Prosperity Klub

Here in our community, we are showing real prosperity to everyone because real prosperity happens when we evolve from Spenders to SAVERS, and ultimately to INVESTORS and ENTREPRENEURS.

Join our community -

Financial Education & Wealth Planning Community in the Philippines Prosperity Klub is a financial education, guidance, and wealth-building community for Filipinos and OFWs seeking smarter money decisions, protection, and long-term growth.

Hindi ka tamad, baka kailangan mo lang ng malinaw na financial plan ☺️

𝗔𝗻𝗼 𝗻𝗴𝗮 𝗯𝗮 𝗺akukuha 𝗺𝗼 𝗸𝗮𝗽𝗮𝗴 Prosperity Klub 𝗠𝗲𝗺𝗯𝗲𝗿 𝗸𝗮?

𝗜𝗻𝗰𝗹𝘂𝗱𝗲𝘀:
♦️ 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 - 𝗙𝗥𝗘𝗘
♦️ 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗧𝗿𝗮𝗶𝗻𝗶𝗻𝗴𝘀 - 𝗙𝗥𝗘𝗘
♦️ 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗪𝗼𝗿𝗸𝘀𝗵𝗼𝗽 - 𝗙𝗥𝗘𝗘 with Certificates
♦️ 𝗣1,000 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗶𝗻 𝗺𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝘄𝗶𝘁𝗵 𝘇𝗲𝗿𝗼 𝗲𝗻𝘁𝗿𝘆 𝗳𝗲𝗲
♦️ 𝗣100,000 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗮𝗰𝗰𝗶𝗱𝗲𝗻𝘁 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
♦️ 𝗣50,000 𝗟𝗜𝗙𝗘 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 (𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹 services)
♦️ 𝗙𝗿𝗲𝗲 𝗲𝘆𝗲 consultation 𝗳𝗿𝗼𝗺 𝗞𝗮𝗶𝘀𝗲𝗿 𝗮𝗻𝗱 𝗜𝗠𝗚
♦️ 𝗙𝗿𝗲𝗲 𝗲𝘆𝗲 𝗳𝗿𝗮𝗺𝗲𝘀 𝗳𝗿𝗼𝗺 𝗞𝗮𝗶𝘀𝗲𝗿 𝗮𝗻𝗱 𝗜𝗠𝗚
♦️ 𝗙𝗿𝗲𝗲 𝗨𝗡𝗟𝗜𝗠𝗜𝗧𝗘𝗗 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻 𝗮𝘁 𝗞𝗮𝗶𝘀𝗲𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗖𝗲𝗻𝘁𝗲𝗿𝘀
♦️ 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗼𝗻 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗼𝗿𝘆 𝘁𝗲𝘀𝘁𝘀
♦️ 24/7 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹 𝗰𝗼𝗻𝗰𝗶𝗲𝗿𝗴𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗖𝗔𝗥 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲𝘀
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝘃𝗲𝗵𝗶𝗰𝗹𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗳𝗶𝗿𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗲𝘁𝗰.
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗮𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗲𝗿 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗡𝗼𝗻-𝗟𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗦𝗽𝗲𝗰𝗶𝗮𝗹 𝗖𝗼𝘂𝗿s𝗲𝘀
♦️ 𝗥𝗘𝗖𝗢𝗚𝗡𝗜𝗧𝗜𝗢𝗡𝗦
♦️ 𝗘𝗫𝗖𝗟𝗨𝗦𝗜𝗩𝗘 𝗘𝗩𝗘𝗡𝗧𝗦 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗰𝗼𝗱𝗲𝗱 𝗺𝗲𝗺𝗯𝗲𝗿𝘀)
♦️ 𝗪𝗢𝗥𝗟𝗗𝗪𝗜𝗗𝗘 𝗣𝗥𝗢𝗧𝗘𝗖𝗧𝗜𝗢𝗡 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
♦️ 𝗔𝗖𝗖𝗜𝗗𝗘𝗡𝗧𝗔𝗟 𝗗𝗜𝗦𝗔𝗕𝗟𝗘𝗠𝗘𝗡𝗧 𝗕𝗘𝗡𝗘𝗙𝗜𝗧 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
♦️ Direct Access to the Financial Industry Companies
♦️ FREE Access to Donation Programs
♦️ FREE Legal Assistance Program
♦️ FREE TRAVELS and Travel to many countries
♦️ Helping you to increase your cash flow
♦️ Having Job Opportunities
♦️ Having your own business in the Financial Industry
♦️ Helping you add your skills

Additional Perks!
▪️Exclusive Facebook Community
▪️Has personal portal for the benefits
▪️Free weekly webinar inside the community
▪️Access to Job Postings from our network
▪️We have community chats to cater your needs
▪️We have meet & greets in any parts of the world
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𝗬𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆.
𝗬𝗼𝘂𝗿 𝗰𝗵𝗼𝗶𝗰𝗲.

Join us, go here: www.bit.ly/prosperityklubmembership

👔💙 Happy Father's Day! 💙👔

Today, we honor and celebrate the fathers, grandfathers, father figures, and providers who lead their families with love, sacrifice, strength, and wisdom.

Thank you for the countless hours you work, the lessons you teach, the protection you provide, and the unwavering support you give. Your dedication helps build stronger families, brighter futures, and thriving communities.

May God continue to bless you with good health, happiness, and abundant opportunities as you fulfill your important role in the lives of those you love.

From all of us at Prosperity Klub and IMG, we salute and appreciate every father today and every day.

Happy Father's Day! ❤️

BREAKING: MariBank Credit Card is here! 🧡
Looks like MariBank is getting an upgrade — from debit card to Debit + Credit in one card! 👀
Currently, only selected users have access to apply, so check your MariBank app if the option is available 📲

If you don't have an account yet, register here - https://maribank.ph/c/earnfreemoney?referralCode=PY237960

What you can get:
🟠 ₱0 Annual Fee
🟠 Up to 1% Cashback
🟠 0% FX Mark-up
🟠 Interest-free purchases when you pay your bill in full on/before due date
Eligibility shown in the app:
✔️ Age: 21–65
✔️ Monthly Income: ₱10,000+
✔️ Income documents may be required
Approval updates will be sent within 7 working days after application.

https://maribank.ph/c/earnfreemoney?referralCode=PY237960

If you have multiple banks and gusto mo mabawasan ang transfer fees, here’s what to do.

Currently I’m using traditional banks like BDO and BPI together with digital banks like GoTyme and MayaBank/Maribank. Instead of focusing only on interest rates, I maximize the FREE transfers and cashback features.

Here’s my system:

• BDO – my main payroll account
Since BDO charges around ₱10 per transfer, every payroll I immediately transfer my funds to Maribank because they replenish free transfers every week.

• BPI – for my side hustle or extra income
I use the VYBE app since transfers are free, then move the funds again to Maribank.

• Maribank – my “movement” bank
This is where I pay bills, loans, and other expenses because of the free transfers and cashback benefits.

• GoTyme – for savings and budgeting
After everything is settled, I transfer funds to GoTyme so I can separate money based on goals and expenses.

• Need cash?
I just transfer from GoTyme back to either BDO or BPI depending on which ATM or branch is nearest to me.

Yes, medyo hassle siya at first, but this setup saves me a lot in transaction fees over time.

Small savings every transaction = big savings in the long run.

More than half of Filipinos are just one car repair, one hospital bill, or one unexpected expense away from financial stress.

Hindi dahil hindi sila hardworking.
Hindi dahil kulang sa sipag.

Kundi dahil most of us grew up surviving first before saving.

And the truth is, nobody really feels the urgency of building an emergency fund… until the emergency happens.

Kaya habang kaya pa, kahit paunti-unti lang — mag-ipon.

Not to impress people, but to protect your peace when life gets unexpected.

Read this article regarding Emergency Fund Guide for Filipinos: How Much, Where to Keep It, and How to Build It Fast - https://prosperityklub.com/blog/emergency-fund-guide-philippines

MariBank will switch to a monthly free transfer system starting June 1, giving users 50 free InstaPay and PESONet transfers upfront every month instead of weekly refreshes. The new setup allows users to use transfers anytime within the month for added flexibility.

Under the existing setup, users receive 15 free transfers per week, equivalent to around 60 free transfers monthly. While the new setup is more convenient, the total number of free transfers is technically being reduced from 60 to 50 per month.