Life Planning Plus

AS PARENTS WE NEED LIFE INSURANCE :)

Get a Life Insurance especially kung masama ang ugali mo, kasi walang tutulong sayo sa oras ng pangangailangan mo!!! 😅

75% of the time people buy life insurance for protection against premature death and total disability due to accidents or illnesses.

40% of the time to pay off last expenses like medical, hospital bill and funeral expenses.

35% of the time to create a legacy for wealth transfer.

Lastly 25% of the time for funding children education.

What can be your reasons for buying life insurance? Call your "friend for life" the life insurance agent now. Plan your best life in Manulife! Or you may drop me a message to start your plan💚



Income protection/ replacement
Health
Education
Retirement
Estate tax

RETIREMENT is 7 days a week VACATION.

If you prepare 1-2 months for birthday parties,
1-2 years for wedding, and 1-3 months for a 3 day holiday vacation.

How long should you prepare for at least 20 years of PERMANENT VACATION?

Do the math, we’ll give the money. 😊
Message me so i can help you plan and prepare for it.
Free consultation.

Pamalandong!!!

Based on a true story:😢😢😢

Scenario: CAR ACCIDENT

Passengers of the said vehicle :
> Parents (Mother and Father)
>Children ( 5 year old son and 2 year old daugther)

Father died while mother survived but critical and stayed in the hospital for almost 2 months.

Children survived with minor injuries.

Father : No insurance (Bread Winner)
Mother: No insurance (Plain House Wife)
Children :No insurance/ No educational plan
CAR : INSURED (still under mortgage)

The questions are:

1. Who will shoulder for the funeral expenses of the father?

2. Who will shoulder for the hospital bills of the mother?

3. Who will give income to the family knowing the bread winner died?

4. Could kids still continue living the life they used to live ?

5. Could kids still continue go to school?

These are some of the things we do not realize first. Mas protected pa ang kotse kaysa sa pamilya or mga mahal sa buhay. Will the car save the family’s future? Of course NO!. Can the car pay for the hospital bills and education of the children? NO!

Learn to do the math and start having financial planning. Huwag ibuhos lahat sa material na bagay. Wala nang mas mahalaga pa sa mundo kaysa sa buhay at kinabukasan ng mga mahal mo sa buhay.

Protection should come first before investment. It’s sad knowing this family’s story. If only the parents were informed enough. 😢 Too late I was not able to talk to them before hand.😢💔

Only Life insurance can create wealth overnight at the time you need it the most. No investment can give you say, 2M by just paying 4-5k a month but life insurance can do that.

If you want both ( Insurance and Investment) have VUL . VUL is a Life insurance with investment component. If you will be taken out of the picture too soon, you have life insurance to save your family and if you will live too long you have retirement fund to continue living and enjoying life after you retire.

Have it now while you do not need it yet. Because the moment you need it you can never have it.





Send us message today for free financial planning tips/session.

*ctto

Unsa ka ka-excited mag ipon?
Pila ka days nimo iponan ang 1-week vacation?
Unsa ang feeling nga mutravel naay kwarta?

Imagine retiring today guys, how many days can you go off without working?

Save and invest to achieve ideal retirement life. Start NOW!

CTTO

Just a piece of realization.

Client: Maganda naman ang Life Insurance, bakit konti lang naniniwala at meron nyan? Mag-present ka nga sa friends and officemates ko.

Me: Kasi Insurance is not tangible. It is just a piece of paper. Hindi mo sya pwedeng ipakita basta basta. Hindi sya pwedeng ipagmalaki tulad ng:

"May bagong bahay ako sa Camella village"

"Kumuha ako ng 3-bedroom unit with 4 parking slots sa BGC."

"Approved na yung bank loan ko para sa Toyota Vios. Next week ko maiuuwi."

"Finally recontracting na ako sa Globe. Kukuha ako ng iPhone 16."

"Grabe ang ganda ganda sa Japan. Ito pictures namin sa cherry blossoms, Disneyland, Universal Studios, Kyoto at Osaka o. 15 days kasi kami dun so nalibot namin lahat."

"Nag-open kami ng franchise ng Potato Corner sa mall na yan. Dun naman sa school ni Junjun mag Gong Cha franchise naman kami."

Insurance are none of those things.

You cannot simply brag to your friends that you have a 4M death benefit, plus 2M accidental death, 1M disability benefit, 2M critical illness benefit, and more. You cannot also mention that your parents or relatives acquired a 10M, 20M, 45M life insurance coverage to prepare for their estate planning, retirement, and wealth transfer.

Pero alam nyo ba sir ano ba talaga difference ng insurance companies sa ibang bagay o bangko?

It is a piece of paper na kapag may sakuna will read,

"We owe you money" instead of it saying "You will owe us."

We generate revenue not debt.

Cars, gadgets, appliances will be outdated and get obsolete one day, but your VUL Insurance will appreciate over time.

The earlier you save, the wealthier you will become. Protect yourself. Do it for them.

Tara pagusapan natin kung anong swak sayo and sa family mo💚

“Even though he is young, we can insure him! ”

Some think, life insurance is just for adults — but the truth is, the earlier, the better! In Manulife, you can plan while the baby is still young to secure his future.

There's insurance protection, and there's investment! Premium is cheaper while young. There is fund value that can be used in the future (for education, emergencies, or even business! )

It's not just protection, but a gift for their future. While they are still small, let's give them a big advantage in life.

Why does a car have to be insured? 🚘🚘🚘

In case of accident and damage a partial or total wreck man, it can be done without the need to make a huge amount of money by car owner. The Insurance Company will pay for this.

Why does a person have to be insured? 👨👱 🦰

The same reason for the car, that in case an unexpected event like an accident, severe illness, that could cause disability or death of a person, there is something that can be received from the insurance company that can be used for treatment, or the continuation of the life of the people your love in life in case you lose.

The important question is, are you insured???

If YES, is it enough? Will all expenses be covered in case you get sick? Can the one you leave live a good life?

If NOT, what are you still doing? 🤷🏼 ♂️🤔

Talk to your Trusted Financial Consultant. Message me, I'm just one message away!☺️

‼️PARA SA LAHAT‼️

PLEASE DO NOT SKIP LIFE INSURANCE!

Tayong mga pilipino ang hilig mag-invest...

Pero ang tanong?

Protectado ba ang income and ang current investments mo? 🤔

Now, think of it.

If God forbid, naaksidente ka or nagkasakit ng malubha tulad ng cancer (which will cost you millions)

Probably limas lahat ng savings and investment mo dba? 😔

👉 Try our VUL products, 3 in 1 na sya, may LIFE at HEALTH INSURANCE and INVESTMENT COMPONENT PA.

..

PS. Kung wla ka padin insurance at iniisip mo when to start, the answer is NOW.

Kung nagstart ka noong January, nakatapos ka na sana ng kalahating taon.

Malaki na ang naipon mo.

Kumita na rin kahit papaano ang investment mo.

6 months ka na rin protected at may peace of mind.

🤯 Time flies so fast mga ka breadwinner!

Hindi natin mamamalayan BER MONTH nanaman.

Tapos pasko na, then, new year - wow! 😱Le

And oh, kung new parent ka.. Malapit na pala magaral ang anak mo, hindi pa sapat ang educational fund niya- Panno na? 😨

My advise: START EARLY. START WHILE YOU ARE YOUNG & HEALTHY!

Esturya ta!
Let me help you protect your future today- no one left behind!💚💚💚

1. 𝗜𝘁’𝘀 𝗯𝗲𝘁𝘁𝗲𝗿 𝘁𝗼 𝗴𝗲𝘁 𝗶𝘁 𝟱 𝘆𝗲𝗮𝗿𝘀 𝘁𝗼𝗼 𝗲𝗮𝗿𝗹𝘆 𝘁𝗵𝗮𝗻 𝟱 𝗺𝗶𝗻𝘂𝘁𝗲𝘀 𝘁𝗼𝗼 𝗹𝗮𝘁𝗲.
You can definitely avail even you don’t need it. But, you can no longer avail it when you badly need it.

2. 𝗧𝗶𝗺𝗲 𝗰𝗮𝗻 𝗯𝗲 𝘆𝗼𝘂𝗿 𝗮𝗹𝗹𝘆 𝗼𝗿 𝘆𝗼𝘂𝗿 𝗲𝗻𝗲𝗺𝘆.

One of the best traits I love in being a Filipino is we think of ways how to afford something at a cheaper price.

In getting insurance, it is based on your age. The earlier you start, the more it is affordable. If you can avail it at the most affordable price today, would you be happy to start?

3. 𝗪𝗵𝗲𝗻 𝗶𝘀 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁 𝘁𝗶𝗺𝗲 𝘁𝗼 𝘀𝗮𝘃𝗲 𝗮𝗻𝗱 𝗶𝗻𝘃𝗲𝘀𝘁? “𝘕𝘦𝘹𝘵 𝘵𝘪𝘮𝘦 𝘯𝘢 𝘬𝘢𝘱𝘢𝘨 𝘵𝘶𝘮𝘢𝘢𝘴 𝘢𝘯𝘨 𝘴𝘢𝘩𝘰𝘥 𝘬𝘰”

Nakakapagod magtrabaho? Reward yourself with the things that you love. But sometimes, we tend to over-reward ourselves until we ask the question. “Saan napunta ang pera ko?”

Let’s enjoy life by buying and doing what we love. Just don’t forget to save and invest for yourself. The last thing you can do is you’re working so hard for so many years then you will realize that you haven’t saved and invested for your future.

The best way to learn is to hear the stories of other people. We don’t need to experience their failures and regrets but importantly, we take action after hearing them.