PRULife UK Advisor - Charmaine Chavez

𝗛𝗲𝗮𝗹𝘁𝗵 𝗖𝗮𝗿𝗱 (𝗛𝗠𝗢) 𝘃𝘀. 𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲

Ano ba difference ng HMO sa Health Insurance?🤔

Sabi nga ni kuya Kim, lamang ang may alam 👌🏻

Client: Hindi ko na kailangan ng Insurance, may health card naman kami sa company.

Did you know?
𝗪𝗲 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗵𝗮𝘃𝗲 𝗯𝗼𝘁𝗵 𝗛𝗲𝗮𝗹𝘁𝗵 𝗖𝗮𝗿𝗱 𝗮𝗻𝗱 𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲. Health card can help with regular medical expenses, while insurance can step in for more serious cases like critical illnesses that could consume your HMO limit.

At kapag dumating ka sa point na gusto mo nang umalis sa company mo, mawala man ang HMO mo, may insurance ka pading sasalo sayo.😊💯

You might consider getting a Health Insurance soon!

Message me to know more. 📩

Share this if you find it interesting 😁

𝐒𝐭𝐚𝐫𝐭 𝐭𝐡𝐞 𝐲𝐞𝐚𝐫 𝐰𝐢𝐭𝐡 𝐩𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝 ☺️

Make 2024 a year for financial breakthroughs and financial security. Having a life insurance policy is a sure way to secure you financial future.

Start for as low as 70pesos/day only!
PM me to get more details and for a free financial wellness check 📩

𝐂𝐡𝐚𝐫𝐦𝐚𝐢𝐧𝐞 𝐂𝐡𝐚𝐯𝐞𝐳, 𝐂𝐈𝐀
Licensed Financial Advisor

𝟐𝟎𝟐𝟑 𝐰𝐚𝐬 𝐚 𝐬𝐮𝐜𝐜𝐞𝐬𝐬 ❤️

Thank you clients, for your unwavering trust and support. With your help, we were able to achieve the national level recognition 🏆

Yours truly is recognized as a National Achiever's Club qualifier. An award given to only the top 10% of financial advisors in PRULife U.K. nationwide.

Let's continue to help more Filipinos achieve financial security through the right financial tools.

"Charm, may health card naman ako, di ko feel na need ko na ng Insurance."

Lagi ko itong naririnig sa friends ko kapag inaalok ko sila for a discussion, in the end di ako makapag discuss sa kanila because of their position about insurance. Sana talaga enough yung health card nila sa possible na maencounter nila. 🥺

Here's a good example.

Dra. Claudine Ordoñez, a surgeon that specializes in handling patients with breast cancer, gave us insights on how much it would cost if an individual will be diagnosed with such critical illness.

The financial damage would amount to a whopping ₱2,394,500.00 just for medical bills alone. Lost income, recovery expenses, emotional distress, work & family adjustments are still not included in this computation.

Friends, we are always praying that it will not happen to us, but these events cannot be controlled. No one can really guarantee that he or she is safe from cancer no matter how healthy his or her lifestyle is. So please have an adequate critical illness coverage. Please have an adequate insurance program.

CTTOO

𝟐𝟎 𝐃𝐀𝐘𝐒 𝐓𝐎 𝐆𝐎 𝐁𝐄𝐅𝐎𝐑𝐄 𝐂𝐇𝐑𝐈𝐒𝐓𝐌𝐀𝐒 🎄

Baka nag-iisip ka pa ng gift mo for yourself and sa mga mahal mo sa buhay besh, eto na yon! Tutal every year ka din naman nagreregalo, itodo mo na! Gulatin mo sila!

Kuhaan mo na sila and self mo ng 𝐕𝐔𝐋 𝐏𝐋𝐀𝐍! 🎁

𝐁𝐞𝐬𝐭 𝐆𝐢𝐟𝐭 for yourself and your 𝐅𝐀𝐌𝐈𝐋𝐘! 🥰

Nakapag-𝐈𝐏𝐎𝐍 ka na, 𝐈𝐍𝐒𝐔𝐑𝐄𝐃 ka pa ❤️

Tara pag usapan natin yan. 🫰🏻

Life insurance is like a basic safety step in your financial plan. It's there to make sure that if something unexpected happens to you, your family will have the money they need to keep going.

Everyone's story has the same end; we just don't know when. That's why having life insurance is smart. It puts a safety net under your family's future.

Think of your money plan like building a house. You wouldn't start with the roof, right? You'd start with a solid foundation. Life insurance is that foundation. It protects your family's future, so you can then focus on growing your savings and sharing it out when the time is right.

Make sure your financial house is built on solid ground. Start with life insurance, and then build up from there.

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If you’re a financial advisor looking to upgrade yourself to better value add your client, I’ve prepared a book for you here: www.financialplanningbook.com

OFW & Seafarer Savings Program ❤️

Protect the future you're working hard to build.
Check out our Best selling plan for OFWs and seafarer, insured ka na may ipon ka pa.

Enjoy these benefits:
📍Retirement Fund
📍Critical Illness Coverage
📍Accident & Disability Coverage
📍Medical Reimbursement
📍 Daily Hospitalization Allowance
📍 Life Insurance

📩 Send me a DM today to discuss your options and your goals.

Guide kita in your financial journey 😍

Charmaine Chavez, CIA
Licensed Financial Advisor
Certified Investment Advisor
PRULife UK

Discover the significance of safeguarding your income. Here are 4 key points on "Income Protection: How Disability Insurance Enhances Financial Security":

1. Understanding Disability Insurance
A lifeline when illness or injury prevents you from working. With Short-Term and Long-Term Disability options, you can ensure a consistent income stream regardless of the duration of your recovery.

2. Why Disability Insurance is Crucial
Accidents and illnesses are unpredictable. Instead of draining savings or relying on minimal government support, disability insurance provides a reliable source of income, helping cover living costs and medical bills.

3. The Benefits of Disability Insurance
Beyond income replacement, some policies offer support for rehabilitation, therapy, and vocational training, while also allowing customization, like cost-of-living adjustments, to match your unique needs.

4. Choosing the Right Policy:
Disability coverage varies. By understanding policy details, you can optimize premium costs, select an appropriate coverage amount, and ensure the duration matches potential recovery periods.

Stay prepared and safeguard your financial future with disability insurance. Reach out to a financial advisor to navigate the best options for you and your loved ones. 🛡️

"Discomfort is what happens when we are on the precripice of change"

- 101 essays that will change the way you think (Brianna Wiest)

𝐖𝐇𝐀𝐓 𝐈𝐒 𝐘𝐎𝐔𝐑 𝐆𝐑𝐄𝐀𝐓𝐄𝐒𝐓 𝐀𝐒𝐒𝐄𝐓?

Your greatest asset is not your money, your properties, or your businesses.

Your greatest asset is YOU!

Your health and ability to earn a living...

You should therefore protect your greatest asset... Stay fit and healthy,

And most importantly, BE FINANCIALLY PROTECTED. ❤

________

Message me to know more about Financial Planning!

Some say
"𝗡𝗘𝗫𝗧 𝗧𝗜𝗠𝗘 𝗡𝗔𝗟𝗔𝗡𝗚, 𝗗𝗔𝗠𝗜 𝗣𝗔 𝗚𝗔𝗦𝗧𝗢𝗦"

While others say:
"𝗦𝗔𝗡𝗔 𝗣𝗔𝗟𝗔 𝗡𝗔 𝗣𝗥𝗜𝗢𝗥𝗜𝗧𝗜𝗭𝗘𝗗 𝗞𝗢 𝗧𝗢 𝗕𝗘𝗙𝗢𝗥𝗘! 🥹"

𝘉𝘶𝘺 𝙇𝙄𝙁𝙀 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀 𝘸𝘩𝘦𝘯 𝘺𝘰𝘶 𝘥𝘰𝘯'𝘵 𝘯𝘦𝘦𝘥 𝘪𝘵.
𝘊𝘰𝘻 𝘰𝘯𝘤𝘦 𝘺𝘰𝘶 𝘯𝘦𝘦𝘥 𝘪𝘵, 𝙔𝙊𝙐 𝘾𝘼𝙉'𝙏 𝙂𝙀𝙏 𝙄𝙏.
You're not dealing with 𝗠𝗘, you're dealing with your 𝗧𝗜𝗠𝗘, your 𝗛𝗘𝗔𝗟𝗧𝗛, and your 𝗠𝗢𝗡𝗘𝗬.

Start yours today with me as your lifetime financial advisor! 💯