Beni and Vilma Alcaraz

It is with deep sorrow the passing of my former colleague in the Financial Services industry, JOSE B. CRUZ, was a valued member of our team in the early 1990s and made significant contributions during his time with us.

Joe of Luisa, is a dedicated professional and family friend, we spent the times together as presenting couple in our WWME (Worldwide Marriage Encounter) giving weekends and enrichments.

Joe was also part of the LUAP Phils. Board of Trustees as former Cebu Chapter President. His contributions enriched our team, and his loss is deeply felt by all who had the pleasure of knowing him.

Our thoughts and prayers are with Joe and loved ones during this difficult time.

God bless!

Beni and Vilma Alcaraz Your partners in the journey towards Financial Wellness and Growth in Family Relationships.

🌷🐣 Happy Easter Sunday! 🐰🌼

Wishing you and your loved ones a day filled with joy, love, and blessings. May this Easter bring peace, hope, and renewal to your hearts and homes.

To all our wonderful families, friends, clients, and colleagues - We are blessed to have you for being a part of our journey. May this special day be a time of togetherness, reflection, and celebration.

Let's cherish the moments we share and look forward to a bright and beautiful future ahead. Happy Easter!🙏🏻❤️🙏🏻🌺👍🙏🏻🌹

Jesus Christ is risen Hallelujah!

Your future matters. Partner with a global, leading life insurance company who is credible and has been caring for its customers for more than a century.

We can help you make your financial decisions easier and lives better. *We are Manulife.*

Let us all make a positive difference in every person we meet.
- Beni and Vilma Alcaraz

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