25/10/2022
Yaaay!! Congrats Pru Life UK! 🤗🫶🏻🎉
Pru Life UK is one of the Philippines’ Best Employers for 2023! Our employees’ passion and hard work inspire us to become an employer of choice.
Be part of the Pru Life UK family. Visit prulifeuk.com.ph/en/starting-a-career-with-pru/
Read the full story here: business.inquirer.net/367101/how-were-the-best-employers-chosen
24/09/2022
Hello guys. If you are the kind of person looking to improve your financial education this ebook is for you!
Send me a direct message and I will send you the link where you can download it!
Happy reading!
22/09/2022
Beware of little expenses; a small leak will sink a great ship!
When you're trying to save money, it's easy to become distracted by minor expenses. If you have a long list of possible purchases, it's all too tempting to buy the twelfth item on the list because it's only 199 pesos or 99 pesos. You may begin to rationalize your behavior by telling yourself that each expenditure isn't that important, or perhaps the larger issue here is the concept of sunk cost fallacy, so let's not even get into that. Then you may feel a little better because you purchased all of these items, but how much did you spend in total?
Don't be wasteful, it's easy to get distracted by small expenses when you're trying to save money.
21/09/2022
Don't wait until you're 65 to start thinking about retirement. Start now and use your hard-earned money to make more while you're working!
When should I start saving for retirement?
The reply is straightforward: as soon as you can. When you first leave school and start working for money in your 20s, it is the ideal time to start saving. This is because the earlier you start saving, the more time your funds have to develop. Compounding is a significant phenomenon that helps people accumulate money that allows each year's gains to generate additional gains the next year.
There are many ways you can save money for retirement with compounding interest:
Pag-Ibig MP2 with more or less 7% annual interest.
Mutual Funds.
Bonds.
Real Estate. You buy a house and have them to be rented.
Invest your money in Insuravest (Insurance + Investment)
Do you have any questions? Feel free to message me.
LIKE and FOLLOW for more!
20/09/2022
Say goodbye to debt.
When it comes to conserving money, monthly debt payments are the biggest money drain. Your income is taken away by debt! Therefore, it's high time you paid off that loan. The debt snowball strategy is the quickest way to pay off debt. Here, you settle your bills in size order, lowest to greatest. Sounds a little intense, no? Don't worry; behavioral modification is more important than numbers here. You can finally use your extra money to advance toward your savings goals after it has been freed up.
Do you want to have a copy of my SNOWBALL WORKSHEET?
Here is the link: https://bit.ly/3RRf95E
LIKE and FOLLOW for more! :)
20/08/2022
One of the things you can do to prepare is to secure your income.
How? Just send me a message so I can help you with your financial planning. 😊
Time flies~start small, but start now. ✨️
19/08/2022
Prepare now. If not, when? ☺️
Remember our kids are not our retirement plans. We don't want them to suffer like us financially in the future. Di natin alam what will happen tomorrow.
That's why getting a life insurance is one of the best things you're going to do also. You're not just protecting your income but you are also protecting your kids' future. ☺️
Need help in preparing for your kid's future? Just send me a message. ❣️😘
Time flies~start small, but start now. ✨️
10/08/2022
What exactly is a systematic savings plan?
Simply put, systematic saving is the process of automatically putting money aside at regular intervals, whether weekly, every other week, or monthly.
Like you separate the 500 PHP automatically from your salary. Start small. The goal here is not to have a large amount of money to save but have money saved and make it a habit.
Comment your thoughts below. I'm very much happy to hear it.