Pinoy Financial Education

“Man surprised me most about humanity. Because he sacrifices his health in order to make money. Then he sacrifices money to recuperate his health. And then he is so anxious about the future that he does not enjoy the present; the result being that he does not live in the present or the future; he lives as if he is never going to die, and then dies having never really lived.” - Dalai Lama.

Here are some of my advice for Millennials and Genz's:

1) Invest in learning. Be patient. If you continuously Learn, eventually you will drop the letter L in a big way.
2) Delay Gratification. Know the difference between looking successful and being successful. Do not buy fancy cars, watches, or fancy "stuff" if you can't afford it. There are many people who looks rich but are really broke. Don't be one of them.
3) Work hard and Work Smart. Working hard is working for money. Working smart is letting your money work for you. Create assets that will put money in your pocket which will enable you to buy your wants.
4) Start small, dream big. Be a risk taker(as long as it is calculated risk). Do not be afraid to lose money (that you can afford to lose). Money is just money. If you focus on gaining the ability to produce wealth, earning will be easier. But it will not happen if you are too afraid to lose money. (c)
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DO YOU WANT TO KNOW HOW TO INVEST IN STOCK MARKET & MUTUAL FUNDS? Investing is the best way to grow wealth and get our money working for us.

Inflation is not the main problem because it is something beyond our control as an individual. The problem lies when we do not put our money to investment instruments so we can beat inflation.

"To the hardworking - don't just make money, make a fortune.
To the OFW's - don't just make a living, make a life after overseas.
To the teachers - don't just teach about math, teach about money too.
To the religious - don't just teach spiritual, teach stewardship too.
To the income earner - don't just spend money, save and invest too.
To the parents - don't just give fish, teach your kids how to fish.

Shout out sa nakatiis sa 9.9 😁
Dito dapat tayo mag add to cart sa Mutual Fund and Stock Market Portfolio natin.

Message us for proper guidance and assistance.

"As soon as you start working, you should start saving and investing."
Follow the 10-20-70 rule.
10% of your income for Tithes, 20% for your savings & investments and 70% for your daily expenses.
Most people can't save and invest because they lack financial discipline and delayed gratification.

Message us for proper guidance.

Sampung beses kang tumulong, isang beses kang tatanggi. Ang tingin sayo madamot na 🙃

"Your life today is the result of your attitudes and choices in the past. Your life tomorrow will be the result of your attitudes and choices you make today."

Ang kasal ay sagrado na pag-iisang dibdib hindi dapat ito maging masakit sa bulsa at sa dibdib.😂

3 years kanang nanghihingi ng increase?
Congratulations, your salary has been decreased without prior notice 😁.
And it's worse than you can imagine.
30k sweldo mo sa isang buwan, 18k lang ang value nyan.
Simple Math;
Gross Salary = 30k
-Withhodling Tax = 5,353
-SSS, Pagibig & Philhealth = 1,100

❌Total Income Deduction = 6,453
Take-home Pay = 23,500 😟

❌ eVAT = 12%
Purchasing Power = 20,600 😩

❌ 3yrs INFLATIONNNNNN!!! = 10%
Actual Value = 18,500 😱
Yung salary increase mong hinihingi, pending pa, pero yung deduction mo buwan buwan, aktibong aktibo.
3 ways to increase your salary without approval ni boss;
1. Invest in Stock Market
2. Invest in Longterm Healthcare
3. Start your Own Business

To learn more message us.

Is this about money na naman???
No. It never was, and never will be.
Nor it's never about material things.
Personal Finance is about your Personal Life.
It's about your DREAMS.
It's about your COMMITMENT.
It's about your FAMILY.
It's about DISCIPLINE.
It's about RIGHT KNOWLEDGE.
it's about RIGHT EX*****ON.
It's about FREEDOM.
It's about LEGACY.
We won't live forever, so have you thought of what you're gonna leave behind? to your family, to the community, to the church, to the country?
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Show your family how committed you are.
You can start with your 13th month bonus.
Message us for proper assistance.