The Future Young Savvy Investor

Taking care of you future is also a way of taking care of yourself. 😇 The time is ticking ⏰

Want to start investing? Book a free appointment, call ☎️ us.

These are 6 compelling reasons why you need "Life Insurance". It's not about dying. It's about protecting what you love.

Save Invest & be Protected 😇 It Pays to be Informed 🫶🏻

5 steps to take to get you on the right path…

💫Mindset- where it all starts!
💫Goals- find your why
💫Plan- put your goals into action
💫Budget- oversight of behaviors
💫Connection- motivate & support

These elements are good basis to help you with your money management & financial freedom🤍✨

💸 June 15, 2022 "PAYDAY" 💸

Having a plan is a great way to gain control over your spending.

I have a plan for the next few weeks which means my bills will be paid and I will be maximizing my saving and grow it. 🌱🤑

There are so many ways and here are just a few ways I will be doing it! 💪🏻😃

What about you???

For more financial planning, free to message me! 📩📩📩

How I set my money goals!

What?
What is my goal? Decide what my goal is

How?
How am I going to achieve this goal? Do I need to change something?

Why?
Why am I doing this goal? Who/what will affect?

When?
How long am I giving myself to complete this goal? It is realistic?

Review?
Is it going well? Do I need to make changes?

I do this for every goal and it makes easier for me to stay in control!

Do you do something similar???

The KEYS 🔑 to "Financial Literacy" that should be fostering in yourself to reach your goals! 🌟

🔑 PATIENCE: Patience in your Investments, don’t sell out too early & try to hold all investment for at least 5 years to avoid capital gain taxes. 🙅🏻‍♀️

🔑 DISCIPLINE: Discipline do not panic sell & buy into something just because someone else did- displine to do your own reserch.

🔑 SUPPORT: You need to support your network from either your family, friends or online. Surround yourself with like positive mindset people also investing and learning. 🤓

🔑 PLANNING: Plan for retirement early, plan out your monthly budget & plan for emergencies with savings fund- you need to plan for unexpected. ⚠️

🔑 CONSISTENCY: Consistency invest regular amounts at specific interval of time- maybe every week or every month. 📅

🔑 EDUCATION: Educate yourself on smart investing strategies, how to pick investment & the psychology behind money. Read books, do research, watch videos & learn. 📚

Have you watched "Inventing Anna"

Although Netflix's Inventing Anna is all about fraud, lies and bizarre accent - there are some money lessons we picked up from watching the show.

Do you have Emergency Fund? 💰

When I started my financial journey, one of my first money goals was to save up for emergency fund, also referred to as a rainy day fund.☔️

There are 6 Key Drivers that motivated me to save up for the unexpected:

💼 Job loss: Having an emergency fund means that in the event that I do lose my job, I have some money save up so I can continue to pay off my bills and expenses for few months.

😷 Medical bills: Surgery and unexpected medical bills can be expensive, so in the event that I do get sick or injured, I want to ensure I can pay for the treatment I needed to recover

💗 Family: My Parents are quite old and have some pre-existing health conditions. As they get older and become more vulnerable, I want to ensure that I have some money that they can access if they need it, especially if they need any medical treatment.

🏡 Repairs: As one of the house owner, I need to prepare for potential damages or issue in our home or appliances etc.

🌪 Disasters: Natural disasters are becoming increasingly commonplace and I have seen the devastating impacts it can have on people and commodities. I want to ensure that I am prepared if I am impacted.

🤍 Peace of Mind: I am a big overthinker. And having a emergency fund that I can use in the worst case scenario helps puts my mind at ease.

Do you have emergency fund? If so, what drove you to save up for one?