Lea Pasahol, Sun Life Licensed Advisor

I AM SINGLE WITH NO DEPENDENTS, DO I STILL NEED LIFE INSURANCE?

Single people with no dependents are often advised that they don’t need a life insurance policy. However, there are some reasons why you might need life insurance even if you're single.

1. If God calls you home today, who would pay for your funeral expenses? If you don't have life insurance, someone else (e.g., your family and relatives) may have to foot these bills. According to a friend, even if you have a memorial plan in place like St. Peter, funeral expenses can still amount to at least 100k. The death benefits of a life insurance policy could be used to cover these expenses.

2. If you have debts in excess of your assets or if you owe money together with someone else, you might be needing a life insurance policy. If something happens to you, who would pay for these debts? Would your partner in debt be able to make the monthly payment on her own? If not, then a life insurance policy is needed with your partner in loan as beneficiary.

3. If you are trying to have a family in the future, it’s wise to get a life insurance policy as early as possible - while it’s more affordable and while you are insurable. I have clients who are not insurable already even they are only in late 20s because of a medical condition. You must prepare early because you might have trouble buying life insurance later when you're older, especially if your health has begun to decline.

At the end of the day, the main reason why you will be getting a life insurance policy is because you want to be responsible not to be a burden to people you will leave behind when God calls you home. 🤗

As a single person, a small life insurance coverage enough to meet the above needs would be fine, what you should focus more on is HEALTH INSURANCE.

The next questions would be:
As a single with no dependents, how much life insurance I should be needing? What health insurance do I need?

If you need help on these questions, comment “YES” or send me a PM 😊

Pwede kang magsimula kahit maliit lang, atleast you have your peace of mind para sa family mo sakaling bigla kang mawala sa picture. 🌞

Life insurance is a continuous flow of income for your family. And yes tama po si Viy, maraming purpose ang pagkuha nito, kaya message mo na ko para maguide kita. 😍💛

Life insurance does not take away money from your family. It assures them money for future delivery, at a time when they need it most.

Insure your life today! Talk to a Sun Life Advisor 💛

Lea Kristine Pasahol - Zotomayor
Licensed Financial Advisor
Sun Life of Canada (Phils.) Inc.

Thinking of what to give to your Kids and Loved Ones this Feb 14? ❤️💛💜💚💙

Give them a Lifetime Gift this Valentine's Day and make your child a MILLIONAIRE at age 15, GUARANTEED!💰

YES! You read it right! GUARANTEED cash value and a GUARANTEED 80K endowment benefit when your child reaches 6 yrs. old and every other year until age 100. (Issue age 0 yr old)

Secure your child’s future! Send me a message now for your free sample quotation💛

Great news to start your year bright! ☀

We’re bringing back our client-favorite protection and savings solution – Sun Wealth Prime 7. Designed to help ease your financial worries and provide guaranteed returns!

Talk to a Sun Life Advisor now! 💛🫶

Looking for the best plan for your kids?! - 𝙎𝙪𝙣 𝙎𝙢𝙖𝙧𝙩𝙚𝙧 𝙇𝙞𝙛𝙚 𝙀𝙡𝙞𝙩𝙚 ☀️

Pay for 10 years and get insured until age 100, what’s more interesting is starting on the 6th year you will be receiving 𝐏𝐇𝐏 𝟖𝟎,𝟎𝟎𝟎 𝐆𝐔𝐀𝐑𝐀𝐍𝐓𝐄𝐄𝐃 𝐂𝐀𝐒𝐇 benefit until age 100.

You will also receive dividends on the first year of your policy until age 100!

To know more, just message me. 🫶

Life Insurance is not only for those who have families, it’s also for young people.

If you are young and single, you would need life insurance for the ff reasons:

- You own a business
- You have people depending on you
- You want to pay for your final expenses
- You want to grow your wealth
- You want to leave something memorable to your family

There are affordable life insurance options for young people. Send me a message and I can share them to you 🙂

Ctto

Merong dalawang itsura ng retirement ang pwede mo ma-experience depende kung paano mo ito paghahandaan:

Una, may sapat kang funds to support yourself, maybe nakabili ka rin ng properties for you, may tumatakbo pa ring business to generate income, at hindi na stress financially.

O yung pangalawa. You have regrets. Financially unstable. Hindi makapag-retire kasi hindi nakaipon nung malakas pa.

Yung financial freedom kasi, hindi mo paghahandaan kapag 60 ka na. Dapat pinaghahandaan mo ito bago ka mag-60.

Kailan yun? The moment na kumikita ka na ng pera— maging matalino ka sa paghawak ng income mo.

Message me today to start your retirement plan with Sun Life! ☀️

The ultimate 𝐏𝐀𝐌𝐀𝐍𝐀 𝐏𝐋𝐀𝐍 is finally here! 𝐏𝐀𝐘 𝐎𝐍𝐋𝐘 𝐅𝐎𝐑 𝟏𝟎 𝐘𝐄𝐀𝐑𝐒 and Sun Life will pay you for the rest of your Life.

WHAT'S MY FAVORITE SUN LIFE PRODUCT?
Without a doubt - 𝐒𝐮𝐧 𝐒𝐦𝐚𝐫𝐭𝐞𝐫 𝐋𝐢𝐟𝐞 𝐄𝐥𝐢𝐭𝐞 𝐏𝐞𝐬𝐨 𝟏𝟎.

🔥Here are my 7 Compelling Reasons:
𝟏. 𝐂𝐑𝐈𝐒𝐈𝐒 𝐏𝐑𝐎𝐎𝐅 𝐋𝐢𝐟𝐞𝐭𝐢𝐦𝐞 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐂𝐚𝐬𝐡 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬
▪️Makakatanggap ka ng guaranteed cash at the end of the 6th policy year, then every other year, hanggang age 100, regardless kung anong sitwasyon ng ekonomiya. Para sa mga taong segurista. Mas mataas ang face amount, mas mataas ang magiging cash benefit.

𝟐. 𝐄𝐚𝐫𝐧 𝐃𝐈𝐕𝐈𝐃𝐄𝐍𝐃𝐒 𝐘𝐞𝐚𝐫𝐥𝐲
▪️Makakatanggap ka ng pera kapag nag-declare ang company ng dividends. Pwede gamitin pambayad ng policy, pwedeng ring palaguin sa Sun Life sa pamamagitan ng interest at pwede din iwithdraw in cash.

𝟑. 𝐌𝐮𝐥𝐭𝐢-𝐆𝐞𝐧𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬
▪️Hanggang sa apo mo ay makakaranas ng benepisyo. Sulit na sulit ito kapag bata ang kukuhanan ng plan. Pwedeng educational fund, pwede ring source ng fixed income mo habang ikaw ang owner ng policy. Magka-asawa, magka-anak, maging lolo/lola ang anak mo, tuloy-tuloy ang pagtanggap ng cash benefit. Ayos diba. 😀

𝟒. 𝐅𝐮𝐭𝐮𝐫𝐞-𝐑𝐞𝐚𝐝𝐲 𝐂𝐫𝐞𝐝𝐢𝐭
▪️Pwede ka mag-loan sa panahon na kailangan mo ng pera sa maliit na interest at madaling ma-approve.

𝟓. 𝐅𝐮𝐭𝐮𝐫𝐞 𝐌𝐑𝐈 𝐅𝐨𝐫 𝐇𝐨𝐮𝐬𝐢𝐧𝐠 𝐋𝐨𝐚𝐧
▪️Pwede mo gamitin kung maglo-loan ka ng bahay.

𝟔. 𝐌𝐮𝐥𝐭𝐢-𝐏𝐮𝐫𝐩𝐨𝐬𝐞 𝐅𝐮𝐧𝐝
▪️Pwde mo ipang regalo, gamiting wedding fund, kung bibili ka ng kotse, kung mag tatayo ka ng business, kung bibili ka ng property at iba pa.

𝟕. 𝐋𝐄𝐆𝐀𝐂𝐘 𝐆𝐢𝐟𝐭 𝐅𝐨𝐫 𝐀 𝐋𝐢𝐟𝐞𝐭𝐢𝐦𝐞
▪️Hindi makakalimutan ng pamilya mo ang pangalan mo at nagawa mo para sa kanila, tunay na PAMANA plan 💛

For those who are interested to know more about this, just send me a message! ☀️

SUN MAXILINK PRIME

(A 10-Year Pay Insurance with Investment Plan)

1) LIFE INSURANCE PROTECTION (Death Benefit): When something happens to you, your family will receive an amount of 1 Million Pesos. You are protected until age 88

2) ACCIDENTAL DEATH BENEFIT (ADB): If the cause of death is due to an accident, Sun Life will give your beneficiaries additional 500,000 in addition to the life insurance coverage (amounting to 1.5 Million Pesos)

3) TOTAL DISABILITY BENEFIT (TDB)- In case of Total Disability during the 10 years of payment, your Sun Maxilink Prime is considered fully paid. Yet, you are still insured until age 88

4) INVESTMENT- Aside from the insurance benefits that this plan has, it also gives you an opportunity to earn! Your investment returns ranges 4%, 8%, 10% depending on the performance of the stock market. You can choose any investment type option based on your risk appetite -- Bonds, Balanced, Equity, and Index.

In getting Sun Maxilink Prime, it gives you the confidence to live every day with peace of mind that no matter what happens your dreams for your family will go on, and at the same time, your money is WORKING for you even if you're sleeping. These growing funds of yours can be used as your RETIREMENT FUND or can be an EDUCATIONAL PLAN for your children.

Apply Now! While you are still qualified to get a plan. 💪🏼

Get a FREE Quote! Message me NOW!

Ccto.

Lea Pasahol, Licensed Financial Advisor

𝗔𝗻𝗴 𝗣𝗔𝗠𝗔𝗡𝗔 𝗣𝗟𝗔𝗡 𝗽𝗮𝗿𝗮 𝘀𝗮 𝗶𝘆𝗼𝗻𝗴 𝗮𝗻𝗮𝗸 😊
💛 Perfect para sa mga taong sigurista💯💯
Magbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on the 6th year of the policy, and every other year thereafter until age 100!
Elite Plan Summary:
✅ Double ang face amount upon death of the insured
✅ Meron syang GUARANTEED 8% na endowment benefit
✅ Meron kang dividends (not guaranteed)
✅ Great for child's educational fund from 0 to 10 years old
✅ Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron makukuha until age 100.
✅ Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
✅ Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap pa rin siya ng pera until age 100
✅ Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
✅ May paying period na 5 years or 10 years
✅ Merong Accidental Death at Total Disability Benefit
For example if you have
1,000,000 face amount..
8% guaranteed endowment benefit, that is 80,000
Child: 0 year old
6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends
14th, 16th. . .and so on...until 100 years old!

Fore more info and free quotation, kindly send me a message!