Think Peso

𝑩𝒂𝒌𝒊𝒕 𝒊𝒔𝒂 𝒔𝒂 𝒑𝒊𝒏𝒂𝒌𝒂-𝒊𝒏 𝒅𝒆𝒎𝒂𝒏𝒅 𝒉𝒆𝒂𝒍𝒕𝒉 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒑𝒍𝒂𝒏 𝒏𝒈𝒂𝒚𝒐𝒏 𝒂𝒏𝒈 𝐒𝐮𝐧 𝐅𝐢𝐭 & 𝐖𝐞𝐥𝐥 𝐀𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞? ☀️💛
👉 Because this is health insurance that rewards you for staying healthy plus with dividends and bonuses!

🌿 𝗛𝗲𝗮𝗹𝘁𝗵 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗳𝗿𝗼𝗺 𝗗𝗮𝘆 𝟭 𝘁𝗼 𝗔𝗴𝗲 𝟭𝟬𝟬
Covered ka sa 100+ critical illnesses (minor & major). May cash benefit agad upon diagnosis, plus 50% Cancer Booster upon first diagnosis ng advanced-stage cancer.

🛡️ 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝘁𝗵𝗮𝘁 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝘀 𝗬𝗼𝘂𝗿 𝗙𝗮𝗺𝗶𝗹𝘆
May guaranteed lump sum para sa beneficiaries mo in case of death & insured hanggang age 100.

🏥 𝗧𝗿𝗲𝗮𝘁𝗺𝗲𝗻𝘁 & 𝗥𝗲𝗰𝗼𝘃𝗲𝗿𝘆 𝗕𝗼𝗼𝘀𝘁𝗲𝗿
Extra cash for hospitalization, treatments, follow-up checkups, home recovery, at palliative care.

💰 𝗣𝗮𝗿𝗮𝗻𝗴 𝗣𝗲𝗻𝘀𝗶𝗼𝗻 𝗳𝗼𝗿 𝗬𝗼𝘂𝗿 𝗛𝗲𝗮𝗹𝘁𝗵
By age 65, you can receive 5% of your face amount for 8 consecutive years (guaranteed cash benefits.)

✨ 𝗕𝗼𝗻𝘂𝘀𝗲𝘀 & 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
After paying, may Special Paid-Up Bonus plus annual dividends, withdraw anytime or let it grow with Sun Life.

⏳ 𝗟𝗶𝗺𝗶𝘁𝗲𝗱 𝗣𝗮𝘆𝗺𝗲𝗻𝘁, 𝗟𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀
Pay for 10, 15, or 20 years, ikaw ang pipili kung alin ang swak sa budget mo.

🌞 Isang plan. Health, protection, at wealth in one.
Kaya sinasabi naming walang tapon dahil pangkalusugan na, pangkabuhayan pa.

If you want to have this plan for you and your family, just send me a message! 📥

I am glad to assist you towards achieving your financial goals!

Disasters and emergencies are unpredictable - that's why it's important to be prepared! 🫡

How? By packing your go-to bag with financial essentials and having a Partner for Life by your side. 💛

Talk to a Sun Life Advisor for a FREE financial need analysis! 🤗

Si Client, biglang nagtanong sa akin about VUL.
May traditional plan na siya sakin, pero curious siya kung ano ba talaga ang VUL.

Ang dami niya raw kasing nababasang negative lately about it—lalo na yung sinasabi na “lugi raw.”

Buti na lang at lumapit siya sa akin—her Financial Advisor—imbes na basta maniwala agad sa mga nakikita online.

‼️This is how I explained VUL to her‼️

Ang VUL o Variable Unit-Linked plan ay isang type ng life insurance na may kasamang investment component. Insurance pa rin siya sa core, kaya protektado pa rin ang client sa mga hindi inaasahang pangyayari tulad ng pagkamatay, critical illness, o aksidente.

Pero hindi ito purely investment. Ang VUL ay nakabase sa needs at kakayahan ng client. May flexibility ito pagdating sa payment—pwede mong dagdagan, bawasan, o ihinto pansamantala, depende sa financial situation mo.

Time ang kalaban dito, dahil ang investment component ay hindi fixed; nakadepende ito sa galaw ng market. Kaya kung short-term ang tinitingnan, pwedeng magmukhang "lugi." Pero kung ang mindset mo ay pang long-term—5, 10, or more years—dito mo makikita ang potential ng growth niya.

Kaya goals-based dapat ang approach sa VUL. Kung ang goal ng client ay protection + long-term financial growth, then VUL might align with her needs.

After nito, mas naging curious si Client. Feeling niya, aligned nga ito sa goals niya kaya nag-set ulit kami ng meeting para mas maipaliwanag ko sa kanya base na sa specific needs at goals niya.

Sa mga doubts natin, madalas ang kailangan lang talaga ay someone who can provide clarity.
And that’s the reason why we have a Financial Advisor.

Kasi kung insured ka na at may tanong ka about your plan, ang una mong lalapitan ay dapat si FA mo.

And I’m really grateful na yung clients ko—at pati yung hindi ko pa clients—ako yung nilalapitan nila whenever they have questions.

This sweet “thank you” from my client really made my day.
Ganito yung kaligayahan naming mga FA—when our clients appreciate what we do.

Sidenote:

Marami ang nalilito sa VUL dahil nakikita lang nila ang investment side nito. Pero ang totoo, VUL is still insurance first. Ang pagkakaiba lang, may dagdag itong investment component na pwedeng makatulong sa long-term goals ng client gaya ng education fund, retirement, o wealth accumulation.

Hindi ito "get-rich-quick" plan. May risks, oo, pero may potential rewards din—especially pag long-term ang perspective. Ang importante ay naiintindihan ito ng client base sa goals, needs, at capacity niya. Kaya mahalagang kumonsulta sa FA—para guided ang desisyon.

If you’re a Sun Life client na wala nang contact sa current FA mo, pero kailangan mo ng assistance with your policy, I’m happy to assist you.

-ccto

Invest your TIME and ENERGY on things that makes you grow and reach new heights! 💪🏻

Thank you, UM, for an inspiring and meaningful Sun Life Advisors Meeting — a great opportunity to learn, grow, and stay aligned with our purpose!

LIFE INSURANCE 101

“I don’t need life insurance, pila raman pd nang gasto sa lungon oy”.

IMMEDIATE EXPENSES associated with death. Make an assumption.

Burial and Funeral expense: 300,000
Estimated Hospital Bill: 300,000
Miscellaneous: 50,000

TOTAL: 650,000

FUTURE EXPENSES

-Education expenses (if you have kids)

Elementary: 60,000 x 6 = 360,000
High school: 80,000 x 6 = 480,000

College: 200,000 x 4 = 800,000

TOTAL: 1,640,000

-Cost of Living (typical family household)

Monthly household needs: 40,000

Years to be covered: 10 years

TOTAL= 4,800,000

TOTAL LIFE INSURANCE COVERAGE: 7,090,000

You don’t buy Life Insurance because you are going to die, but because the people you love need to live! 😊

Get Insured online. No meet ups needed.

Send me a message and get a FREE quote! 🤗

I am glad to assist you towards achieving your financial goals!

𝘼𝙉𝙊𝙏𝙃𝙀𝙍 1 𝙇𝙄𝙁𝙀 𝘼𝙋𝙋𝙇𝙄𝘾𝘼𝙏𝙄𝙊𝙉 𝙃𝘼𝙎 𝘽𝙀𝙀𝙉 𝘼𝙋𝙋𝙍𝙊𝙑𝙀𝘿!

𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬 to Mrs. Postrano on securing your health and family's future with 𝙎𝙐𝙉 𝙁𝙄𝙏 𝘼𝙉𝘿 𝙒𝙀𝙇𝙇 𝘼𝘿𝙑𝘼𝙉𝙏𝘼𝙂𝙀 𝙋𝙇𝘼𝙉!

Here's why 𝙎𝙐𝙉 𝙁𝙄𝙏 𝘼𝙉𝘿 𝙒𝙀𝙇𝙇 𝘼𝘿𝙑𝘼𝙉𝙏𝘼𝙂𝙀 is your best choice!

𝘛𝘩𝘦 𝘮𝘰𝘴𝘵 𝘤𝘰𝘮𝘱𝘳𝘦𝘩𝘦𝘯𝘴𝘪𝘷𝘦 𝘩𝘦𝘢𝘭𝘵𝘩 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘰𝘧 𝘚𝘶𝘯 𝘓𝘪𝘧𝘦. 𝘈 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦 𝘸𝘦𝘭𝘭𝘯𝘦𝘴𝘴 𝘱𝘳𝘰𝘥𝘶𝘤𝘵 𝘧𝘳𝘰𝘮 𝘱𝘳𝘦𝘷𝘦𝘯𝘵𝘪𝘰𝘯, 𝘥𝘪𝘢𝘨𝘯𝘰𝘴𝘪𝘴, 𝘵𝘳𝘦𝘢𝘵𝘮𝘦𝘯𝘵 𝘢𝘯𝘥 𝘳𝘦𝘩𝘢𝘣𝘪𝘭𝘪𝘵𝘢𝘵𝘪𝘰𝘯.

✅ Life Insurance Coverage up to age 100 -
✅ Covers 114 Critical Illnesses
✅ Palliative Care Benefit
✅ Cash Dividends and Special Bonuses
✅ Post Hospital Income benefit
✅ Hospital Income Benefit
✅ Specific Cancer Booster Benefit
✅ Home Recovery Benefit
✅ Limited Payment Term options, 10, 15 or 20years
** Premium depends on age, gender, smoking habits

Thank you for trusting and me as your lifetime financial partner to a bRIGHTer Life! 💛

If you want to have this plan for you and your family, just send me a message! 📥

I am glad to assist you towards achieving your financial goals!

Whatever your financial goal this year, there is a Sun Life Digital, Easy, Affordable Life insurance (D.E.A.L.s.) fit perfectly for you! 💛

For as low as Php 60, achieve your goals with peace and confidence. Explore the D.E.A.L.s today:

Talk to your Financial Advisor Today! ✨

Power A.P.P.S Training Session 2 with my co-advisors 💛

𝗦𝗨𝗡 𝗟𝗜𝗙𝗘 𝗣𝗢𝗟𝗜𝗖𝗬 𝗗𝗘𝗟𝗜𝗩𝗘𝗥𝗬. 💛☺️🙋🏻

Congratulations to Mr. and Mrs. Miro in securing their child's future! ✨

𝗚𝗨𝗔𝗥𝗔𝗡𝗧𝗘𝗘𝗗 𝗖𝗔𝗦𝗛 𝗕𝗔𝗖𝗞
𝘀𝘂𝗴𝗼𝗱 𝟲𝗧𝗛 𝗬𝗘𝗔𝗥 𝗦𝗔 𝗣𝗢𝗟𝗜𝗖𝗬 𝗡𝗔 𝗜𝗛𝗔𝗧𝗔𝗚 𝗦𝗔 𝗜𝗠𝗢𝗛𝗔 𝗛𝗔𝗡𝗚𝗧𝗢𝗗 𝗔𝗚𝗘 𝟭𝟬𝟬. 💯💯💯

𝗣𝗮𝘆 𝗦𝗨𝗡 𝗟𝗜𝗙𝗘 𝗙𝗢𝗥 𝟯,𝟱,𝟭𝟬,𝟭𝟱 𝘆𝗲𝗮𝗿𝘀 𝗮𝗻𝗱 𝗦𝗨𝗡 𝗟𝗜𝗙𝗘 𝗪𝗜𝗟𝗟 𝗣𝗔𝗬 𝗬𝗢𝗨 𝗨𝗡𝗧𝗜𝗟 𝗔𝗚𝗘 𝟭𝟬𝟬. 💛💛💛

Friends, naay new plan si Sun Life Philippines
na gi-release last October 24, 2024. ☺️🙌
This is the 𝗦𝘂𝗻 𝗟𝗶𝗳𝗲 𝗦𝗲𝗰𝘂𝗿𝗲 𝗜𝗻𝗰𝗼𝗺𝗲 𝗣𝗹𝗮𝗻.

Here’s why Sun Life Secure Income is your best choice:

✅ 𝗟𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲 – Protect your loved ones with life insurance until age 100, including a 𝗖𝗲𝗻𝘁𝗲𝗻𝗮𝗿𝗶𝗮𝗻 𝗕𝗼𝗻𝘂𝘀: receive 25% of your Face Amount at ages 80, 85, 90, and 95.

✅ 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗬𝗲𝗮𝗿𝗹𝘆 𝗜𝗻𝗰𝗼𝗺𝗲 – Receive 6% of your Face Amount yearly starting at Year 6, providing a steady income stream for life!

✅ 𝗟𝗶𝘃𝗶𝗻𝗴 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 – Enjoy 𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗰𝗮𝘀𝗵 𝘃𝗮𝗹𝘂𝗲 that you can access in emergencies. Plus, 𝗲𝗮𝗿𝗻 𝗱𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀 that you can receive in cash, use to pay premiums, or increase your coverage.

✅ 𝗠𝗮𝗻𝗮𝗴𝗲𝗮𝗯𝗹𝗲 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗧𝗲𝗿𝗺𝘀 – Pay in 3, 5, 10, or 15 years, with flexible modes of payment.

Start building your family’s secure future with Sun Life Secure Income today!

Message me guys to know more. 📩

Talk to a Sun Life advisor today. 🥰🥰🥰

Power A.P.P.S Training Session 1 with my co-advisors 💛