum budget for this plan is 5k a month payable for 10 years with lifetime protection and lifetime pension na. May dividends and cash value din ang plan kaya sulit na sulit

Ever heard of an insurance policy that gives LIFETIME CASH PAYOUTS? 🤑💰

Sikat na sikat talaga ngayon ang Sun Smarter Life Elite - even one of the most popular babies today e kinuhanan nito! 🐣

Hindi naman kailangan na milyon ang ibayad to start. This plan starts at ₱60,000 per year. Up to you na kung gaano kalaki para lumaki rin ang makukuha ni baby pagtanda. One of the few plans I personally would recommend for kids! 👶🏻

Kudos to the parents and to Sun Life’s Phoenix Palm Branch! Here’s to a brighter future for Baby Meteor and for other babies with this plan ☀️

Sa mga nagtatanong, Anong nga ba ang kinuhang Sun Life plan ni Whamos kay baby Meteor. 🙂

The best 𝗣𝗔𝗠𝗔𝗡𝗔, Birthday, Valentine's & Christmas 𝗴𝗶𝗳𝘁 you can give to your child ---- Sun Smarter Life Elite 10! 🌞

Give your child a LIFETIME GUARANTEED CASH every 2 years until age 100! 👌

✅Receive guaranteed cash benefit starting at the end of 6th year and every other year through out your lifetime ( up to age 100 )!!!

✅With guaranteed Life insurance coverage up to age 100!

✅Plus earn dividends which you can use to increase insurance coverage, pay for future premiums, receive in cash or just leave with Sun Life to earn interest!

✅Pay for only 10 years!

Sigurista kaba? Takot ka mag-invest? Or kung may investment ka na and naghahanap ka kung saan mo pa iaallocate yung funds mo.

Insurance+guaranteed cash pay out for the rest of your Life ba kamo? Yup! Mag-Elite ka na!

Pamana for Life. 🤗💰☀️💯

Wanna check out this plan? Pwede din pang-Educ Fund ng anak mo. We can insure your child as early as age 0.

Feel free to reach out!👇

Mary Joy Ligas
Licensed Financial Advisor


👇Sample illustration is for 0 year old baby.

Congrats Whamos Cruz for choosing Sunlife 🌞
Life is brighter under the sun ☀️

Thank you Whamos Cruz for trusting our company!

Alam niyo ba ang insurance plan na kinuha ni Whamoscruz sa kanyang anak ay Sun Smarter Life Elite kung saan kapag nag 6 yrs old na si Baby Meteor, may matatanggap na siyang ₱100,000 every other year hanggang 100 yrs old siya. 😉

Congrats, Baby Meteor!☀️

Photo credit to the owner 📸

𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗜𝗦 𝗦𝗢𝗠𝗘𝗧𝗛𝗜𝗡𝗚 𝗧𝗛𝗔𝗧 𝗬𝗢𝗨 𝗖𝗔𝗡'𝗧 𝗕𝗨𝗬 𝗪𝗛𝗘𝗡 𝗬𝗢𝗨 𝗡𝗘𝗘𝗗 𝗜𝗧..

Hindi ka pwedeng kumuha ng fire insurance kapag sunog na yung establishment mo

Hindi ka pwedeng kumuha ng car insurance kapag nabangga na yung sasakyan mo..

Hindi ka pwedeng kumuha ng Health Insurance kapag may sakit ka na..

At mas lalo namang hindi ka na makakakuha ng life insurance kapag nasa finish line ka na..

Ang Life Insurance, kinukuha talaga siya HABANG DI MO PA ITO KAILANGAN.

credits to the rightful owner

𝘿𝙊𝙉’𝙏 𝘿𝙀𝙇𝘼𝙔 𝙔𝙊𝙐𝙍 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀! 𝙔𝙊𝙐’𝙇𝙇 𝙉𝙀𝙑𝙀𝙍 𝙆𝙉𝙊𝙒 𝙒𝙃𝙀𝙉 𝙔𝙊𝙐’𝙍𝙀 𝙂𝙊𝙉𝙉𝘼 𝙉𝙀𝙀𝘿 𝙄𝙏..

Hindi po sya kinurot ng nanay nya 🤣

Super iyak si Baby girl 😆
Sino ba naman ang hindi maiiyak pag nalaman mong ininsure ka ng parents mo at sure na ang Educational Fund mo tapos may Pension ka pa for life 😍😍

Saluto to this wais parents for making sure that your daughter will have a Brighter Future 💛

Message me to know more 📩

As your , we bring to life our promise to be here for you, especially in the most challenging times.

In 2021, Sun Life Philippines was able to pay billions in death and living benefits despite the multiple crises the country has faced. As we enter a new journey this year, we are more committed to helping every Filipino rise above challenges and achieve a brighter future. ☀️

READ MORE: https://sunlife.co/SLFulfillsPromise

Why buy life insurance early?

You're young.
You're healthy.
Your rates will never be lower as they are today.

Waiting to get life insurance until you get married or have kids? Umm 🤔🤔🤔 Ok lang din, kaso di natin alam what will be your health condition that time. Hindi kna maiinsure if hindi kna healthy.. sayang un chance and ung time.

Kaya mas mabuti na simulan na habang maaga. You can earn more money, but you can't have more time.

ctto.

Ang insurance ay parang paracetamol lang. Hindi mo pinapansin noon dahil hindi pa kailangan, pero ngayon na kailangan mo na…Wala nang stock, paglalaanan mo ng oras na pilahan or hanapin kahit saan. Willing kang magbayad kahit magkano pa siya.

Kung gaano kaimportante and paracetamol ngayon, ganun din kaimportante ang pagkuha ng insurance and investment.

Credits to the owner.

Kaya take advantage habang andyan pa, habang pwede pa at habang available pa💛 wag mong hayaan magsisi ka sa huli.

Magpainsured ka na habang healthy kapa, dahil baka kapag gusto mo na hindi na pwede 🥺








Reminder from your Advisor,

Mary Joy Ligas
Licensed Financial Advisor
Sun Life of Canada PH

Our kasambahay for more than 5yrs handed me this 2,000 pesos as she bid goodbye to return to Manila para mamasukan bilang family helper.

Her: Janelle, lagi kong nakikita yung mga post mo about sa insurance. Hindi ko alam yun at hindi ko naiintindihan pero baka pwede mo ako isali may natira pa akong pera dito mula sa sweldo ko buong taon.

I was surprised with what she said cause to give you a background she was only able to finish until grade 1 and can barely read and write.

Me: Sige po auntie. Sure ka na dito? Diba ipapagawa mo pa yung mga sira sa bahay niyo?

Her: Oo, tinabi ko talaga yan para pag nagkita tayo maabot ko sayo at ma explain mo sakin.

And her next words really broke me.

“Tulungan mo naman ako na wag na matulad sakin yung mga anak ko at apo ko. Ilang henerasyon na din kaming namamasukan simula pa noon sa nanay ko at nung bata ako. Gusto ko maiba naman buhay ng mga iiwanan ko”

Grabe! 🤧 Nag goosebumps ako sa sinabi niya.
I was straight up stunned for five seconds absorbing what she said.

I hate working on holidays but at that very moment, I immediately picked up the application form as I explain to her the proposal na pinagkasya ko sa budget and told her na if kulangin, we will cover for the deficit.

Just imagine, thousands of filipinos out there na gustong mabago ang situation nila but financial illiteracy hinders them. My heart and advocacy are with these people.

Si Auntie our helper, barely making ends meet, breadwinner, slowly paying debts, worked for her lifetime, but has a really big heart for her family’s future.

Walang degree pero wais! 💯

For the record, this is my most favorite story as an advisor.

Mabuhay mga breadwinners!



Credits to Ms. Janelle

Think of it. Pag Wala ka na may aasahan pa ba ang iyong pamilya to supply all their needs?

If yes, you don't need life insurance
If NO, wag ka na magpatumpik tumpik. Insurance ang kailangan mo. Kahit wala ka na masusupport mo pa rin sila.

Start mo na habang pwede pa ‼️

Real talk💛
Sunlife advisor
Mary Joy Ligas

Ito yung pinaka bata kong client 💛

7 days old pa lang siya kinuhaan na siya ng Daddy niya ng Insurance with Investment ☺️ Hindi pa siya pinapanganak kausap ko na Daddy niya regarding sa plan niya. Odibaaa! Spoiled agad kahit nasa tyan pa lang ng Mommy 💛

O dibaaa ang ganda ng smile ni baby sa picture, ramdam niya kasi na Milyonarya siya pag dating niya ng 18 years old (sana all) ☺️

Baby girl, di mo pa to naiintindihan ngayon kaya smile smile ka muna dyan hihi. Pag laki mo, ipapakita ko to sayong picture mo na to. Saka ko ieexplain sayo kung ano ba meron sa folder na yan 💛

--

YES PO! Pwedeng pwede po kuhaan ang baby, basta minimum 7 days old po.

✅ LIFE INSURANCE
✅ SAVINGS
✅ EDUCATIONAL FUND

Mine is 2months old baby, my youngest client❤️

Ctto Mhai Carriedo