Retirement Investment and Savings

Pinakamagandang pa Valentines mo sa iyong mahal sa buhay!
Siguraduhin ang kinabukasan ng iyong pamilya at ng sarili mo, ngayon na!

Naisip mo na ba kung paano mo mapoprotektahan hindi lang ang sarili mo, kundi pati ang kinabukasan ng mga mahal mo sa buhay?

Ipinapakilala ang Kaiser International Healthgroup—isang makabagong 3-in-1 savings program na magbibigay sayo ng:

1) Life Insurance – Para sa seguridad ng iyong pamilya. Handa ka man o hindi, may sasalo sa kanila.

2) Healthcare – Ang kalusugan ay kayamanan. Makakatanggap ka ng tamang pag-aalaga sa oras na pinaka-kailangan mo ito.

3) Investment – Palaguin ang iyong pera at maghanda para sa isang maginhawang pagreretiro.

Bakit Kaiser ang Dapat Piliin?
Mababang buwanang hulog, abot-kaya ng bawat Pilipino:
- Edad 10–40: ₱2,647/month sa loob ng 7 taon
- Edad 41–50: ₱3,529/month sa loob ng 7 taon
- Edad 51–60: ₱4,412/month sa loob ng 7 taon

✔️ Perfect para sa mga OFWs, professionals, at self-employed
✔️ Isang planong siguradong makakatulong sa'yo ngayon, bukas, at sa mga darating pang panahon

Huwag mo nang ipagpaliban pa. Ang kinabukasan ay ngayon nagsisimula.

Mag-invest para sa sarili mo—magpapasalamat ang future self mo!
Para sa sarili. Para sa pamilya. Para sa kinabukasan.

WHAT IS KAISER LONG TERM HEALTHCARE?

WHY IS IT A PRIORITY?

Maraming nag tatanong kung ano ang pinaka recommended na healthcare provider sa Philippines. The recommends a LONG-TERM HEALTHCARE that is not just a healthcare. It is a COMPLETE RETIREMENT PACKAGE that supports a COMPLETE and SOLID FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - it’s the KAISER ULTIMATE LONGTERM HEALTHCARE. Its a 3 in 1 na may components of (1) HEALTHCARE, (2) INVESTMENT and (3) LIFE INSURANCE .

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity). You can use it in any of the 3 Phases and beyond Maturity.

⭐️1. Accumulation Period (7 years)

This is the part where the plan holder is made to save only for 7 years.

At this period, the plan holder gets to have these Benefits:

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

NOTE: ER not included

⭐️2. Extended Period (13 years)

Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance up to the 20th year (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment up to 20th year (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency 😃

And when it matures, you can use it for anything, for anyone, anywhere in the World as it serves as your retirement funds!

DISCLAIMER: Above features maybe subject to change across time.

Experience the convenience of living in a midrise condo at Las Pinas with preselling prices and perpetual ownership. Enjoy unique amenities, 24-hour transportation access, and proximity to supermarkets, drugstores, malls, hospitals, and schools. Don't miss out on this opportunity for a comfortable and convenient lifestyle.
To acquire further information and assistance regarding properties, please contact Ms. Nora at 09176501901.

Townhouse in Las Pinas City, near schools, malls, and hospitals! Ready for occupancy or ongoing construction.
For property inquiries and viewings, feel free to contact Ms. Nora at 09176501901.

A midrise condo in Las Pinas City with unique amenities offers perpetual ownership. It is conveniently located near supermarkets, malls, drugstores, hospitals, schools, and easy transportation access.
For property viewing and further details and pricing information, please contact Ms. Nora at 09176501901.

LANCRIS Residences
Located at Better Living Parañaque City
Very Accessible from SM Bicutan!
Condo Near Airport
Condo Near SM Bicutan
Ready For Occupancy Condo For SALE in Paranaque near Manila international Airport!
EMERALD UNIT
2BR - A Regular
TOTAL CONTRACT PRICE: 4,582,152.96
✓ Approx. Unit Area: 46.20 sqm
✓ Floor Area: 52.00 sqm
AMENITIES & FACILITIES
Outdoor
- Swimming Pool (25m Lap & Kiddie Pool)
- Basketball Court
- Children Playground
- Jogging Path
- Landscaped Open Spaces
- Ample Parking Spaces
- Sky Garden
Indoor
- Clubhouse / Function Room (Capacity: 150 pax- sitting, 200 pax- standing)
- Fitness Gym
- Sports Centr
- Covered Badminton Court
- Table Tennis
- Commercial Spaces
UNIT FEATURES
Internal
- Special Vinyl Flooring for Living Room & Bedroom, Dining & Kitchen Areas
- Elegant Ceramic Tiles for Bathroom
- Granite Counter Top for Kitchen
- Modular Kitchen Cabinet
- Provision for Washing Machine Area
- Premium (3) three coated paint finish
- Fiber cement dry wall internal partitions
Terns of Down payment:
20% Down payment: 458,215.30
Less Reservation Fee: 20,000.00
Net Down payment: 438,215.30
DP Term: 18
Monthly Down payment: 24,345.29
90% BALANCE: Php 4,123,937.66
BANK FINANCING
Balance (Estimated Monthly Amortization Principal Only @ 7% Interest Rate)
• 5 YEARS 7% Monthly Amortization: 81,658.91
• 10 YEARS 7% Monthly Amortization: 47,882.41
• 15 YEARS 7% Monthly Amortization: 37,067.12
• 20 YEARS 7% Monthly Amortization : 31,972.84
**COMPUTATION IS FOR REFERENCE ONLY!
Final Computation will be given by the Developer.
for site viewing sked pls.
contact
Ms.Nora
09176501901

Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Savings Program ang bawat miyembro ng Pamilya lalo na yung mga bread winner.

✔️Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔️Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit muman or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔️May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔️Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔️Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔️Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔️Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔️In case of emergency, pwede magamit as family assistance.

✔️Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chic N' joy na may drinks & fries bes?

=======================================

Sinu ang pwedeng maka avail nito?

✔️Lahat ng nasa 10-60 years mayaman man o mahirap basta healthy ay qualified po for this program?

✔️If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

✔️Get Kaiser 3 in 1 ,(Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

✔️Para sa klaro at kumpletong detalye, pm lang o comment sa post na ito about your inquiry.

PRE-SELLING CONDO at Laspiñas talaba,Diversion Road Bacoor City.
"Accessible location!!"
*400 meters-LRT station
*5-10 mins to hospital
*3 mins to police station
*5-10 mins to schools
*3-5 mins to grocery store and public market
*Near SM/Mall
*10-15 mins going to PITX
*10-15 mins going to SM Moa
×Near CAVITEX/CALAX/EXPRESS WAY
Available in:
Studio Unit: 30 to 40 SQM
1-Bedroom Unit: 46 SQM
2-Bedroom Unit: 70 to 82 SQM
3- Bedroom Unit: 96-148 SQM
Leonora Agapay Miranda
Real Estate Salesperson
with Supervision of Licensed Real
Estate Broker
PRC License No. 22296
HLURB Reg. No.002910
Globe:09176501901 viber
Smart:09472146055
https://buff.ly/3wK4dB4
http//:https://buff.ly/3PaQ2ew
Email:[email protected]
http//:https://buff.ly/4c2pYfz
Looking for
,

in Tagaytay, Metro Manila, Bulacan, Cavite, Laguna, Batangas, Rizal and Pampanga? Contact me at my numbers below and let me help you find your DREAM HOME!

Hi, Magandang Umaga po sa lahat! Hope all of you are doing well.
One of our End-Unit Executive Townhome is available for sale!
Location: Victoria Park Residences Almanza Uno, Las Piñas City
Block 1 Lot 54 – Cluster 6
Lot Area: 117.00
Usable Floor Area: 137.00
“REGULAR PAYMENT SCHEME – FOR BANK LOAN TAKE-OUT”
Selling Price: 10,631,500.00
Required DP (20%) : 2,126,300.00
Reservation Fee : 50,000.00
Monthly DP (12 Mos.): 173,025.00
Estimated Monthly Amortization from Bank Financing:
5 Years : 168,413.15
10 Years : 98,752.58
15 Years : 76,447.14
20 Years : 65,940.73
“SPOT DP SCHEME – FOR BANK LOAN TAKE-OUT”
Selling Price: 10,631,500.00
Spot DP (20%): 2,126,300.00
Less Reservation Fee: 50,000.00
DP Net of RF: 2,076,300.00
Estimated Monthly Amortization from Bank Financing:
5 Years :168,413.15
10 Years : 98,752.58
15 Years : 76,447.14
20 Years : 65,940.73
“SPOT CASH”
Selling Price: 10,631,500.00
Less Reservation Fee (RF): 50,000.00
Discount : 400,000.00
Balance Net of RF and Discount: 10,181,500.00 (Payable within 7 days)
Unit Features:
✅Three (3) Bedrooms w/ Built-in Cabinet
✅One (1) Maid’s Room
✅Two (2) Toilet & Bathrooms
✅Kitchen with Granite Counter Top & Built-in Cabinet
✅Utility Area
✅Two (2) Carport
✅Lanai Area
Village Features:
✅Excellent & Convenient Location – Walking distance to SM South mall
✅Peaceful & Quite Subdivision
✅Uncongested Village – Exclusive only to 93 Units
▶️Down payments can be Flexible
‼️RFO Units Available‼️
BUYERS PROMO UNTIL MARCH 2024!!!
✅Free 1 HP Inverter Split-type Air-Conditioning
✅Free Titling Fees
✅Free Pin Lights and Wall Lamps
Leonora Agapay Miranda
Real Estate Salesperson
with Supervision of Licensed Real
Estate Broker
PRC License No. 22296
HLURB Reg. No.002910
Globe:09176501901 viber
Smart:09472146055
https://buff.ly/3wK4dB4
http//:https://buff.ly/3PaQ2ew
Email:[email protected]
http//:https://buff.ly/4c2pYfz
Looking for
,

in Tagaytay, Metro Manila, Bulacan, Cavite, Laguna, Batangas, Rizal and Pampanga? Contact me at my numbers and let me help you find your DREAM HOME!