26/09/2026
THE REAL COST OF SERIOUS ILLNESSES IN PHILIPPINES
People often say that health is wealth.When we feel generally OK, health is put in the backseat to make way for more pressing concerns like everyday living expenses & various needs & wants. Ironically, our well-being becomes the least of concerns - until we start feeling the symptoms.
Yes, our current Health Care system right now cannot provide for everything we need until treatment is complete.
PhilHealth can only provide a certain fixed amount depending upon our illness.
Unlike other more progressive countries (Europe, Canada, Australia, etc.), whenever they get sick, they can be sure they will be treated for free until either they die or become completely well.
Let me scare you just a little bit more, and give you this startling statistic:
The Top 5 Leading Deadliest Sicknesses in the Philippines
1. Heart Diseases
2. Hypertension
3. Stroke
4. Influenza and Pneumonia
5. Breast Cancer
âś…Unfortunately, (84%) Eighty-four percent of Filipinos are not financially prepared for medical costs in case they are diagnosed with critical illnesses. (philstar)
âś…Only about 4% Filipinos are enrolled in HMOs.
✅For those that are enrolled, the average HMO coverage of Filipinos is only about Php90,000/year, which can only cover “Diagnostics” for a critical illness, nothing more is left for Treatment. (wmc)
There are 3 Ways on How to Prepare for a Sudden Diagnosis of Critical Illness:
âś…Save on your own.
âś…Get a Health insurance apart from your HMO
âś…Get external support and join a community
It is here that our premier Ultimate KAISER Health Builder (short term/long term) MOST18 most affordable insurance plan would be of great help.
Be always prepared, financially, emotionally and spiritually. 🩵
Life is indeed short.
Health is your first wealth.