03/12/2025
AXA Health Care Access -Comprehensive Medical Insurance Plan.
✅Higher Coverage 500k, 1M, 2M, 4M and 5 Million Annual Benefit Limit (higher benefit means better coverage)
✅With INPATIENT, Outpatient , and Emergency Coverage 500k to 5M depending on the variant chosen, unlike other HMO who has limited benefits.
✅Covers all Doctors Fee, Surgeon Fee and other fees, unlike other usual HMO who has limited coverage and inner limits.
✅Higher Room and Board coverage of up to 4500 to 15k per day
(Local HMO is just 1000-1500/day, you will pay the remaining. In the end, mas mapapagastos ka.)
✅With Life and Accident Insurance (50,000-500,000)
✅With Dental Benefit (Extraction, cleaning, pasta/tooth fillings, brace adjustment)
✅Emergency Benefit (accident or non accident) with ambulance coverage
✅24/7 Unlimited Teleconsultation via My Pocket Doctor. (very useful and convenient, can request prescription, lab test request, and medical certificate for free)
✅Guaranteed Renewable until age 75(regardless if the client had a critical illness or has higher claims. )
For local HMO, they have the right to not renew the plan if the client has major claims already.
✅Premiums increases base on age, not on claims (mas economical and practical)
✅Can avail treatment even from non accredited clinics via reimbursement.
✅With Longevity Health Fund (Cashback fund starting on the 5th year)
✅Pre and Post Hospitalization Benefit ( covers up to 500k ABL for Outpatient lab test and treatment related to confinement within 90 days before confinement or 90 days after confinement)
✅With Annual Physical Exam + FBS , ECG, and Total Cholesterol and additional Blood tests
✅With Affordable Critical Illness Lump Sum Cash Benefit Rider
✅Inflation Shield design / Annual Benefit Limit Booster - increment of ABL by 10% every 3 yrs to make sure you can avail the best Health care through the years See less
27/11/2025
13th-month pay?
Small or big—what matters is where you put it. Secure your future with insurance.”
27/11/2025
Inviting everyone to a financial literacy talk. This is absolutely FREE! This can help you discover tips and strategies to take control of you financial future. Empower yourself by not missing this opportunity.
This will be an online webinar tonight November 27, 2025. Thursday, starting from 6pm. Refer to the photo for the details.
Dali, seats are limited. Message me for FREE Financial Literacy Talk.
26/11/2025
💔 Ang Pinakamabigat na Part ng pagiging Financial Advisor:
Hindi ang paperwork, hindi ang long hours. Ito ay kapag ang client na kinukulit mo nang ilang buwan ay biglang ma-diagnose ng Critical Illness. Mas masakit pa sa rejection ang marinig mula sa kanila ang, "Sana pala earlier pa... sana nakinig na ako." Walang mas sasakit pa sa katagang, "Bakit hindi ko pa inasikaso noon?" at ang guilt na alam mong sana, maiibsan mo ang financial pain nila. 🥺
Deep inside, may tiny guilt ka—na baka kulang pa ang 'push' mo. Pero sa dulo, bumabalik ka pa rin sa trabaho kasi alam mong may maipoprotekta kang pamilya bago pa maging huli ang lahat.😭
📖 If you are reading this, pakiusap, huwag mo na hintayin ang diagnosis. Stop the waiting game. Let's secure your future and protect your family today.
Send me a message for FREE consultation!👉📩
21/11/2025
AXA PAYS!
When Typhoon Tino hit Azalea Subdivision in Cotcot, Liloan, it brought more than just strong winds and heavy rains—it brought fear, uncertainty, and unexpected loss. One of the many who felt its impact was the owner of a 2025 Toyota Raize, whose car was tossed and turned by the overwhelming floodwaters. What was once a source of convenience and pride suddenly became a heartbreaking sight.
But in moments like these, protection truly proves its worth.
The claim was filed on November 11, and yesterday, we are grateful and blessed to say that it has been fully approved. AXA once again stands true to its promise—to be there when it matters most.
Congratulations to the owner for making the wise decision to secure coverage early on. Because of that choice, what could have been a long and stressful financial burden is now replaced with relief, hope, and the opportunity to move forward. Soon, he’ll be able to purchase a new car and start fresh, all thanks to AXA’s dependable protection.
In times of uncertainty, the right protection makes all the difference. And today, AXA delivered—just when it was needed most.
16/11/2025
“Insurance isn’t just protection—it’s preparation for life’s uncertainties.”
You don’t buy insurance because something will go wrong. You buy it so that if it does, you’re ready.
🛡️ It’s peace of mind, a safety net, and a promise to your future self.
Let’s make it simple, accessible, and meaningful—because your life deserves to be covered.
15/11/2025
“Insurance isn’t a luxury—it’s love in action.”
That umbrella in the image? It’s more than protection—it’s preparation. 💙
You shield your heart, your family, your future.
Let’s make insurance simple, accessible, and meaningful—because peace of mind is priceless.
📩 DM me to start your journey toward confident coverage.
15/11/2025
Confused by coverage?
I decode the fine print so you don’t have to.
14/11/2025
𝗜𝘀 𝗦𝗦𝗦 Good? Yes
𝗜𝘀 𝗦𝗦𝗦 𝗘𝗻𝗼𝘂𝗴𝗵?
May SSS tayo, pero enough ba talaga para sa
future natin at sa family ?
Alam mo ba, SSS is like a shared fund kung saan nag-iipon lahat ng miyembro para tulungan yung retirees, may sakit, buntis, o pamilya ng mga namatay. Ibig sabihin, hindi lang pera natin yun na para sa sarili natin. Kapag nag-loan tayo, hinahiram natin yung pondo na para sa lahat, at yung contributions natin rin ang nagpapa-tuloy ng tulong sa ibang miyembro.
Sounds fair, pero reality check. Dahil sa limitasyon ng coverage, strict requirements, delays, at issues tulad ng corruption, maraming benefits ang mahirap makuha sa oras na talagang kailangan natin. Ibig sabihin, sa importanteng bahagi ng buhay natin, hindi sapat ang assistance nila para matugunan ang pangangailangan natin at ng pamilya natin.
Kaya kahit may SSS tayo, hindi ito sapat para siguruhin ang financial security natin at future ng pamilya natin. Dito pumapasok ang insurance. Ang tamang insurance plan ngayon ay nagbibigay ng personal protection na hindi nakadepende sa system ng iba. Ito ay para sa atin at sa pamilya natin, para kahit ano mang mangyari, may coverage tayo at peace of mind, at hindi maaapektuhan ang buhay ng mahal natin sa buhay financially.
Start today, let's secure our future, at gumawa ng hakbang para sa tunay na proteksyon ng pamilya natin.
📩 DM me for a free 15-30 minutes insurance session.
14/11/2025
Insurance isn’t expensive.
Being unprepared is.
13/11/2025
Don’t wait for a crisis to understand your policy.
Let’s talk protection today.
12/11/2025
According to the news, Life and Medical Insurance is a good allocation of Bonus. 😊
Message me and let's talk about you and your family's life and medical insurance.
It also includes an investment 😊