IMG - Financial Educator, Kriz Torres

The Abundance Formula
It’s simple. Just remember these 4 numbers:
100, 10, 20, 70.

✅ Earn 100% - galing sa SALARY/BUSINESS MO
✅ Give back/Tithe 10% - Dapat unahin mo si GOD. Ibalik mo sa Kanya ang 10% kasi lahat ng blessing mo ay mula sa KANYA.
Malachi 3:10, ESV: "Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the LORD of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need."

✅ Invest 20% - Alam mo bang dapat binabayaran din natin ang SARILI natin dahil tayo ang napapagod para kumita ng pera. Ang pagbabayad sa sarili hindi lang ang MATERIAL na bagay kundi through INSURANCE, SAVING AND HEALTHCARE para pagdating ng araw at pagod ka na, may kaagapay ka at may DUDUKUTIN sa iyong pagTANDA. At kung di na kaya mag work.

✅ Spend 70% - dapat matutunan natin to manage the remaining 70% para sa mga expenses. Live below your means.

👉Mahirap sa una KAPATID pero kung iyong susubukan IKAW rin ang MAKIKINABANG.

Abundance formula is a simple principle to guide you to successful money management. You may find it hard to follow at first, but with strong commitment and dedication to improve your personal finances, there is no reason for you not to achieve your financial goals.

Click here👉https://bit.ly/torreskrizlinkbio

Kung ikaw ay 20 years old ngayon, posibleng magkaroon ng P4.7 Million at age 60. Pag-ipunan lang ang iyong Ultimate Kaiser Health Builder (Long Term Healthcare) Plan ng P3,529 sa loob ng 7 taon.

Ultimate Kaiser is a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

How it works?
- The Health Care Benefit can be used lifetime.
-85% return of premium upon maturity of the plan if there is no -utilization of health benefit during the paying period.
- Life Insurance or Instant Money will be given to the beneficiary in case the plan holder dies too soon.
- Waiver of Installment due to Death. No need for the beneficiary to continue paying the unpaid installments. And the plan will be transferred to the primary beneficiary.
- Unused health fund are invested
- On the maturity date, it is GOOD AS CASH with option to withdraw full or partial.

Who can avail this Kaiser Health Builder (long term care) Plan?
This is for individuals ages 10 to 60 years old only.

Protect yourself and your family, start your Kaiser 3-in-1 long term healthcare plan now!

Apply Now!

Click here👉 https://bit.ly/krizfinancialcoach

One day, you will realize the value of SAVING and INVESTING.
One day, you will realize that it's useless working hard w/o having the knowledge how your money will work back.
One day, you will thank the people who shared to you the Mission of IMG.

Learn more about IMG here: bit.ly/krizfinancialcoach

Let us help you keep them safe no matter what life throws at you.

Invest in a life insurance policy that offers real protection and support.

Manila Bankers Assurance is the best way to show your love.

Disclaimer:
The appropriation of the official posts of the Company outside of the official accounts of the Manila Bankers Assurance is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of the Manila Bankers Assurance are considered violations of the intellectual property rights of the company. The Manila Bankers Assurance reserves the right to take legal action against those who violate our intellectual property rights including seeking redress for damages in the proper courts of the Philippines.

Alam niyo ba na nasa book na ito ang sagot sa halos lahat ng mga problema natin sa Pera?

1. Maraming utang - Chapter 4

2. Hindi maka ipon - Chapter 6

3. Single parent natatakot para sa maliliit na anak pag biglang kinuha ni Lord - Chapter 3

4. May ipon sa bank maliit ang kita - Chapter 7

5. Nakaranas ng malubhang pagkakasakit ang mga senior na magulang na walang healthcare- Chapter 2

6. Nag-aaway-away ang magkakamag anak dahil sa mana -Chapter 8

7. Hinahanap ang purpose sa buhay - Chapter 9

8. Biglang nawalan ng trabaho o pagkakakitaan - Chapter 5

9. Hindi makaipon kasi maraming responsibilidad - Chapter 1

Gusto mo ba Ng libreng book na Ito?
Message mo lang po ako.

Tandaan: Ang Krisis sa Pera kayang solusyunan ng Ating Krusada.

Kung ikaw ay 20 years old ngayon, posibleng magkaroon ng P4.7 Million at age 60. Pag-ipunan lang ang iyong Ultimate Kaiser Health Builder (Long Term Healthcare) Plan ng P3,529 sa loob ng 7 taon.

Ultimate Kaiser is a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

How it works?
- The Health Care Benefit can be used lifetime.
-85% return of premium upon maturity of the plan if there is no -utilization of health benefit during the paying period.
- Life Insurance or Instant Money will be given to the beneficiary in case the plan holder dies too soon.
- Waiver of Installment due to Death. No need for the beneficiary to continue paying the unpaid installments. And the plan will be transferred to the primary beneficiary.
- Unused health fund are invested
- On the maturity date, it is GOOD AS CASH with option to withdraw full or partial.

Who can avail this Kaiser Health Builder (long term care) Plan?
This is for individuals ages 10 to 60 years old only.

Protect yourself and your family, start your Kaiser 3-in-1 long term healthcare plan now!

Apply Now!

Click here👉 https://bit.ly/coachkriz

The Abundance Formula
It’s simple. Just remember these 4 numbers:
100, 10, 20, 70.

✅ Earn 100% - galing sa SALARY/BUSINESS MO
✅ Give back/Tithe 10% - Dapat unahin mo si GOD. Ibalik mo sa Kanya ang 10% kasi lahat ng blessing mo ay mula sa KANYA.
Malachi 3:10, ESV: "Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the LORD of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need."

✅ Invest 20% - Alam mo bang dapat binabayaran din natin ang SARILI natin dahil tayo ang napapagod para kumita ng pera. Ang pagbabayad sa sarili hindi lang ang MATERIAL na bagay kundi through INSURANCE, SAVING AND HEALTHCARE para pagdating ng araw at pagod ka na, may kaagapay ka at may DUDUKUTIN sa iyong pagTANDA. At kung di na kaya mag work.

✅ Spend 70% - dapat matutunan natin to manage the remaining 70% para sa mga expenses. Live below your means.

👉Mahirap sa una KAPATID pero kung iyong susubukan IKAW rin ang MAKIKINABANG.

Abundance formula is a simple principle to guide you to successful money management. You may find it hard to follow at first, but with strong commitment and dedication to improve your personal finances, there is no reason for you not to achieve your financial goals.

Click here👉bit.ly/krizfinancialcoach