Peso Solution Advocates

Rest, if you must but never give up. Keep fighting!

🤔 Isipin mo yung 430,000 gaano katagal mo ma-iipon yon?

‼️Kung 3,000 monthly ka mag-iipon aabutin ka ng 12 years.

3,000 x 12 = 36,000
36,000 x 12 years = 432,000
12 years mong inipon tapos 13 days lang mauubos.

Paano nalang kung hindi nakapag-ipon, malamang utang ang kakalabasan nito. 😭

Kaya maganda talaga ang maghanda sa mga bagay na hindi inaasahan, tulad ng magkasakit.

--
Paano kung may maipakita ako sayong solusyon para mapaghandaan mo ang bagay na ito?

Yung mag-iipon ka ng atleast 50 pesos per day tapos kapag tinamaan ka ng sakit hindi mo na kailangan kumuha sa bulsa mo ng pera pambayad? kasi may ibang tao na ang sasagot nito.

Magugustuhan mo ba iyon?
Kung oo, message mo ako.

Ctto

Imagine that your legacy on family's wealth will carry on for generations?

Let's talk, along with your family! Coffee is on me. ☕

Thank you Allianz Phils for this recognition and for all clients you entrusted us with their Legacy Planning.

10 Lessons From The Psychology Of Money

1. Building wealth takes time. More time than we may be willing to acknowledge. Think about Warren Buffet, who only became incredibly rich in his later years.

2. Sometimes it’s not your talent, your skills, your qualifications, your connections, or even how wealthy you are, sometimes it’s just luck. You gotta respect that. Think of Tony Elumelu. Be humble.

3. Some book chapters should be really short. Short chapters are easy to read. Not everything should be said in plenty of words. A word is enough for the wise, a short chapter is enough for the wise.

4. It is not so much about physical money, it is so much about what you think about money itself. The mindset is more powerful than the cash itself. Your mindset determines how much you can make, how much you can save, how much you can multiply, and ultimately, how happy you will be.

5. Stop buying things to please people who don’t care. And in many cases, people really don’t care. Society is always looking for the next gist, and you don’t want to always be the gist, except if you are contesting for a political position. Make your decisions based on inner convictions, not because you want to impress a neighbor who probably doesn’t care.

6. Be very careful about your attitudes towards money. It will determine how much of it you will make, control or use.

7. Always be optimistic. Pessimism never achieves anything. In the long run, only an optimist will still be around when the game is over. In spite of your present circumstances, whatever that may be, you need to believe that the future will be better. That’s what can keep you going.

8. Objects in the mirror are closer than they appear. But that’s not relevant for you, except you are the one driving the car. Be careful with the information you consume, not all of it is applicable to you.

9. Good things take time. Your investments, in knowledge, in skills, in money, and in relationships will take time before they bear fruit. Be patient. There is a time to plant and a time to harvest. Be patient.

10. Everything has a price. Financial wealth has a price. Saving. Good investment. Knowledge. Skills. If you want financial wealth, be willing to pay the price. Pay the price for a financially secured life.

Time flies. Start small, but start now. ✨️

Rest assured that your family will be well taken care of should the unexpected happen. Learn about your plan’s face amount, and see how it can protect you and your loved ones in the long run. 💙

Talk to an Allianz Life Changer™ today to gain more !

has won 3 awards at the recently concluded 19th Philippine Quill Awards ceremony! 🙏🏼

Thank you once again for your loyal support. You truly inspire us to continue providing world-class protection for a confident tomorrow. 💙

Hi Friends 🙂

Recently, I've been thinking about how can I give more value to others.

I want to share what I know and what I've personally experienced and learned.

Since I took a Legacy Planning Certification course, I thought and considered compiling a list of the most valuable lessons I took away from it.

‼️ʙᴇᴡᴀʀᴇ! ɪᴛ ɪꜱ ᴀ 2-3 ᴍɪɴꜱ ʀᴇᴀᴅ.‼️

I hope it helps, even though you might find it lengthy.
Here you go! 😅

𝐓𝐡𝐞 𝐦𝐨𝐬𝐭 𝐞𝐟𝐟𝐞𝐜𝐭𝐢𝐯𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝐋𝐞𝐠𝐚𝐜𝐲 𝐑𝐨𝐚𝐝𝐦𝐚𝐩

ꜱᴛᴀɢᴇ 1: ᴡᴇᴀʟᴛʜ ᴄʀᴇᴀᴛɪᴏɴ💡
(23 yrs old and above)

It should start once you receive your first ever paycheck!

This is the process of saving and investing into different assets, where the investments will help in fulfilling your key needs.

These investments should also be self-contained that can generate a stable source of income and funds.

This will be most effective if started early.

By saving a fixed to small amount of your income and invest during the early stages of life, it will give a head start for achieving your goals.

It also helps in generating higher growth in the long term, due to the "power of compounding".

ꜱᴛᴀɢᴇ 2: ᴡᴇᴀʟᴛʜ ᴘʀᴏᴛᴇᴄᴛɪᴏɴ 🪧
(25 yrs old and above)

For many people, the thought of protecting their wealth is a luxury.

It isn’t easy to think about saving for retirement when you’re barely making it from paycheck to paycheck.

However, this can end up being a costly mistake in your lifetime

Why?

Because there may be an event that could wipe out all your money and leave you empty handed – like getting sick, getting sued or losing your job.

Wealth protection is a wealth management strategies and tools that help individuals, families, and businesses protect their assets, such as cash.

Everyone needs to have protection in place because life doesn’t always go according to plan.

ꜱᴛᴀɢᴇ 3: ᴡᴇᴀʟᴛʜ ᴀᴄᴄᴜᴍᴜʟᴀᴛɪᴏɴ 🌱
(28 yrs old - 60 yrs old)

We all have probably had dreams or even current aspirations to accumulate wealth and live a more luxurious lifestyle, right?

That is why we keep grinding day by day.

Unknowingly, we are already accumulating wealth.

Wealth accumulation means you are increasing your net worth and wealth over time.

You are acquiring more money and investing in assets that compound, which help you live a more comfortable lifestyle and achieve financial independence.

ꜱᴛᴀɢᴇ 4: ᴡᴇᴀʟᴛʜ ᴍᴀxɪᴍɪᴢᴀᴛɪᴏɴ 📈
(35 yrs old and above)

Wealth maximization is the concept of increasing the value of a business or asset in order to increase the value of the shares held by its stockholders.

There are many ways to maximize and increase wealth.

Below are few tactics to increase wealth fast:
1) Pay off high interest debt now
2) Establish an emergency fund for liquidity
3) Mercilessly cut spending on things that don't serve you
4) Seek out higher income streams
5) Invest money as soon as you get it

In no time, you will see the fruits of you consistent discipline and perseverance

ꜱᴛᴀɢᴇ 5: ᴡᴇᴀʟᴛʜ ᴘʀᴇꜱᴇʀᴠᴀᴛɪᴏɴ 📜
(50 yrs old and above)

While growth of wealth means making more assets or wealth, Wealth preservation means "to safeguard that wealth so you don't lose that money".

This requires a thorough financial plan.

You have to review it on a regular basis and understand exactly where you’re headed.

This ensures your assets grow, while providing a legacy not just for you, but for your family as well.

ꜱᴛᴀɢᴇ 6: ᴡᴇᴀʟᴛʜ ᴄᴏɴᴛɪɴᴜɪᴛʏ 👨‍👩‍👧‍👦
(60 yrs old and above)

You are already there, at the peak of you journey!

To ensure wealth continuity, many individuals and families put into place various structures, plans, and processes.

These include estate plans (which may include multiple trusts), ownership succession plans, governance structures/strategies, and many others.

This is to perpetuate or sustain family and wealth for many generations to come.

You must be prepared for those phases if you want to build wealth and legacy for your family and yourself.

It could appear difficult and complicated, but all it takes is careful planning and preparation.

‼️ʀᴇᴍᴇᴍʙᴇʀ ᴛʜɪꜱ: ᴛʜᴇ ᴇᴀʀʟɪᴇʀ ᴛʜᴇ ʙᴇᴛᴛᴇʀ‼️

As for me, I'm in a stage between 2 and 3 right now. Although difficult but I'm up for the challenge. 😅

𝐇𝐨𝐰 𝐚𝐛𝐨𝐮𝐭 𝐲𝐨𝐮? 𝐰𝐡𝐢𝐜𝐡 𝐬𝐭𝐚𝐠𝐞 𝐚𝐫𝐞 𝐲𝐨𝐮 𝐢𝐧?🤔

Comment down below👇👇👇

"𝗧𝗵𝗲 𝗣𝗼𝗰𝗸𝗲𝘁𝘀 𝗧𝗵𝗲𝗼𝗿𝘆"

If nagiipon ka let us say P5,000 monthly, try natin ilagay yan sa 2 pockets..

𝗟𝗲𝗳𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 - 3,000 alloted for Savings, Emergency Fund, Short term saving goals.

𝗥𝗶𝗴𝗵𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 - 2,000 alloted for Life or Health Insurance, income protection critical illness benefit, hospital income benefit, investment benefit.

Imagine, if you only have one pocket na 5,000 monthly savings, kapag nagkasakit ka ubos ang 5,000 diba? Madalas Kulang pa..

Whereas if you have 2 pockets na pwdeng pag kunan.. at your P5,000 pwede ka kumuha either SAVINGS FUND mo or sa LIFE INSURANCE.

𝙉𝙖𝙬𝙖𝙡𝙖𝙣 𝙠𝙖 𝙗𝙖 𝙣𝙜 𝙥𝙚𝙧𝙖? 𝙃𝙄𝙉𝘿𝙄

Hinati mo lang 5,000 mo, pero once na there will be an emergency, marami kang pagkukunan. Maximize your money. Your family and your future self will be protected when the unexpected time comes.

That’s the value of financial planning and insurance is just one of the many tools you can use.

Want to check a personal policy for you?
Send me a direct message. 📩