Financial Literacy-FilCom by Tillie

ANO BA YANG MUTUAL FUND NA YAN?

Ang Mutual Funds ay isang uri ng investment instrument na kung saan ang pera ng mga investors (individual & corporate investors) ay pinagsasama-sama (pooled funds) at ito ay pinangangalagaan at inilalagak ng tinawatag na “Fund Manager” sa ibat-ibang klase ng investments gaya ng Stocks, Bonds, Money Market at iba pa upang lumago ang pera ng mga nag-iinvest dito.

Ayon kay Aya Laraya, isang investment advocate, Kapag nag-iinvest ka ng direkta sa Stock Market, para kang nagmamaneho ng sarili mong kotse at ikaw ang may kontrol ng manibela. Maari kang lumiko pa-kaliwa, pa-kanan, magdahan dahan or bilisan ang iyong takbo, nasa diskarte mo na yan. Pero dapat alam mo na sa iyong pagbyahe ay mayroon kang susuunging risk o panganib, kaya dapat marunong kang mag-ingat sa iyong pagmamaneho.

Sa kabilang banda, kung hindi ka pa marunong “magmaneho” o kasalukuyan ka pa lamang na nag-aaral kung paano mag-invest sa Stock Market, dito papasok ang Mutual Fund!

Sa Mutual Fund, para kang sumasakay sa isang “jeep”, at kasama mo ang iba pang “pasahero” na pareho din ng ruta ng pupuntahan mo. Gaya din sa Mutual Fund na kung saan ang mga investor ay ang mga pasahero ng jeep at ang Fund Manager ay ang Drayber nito. Ipinagkakatiwala natin sa Drayber ang ating destinasyon, gaya ng pagtitiwala natin sa Fund Manager ng ating pera upang maging ligtas at lumago ang halaga nito, at gaya ng pagsakay ng jeep, kailangan nating magbayad ng pamasahe, gayundin, ang pag-iinvest sa Mutual Fund, na may kaukulan ding kabayaran o investment money.

Pero kung isa kang Member in IMG, yung bayad sa Fund Manager ay mawawala na dahil ito ay isa sa mga BENEPISYO mo bilang Miyembro..

Kapag investor ka na sa Mutual Fund Companies, magiging shareholder ka sa iba't ibang bluechips companies katulad ng SM, JOLLIBEE, PLDT, BDO, METROBANK, SAN MIGUEL CORP, MERALCO at marami pang iba.

Gusto mo pa bang mas matutunan ang lahat ng ito?

Attend ka po sa aming FREE FINANCIAL LITERACY SEMINAR.

Kaiser 3in1

To all Mom and Dad:

Science says instead of giving toys, give gifts that create memories and life...They are valued more than toys.

BUILD YOUR CHILD'S FUTURE!

MAKE THEM MILLIONAIRE THRU FINANCIAL EDUCATION.

If you have a 10 yo child, start saving for them 🅿️88/day in just 7 years.

At the age of 30 yo he already has 🅿️524K

At the age of 60 yo he already has 🅿️9.1 Million and

At the age of 65 yo he already has 🅿️14.7 Million

By default may naiwan kang pamana sa kanila sa pagtanda mo.

kaya always think of a long-term!

Ito pa mas magada. They're already insured, their hospitalization is still covered until his 100 yo or beyond.

If you have experienced being poor in your family and you don't want your child to experience it. DO THIS. STOP THE CYCLE OF GENERATIONAL POVERTY!

Be the key to cutting the poverty of your family so that your generation can live the beautiful life you dream/prayed of. True love is not just caring, our child, there should be savings and investment for them - dahil mas lamang ang may alam sa financial literacy and we should exercise caution and perform due diligence as a Parents.

A good person leaves an inheritance for their children’s children. - Proverbs 13:22 NIV

Want to know more? We have available computation for this plan from 10 yo to 60 y/o. Think about how to improve your life. Make your day productive. We help you to build your child's future thru proper saving and investing in financial literacy.

Book your slots now! We are conducting a FREE PRESENTATION WEBINAR via ZOOM. -

BE smart. BE wise. BE educated.

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Napansin ko lang, daming nagtatanong about Investments,
how to start?
how to join?
how much? etc.
Kaya lang once na sinabi mong need muna mag aral bago mag start, ang sasabihin walang panahon,
busy,
dami work,
walang internet, etc.

Alam nyo ba na base sa pag aaral, many good people FAIL when it comes to Saving and Investing?

Only because of LACK of Financial Education.
*Investing without Learning is a waste of time and money.
*Financial ignorance will make you poor!
Change your mindset now!
Learn with us in IMG 🥰🥰
BE ONE OF US!!! 💪💪💪
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STEPS TO FINANCIAL SUCCESS THIS YEAR 2023.

1. Increase your Cash flow.
- make more money when you can, while you can. Have multiple sources of Income.

2. Spend Less.
- cut down your expenses. It's not how much you earn that counts. It's what you keep. Set aside 5, 10, 15% of your income to savings or invest.

3. Reduce your debt and liabilities.
- interest on the debt will interfere with your goal for long-term asset accumulation.

4. Understanding how money works.
- you must take time to understand how money works. You must learn how to make money work for you.

5. Have a Financial Goal.
- Set up a pan of action. Take care of your responsibilities and build up your wealth.

6. Embrace change and expect to succeed.
- change your habits. Not only can you change the way you think, you must also change your habits. A better environment will help provide better thinking and better solutions.

INTERESTING?

Attend our FREE Financial Coaching Class and learn how to:
*Make Money
*Save Money
*Grow Money
*Protect Money

Message ka lang para maregister kita.




Let's be the channel of blessing to others.

Dalawa lng naman patutunguhan natin sa buhay.

Kung ikaw ang BREADWINNER:
1. What if you DIE SO SOON? Paano na ang mga umaasa sayo?
2 What if YOU LIVE TOO LONG? Paano na mga gastusin mo?

Handa na ba ang retirement fund mo? O iaasa mo nlng ba sa mga anak mo, kapatid, kamag anak?

Mahal mo ba sila?

Habang malakas pa at may active income pa, paghahandaan na.
Wag na antaying huli na ang lahat. ACT NOW!!

Gusto mo mag aral ng LIBRE as in FREE FINANCIAL LITERACY? Message me for schedule.⬇️⬇️⬇️

Kumusta na po kayo? 🤣

WHY JOIN IMG?

✓Pag STRESS ka, Join IMG;
✓Pag BROKEN ka, Join IMG.
✓Pag Financially Broke ka, Join IMG;
✓Pag DEPRESS ka, Join IMG;
✓Pag feeling mo wala ng PAG ASA ang life mo, Join IMG;
✓Pag POOR ka, Join IMG;
✓Pag Lasingero ka, Join IMG;
✓Pag MAY UTANG ka, Join IMG;.
✓Pag lubog ka sa UTANG, Join IMG;
✓Pag gusto mo ng totoong kaibigan Join IMG.
✓Kahit wala kang natapos na Kurso, Join IMG!
✓At pag Masakit Ulo mo Join IMG

Alam nyo ba Bakit need mo mag JOIN sa IMG?

Because in IMG we Change People's Lives ...
From Spender to SAVERS to INVESTORS
From NOBODY to SOMEBODY!
From Ordinary to doing Extra Ordinary mission, ngayon, bukas at magpakailan pa man...

" WE OFFER PEACE OF MIND!"

Ang pag aaral sa usaping pinansyal ay boring sa iba pero masasabi ko na worth it talaga.

Kapag naintindihan mo ang value ng pagtatanim (planting season)maglalaan ka talaga ng oras para magkaroon ng magandang ani (harvest season)

Kaya wag panghinayangan.Aralin mo na rin kung paano ito mkakatulong sayo.Mapagod ka man ngayon walang katapusang bunga nman ang darating.🤗

Spending is a habit and so in saving and investing.
Kung nakakaya mo gumastos ng sobra makakaya mo rin maging habit ang pag save.

It is all start with your desire to make a change.

Attend our online financial literacy class that would guide you to right money mindset.

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PANGARAP KA NALANG BA? O magiging katotohanan pa... 🏡

After graduation I told myself, when I reach 25 I will have my own house, car, business, and savings.

So I worked as Software Engineer in an international company at siguro masasabi kong ginalingan ko naman.
✅ Weekend work? Sure!
✅ OT? No problem!

Naalala ko pa 100 hours ang OT ko in a month.

Grabe noh?

Pero wala akong reklamo. Go lang ng go! 😅

Then came 2, 3, 4, 5 years...25 na ko!😱 Reality hit me!
Hindi pala ganun kadaling mag-ipon para sa bahay at koche! Savings ko pa nga lang nababawasan pa pag may emergency.🥺
So kinalimutan ko na yung goal ko, yung mga friends ko ganun din naman e. Wala parin naman silang naipupundar.
Pantay-pantay lang kami. Hehe!

Then a business coach told me, if you want to be successful, don't adhere with the common norms of the society. 🧐
He explained to me about this financial goal,
he said successful people set their goal first and find ways to get it.

Unsuccessful people, don't set goals, they just wait for things to happen.😨

Or some set goals, but they're really not serious about it,
saying "ok lang naman mangarap"
Sila yung pagtinanong mo
"kailan mo balak bumili ng bahay?"
Ang sagot nila, edi kapag may ipon na.
And most of the time, wala ngang naiiipon.

And then we computed my goals vs my savings per month, and how long will it take me to get my goals.
My goal was 100million by the way.

I realized it will take me multiple lives to get my dreams!
Meaning mamatay mabuhay, mamatay mabuhay man ako ng paulit-ulit mahihirapan akong makuha yun.😐😐😐
And he told me "kung aasa ka lang sa sweldo mo ngayon, matatagalan ka talagang makuha yan, do something else"💪

Yes mataas ang pangarap ko, so I started business with my 50k capital. And fast forward after 3 years with all the struggles as first-time entrepreneur I was able to buy my own house, car, and syempre savings. 😊

The illustration shown here is not for a 100MILLION goal.

I believe that's SIMPLE at KOMPORTABLENG buhay.
Having your own H&L is a BASIC NEED, i did not even compute for a dream house.
But if you can only save 5,000 a month, it will take you 133 years to get those goals.🥴🥴🥴

Life is short. Way too short to just sit back and wait for something to happen to you.
You can remain to where you are or you can move to a higher level where there’s abundance and financial freedom.
It's all in your hands!

Allow me to teach you how I did a business on the side while working for 2 years, how I earned 10 times than my current salary, and how I resigned from my job..
That's for FREE 😊 all you gotta do is ask.
Send us a .

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Nag share ako sa iyo before about IMG.
Explain ko sa iyo ano ang importance of Health Care.
Ang dami mong excuses🥰

Sabi mo pa no hurt feelings Rose ha kung hindi mona ako kukuha.
I smile and say OKAY lang its your choice😁

Ngayon nakita ko yung anak mo nag post sa FB na nasa ospital kayo.
Gusto sana kitang sumbatan at sabihing "dbah sabi ko magagamit mo ang kaiser later on".
But I keep to be silent & praying that you can survive especially the finances🙏

HEALTH is UNCERTAIN😊