09/05/2024
๐๐ป
Licensed Financial Advisor based in Cebu City
09/05/2024
๐๐ป
09/05/2024
Control these 5Mโs
03/04/2024
FAQs ๐ฉโ๐ป
27/02/2024
Build daily habits ๐
26/02/2024
Money- Saving Tips of the day ๐
21/02/2024
YES!!!๐ We INSURE PARENTS up to 70 years old. ๐ซถ
NO MEDICAL, as long as they are healthy!โค๏ธ
Message me for proposal. โบ๏ธ
15/02/2024
Kala ko kasi scam beshy. ๐ฑ๐ฅบ
Having VUL plan is para ka lang nag iipon ng may disiplina.
DONโT WASTE YOUR TIME habang kumikita ka pa.
10yrs from now sila tapos na maghulog, ikaw magsisimula palang. Bukod sa mahal na ang hulog baka di ka na insurable dahil may maintenance ka ng gamot ๐ญ
Ask me HOW, Ask me NOW!
07/02/2024
Saving in the bank is okay but if you want to maximize the value of your money, consider insuring yourself while investing.
๐ฝ๐ ๐๐ฃ๐จ๐ช๐ง๐๐. ๐ฝ๐ ๐๐ฃ๐ซ๐๐จ๐ฉ๐๐. #๐๐ฃ๐จ๐ช๐ง๐๐ซ๐๐จ๐ฉ
Get a free ๐๐ก๐ฆ๐จ๐ฅ๐๐ฉ๐๐ฆ๐ง quote based on your age and your preferred amount of coverage!
*๐๐ฏ๐ด๐ถ๐ณ๐ข๐ท๐ฆ๐ด๐ต ๐ช๐ด ๐ข๐ฏ ๐ช๐ฏ๐ด๐ถ๐ณ๐ข๐ฏ๐ค๐ฆ ๐ธ๐ช๐ต๐ฉ ๐ช๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ฑ๐ญ๐ข๐ฏ
31/01/2024
4 Reasons Why Planning for Retirement is Important๐ค
1. SSS is not enough โYou will need to downgrade your lifestyle if you will depend on SSS alone.
2.Inflation-Your โฑ1 now will have a lesser value in the future.
3. Our kids are not our retirement fund. Part of pagtanaw ng utang na loob culture. But we need to break this dependency culture because we donโt want to be a burden to our kids in the future.
4. We live longer โImagine retiring at the age of 65 years old with NO INCOME, then living until the age of 80, thatโs 15 years worth of expenses? 65 years old is too far to imagine, right? How about taking a vacation for a month with no salary?
Ccto
26/01/2024
Pamilyar ka ba sa 28,000 days?
28,000 day is the average days na nabubuhay ang isang tao. Sa unang part nito ay ang,
๐นage 0-20 na ang ginagawa mo ay nag lalaro, nag aaral at nag e enjoy lang sa buhay walang iniisip na responsibilidad.
๐นAge 20-40- by this time maaaring naka graduate kna, meron ka ng work, kotse, bahay o negosyo at sariling pamilya.
๐นAge 40-60- by this time maaaring may bago ka ng trabaho, nakabili ng pangalawang kotse, nagkaron ng bagong negosyo, nagka anak and sa time na to pwede ding ung mga anak mo is patapos na sa unang phase ng buhay nila which is the age of 0-20.
๐นAge 60-80- eto ang last part ng average time na nabubuhay ang isang tao o nakapag retiro na at hindi na nag wowork. nag eenjoy nlng kasama ang mga mahal sa buhay.
Kung I sa summarize mo halos kalahati ng buhay mo ang walang income. which is the first and last phase.
At ung other half naman ung meron kang income para makamit mo ung mga goal mo sa buhay which is the 2nd and 3rd phase.
Now let me share this 5 common fears in life.
1. Makakapag work ka ba until age 60? Paano kung age 40 palang magkasakit kna? Anong mangyayari sa pamilya mo?
2. Sapat ba ang savings mo para mapagtapos mo ng pag aaral ang mga anak mo?
3. Aabot ka ba sa age 60?
4. Paano mo mapapalago at mapoprotektahan ang naipon mo?
5. How much is enough? Sapat ba ang ipon mo for for your financial needs pag nag retiro kna?
Sa pagkuha mo ng insurance masusulusyunan nito ang 5 fears in life. Tutulungan kitang planuhin ang financial goals mo, Kaya tara usap tayo. Remember " it's better to be ready than sorry"
๐ฉ Marry Cris C. Managbanag- PRULIFE UK
๐ชช Licensed Financial Advisor
๐ง [email protected]
15/01/2024
A New Year and A New Beginningโจ๐
๐๐ก๐ฉ ๐,๐๐๐.๐๐ ๐ ๐ฆ๐จ๐ง๐ญ๐ก ๐๐จ๐ฏ๐๐ซ๐๐ ๐ง๐ ๐๐ง๐ ๐๐ฎ๐จ๐ง๐ ๐๐๐ฆ๐ข๐ฅ๐ฒ!๐
Pwede pala โyon? ๐๐๐!!! โ
๐๐๐๐ ๐จ๐ ๐ญ๐ก๐ ๐๐๐ฆ๐ข๐ฅ๐ฒ? DAPAT INSURED KA.
๐๐จ๐ซ๐ค๐ข๐ง๐ ๐ฆ๐จ๐ฆ/๐๐จ๐ฎ๐ฌ๐๐ฐ๐ข๐๐? DAPAT INSURED KA.
๐๐จ๐ซ๐ค๐ข๐ง๐ ๐ก๐๐ซ๐ ๐๐จ๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐๐ก๐ข๐ฅ๐โ๐ฌ ๐๐ฎ๐ญ๐ฎ๐ซ๐? INSURED na, may SAVINGS pa si baby.
Life insurance is LOVE assurance for your family. Our family matters the most, so don't settle for less. Make the most out of it!
Message me to get started. ๐ฉ๐ฉ๐ฉ
22/12/2023
๐พ๐๐ ๐๐ ๐๐ โ๐๐๐ ๐๐๐๐โ ๐๐ ๐ซ๐ฌ๐ณ๐จ๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐๐?
1. ๐ฐ๐ ๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐๐๐
The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.
๐๐ข๐ณ๐ข๐ฏ๐จ ๐ด๐ข ๐ฌ๐ฐ๐ต๐ด๐ฆ ๐ญ๐ข๐ฏ๐จ ๐ฅ๐ช๐ฏ, ๐ฌ๐ข๐ฑ๐ข๐จ ๐ฎ๐ข๐ด ๐ญ๐ถ๐ฎ๐ข ๐ฏ๐ข ๐บ๐ถ๐ฏ๐จ ๐ค๐ข๐ณ, ๐ฎ๐ข๐ด ๐ฎ๐ข๐ญ๐ช๐ช๐ต ๐ฏ๐ข ๐บ๐ถ๐ฏ๐จ ๐ฃ๐ฆ๐ฏ๐ฆ๐ง๐ช๐ต๐ด ๐ฏ๐ข ๐ฑ๐ฆ๐ฅ๐ฆ ๐ฎ๐ฐ ๐ฎ๐ข๐ฌ๐ถ๐ฉ๐ข ๐ด๐ข ๐ค๐ข๐ณ ๐ช๐ฏ๐ด๐ถ๐ณ๐ข๐ฏ๐ค๐ฆ ๐ฎ๐ฐ. ๐๐ฐ ๐ฌ๐ถ๐ฏ๐จ ๐จ๐ถ๐ด๐ต๐ฐ ๐ฎ๐ฐ ๐ฎ๐ข๐ฌ๐ข๐ต๐ช๐ฑ๐ช๐ฅ, ๐จ๐ฆ๐ต ๐ช๐ต ๐ข๐ด ๐ฆ๐ข๐ณ๐ญ๐บ ๐ข๐ด ๐ฏ๐ฐ๐ธ.
2. ๐๐๐ ๐๐๐๐ ๐๐๐๐ ๐ ๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐ ๐๐๐๐๐๐๐๐.
Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.
As we age, parang makina din ang health natin, may "depreciation".
Kaya most likely kapag mas matatanda na and then may pre existing illness na like hypertension, diabetes, thyroid prob, fatty liver, etc....nagrerequire na ng medical examinations and all.
๐๐ฆ ๐ข๐ณ๐ฆ ๐ฃ๐ถ๐บ๐ช๐ฏ๐จ ๐ช๐ฏ๐ด๐ถ๐ณ๐ข๐ฏ๐ค๐ฆ ๐ธ๐ช๐ต๐ฉ ๐ฉ๐ฆ๐ข๐ญ๐ต๐ฉ, ๐ฏ๐ฐ๐ต ๐ธ๐ช๐ต๐ฉ ๐ฎ๐ฐ๐ฏ๐ฆ๐บ. ๐๐ข๐ฉ๐ช๐ต ๐จ๐ข๐ข๐ฏ๐ฐ ๐ฑ๐ข ๐ฌ๐ข๐ญ๐ข๐ฌ๐ช ๐บ๐ถ๐ฏ๐จ ๐ฌ๐ข๐บ๐ข ๐ฎ๐ฐ ๐ช๐ฃ๐ช๐จ๐ข๐บ ๐ฑ๐ข๐ณ๐ข ๐ญ๐ข๐ฏ๐จ ๐ฎ๐ข๐ช๐ฏ๐ด๐ถ๐ณ๐ฆ ๐ฌ๐ข, ๐ช๐ง ๐ฉ๐ช๐ฏ๐ฅ๐ช ๐ฌ๐ข ๐ฏ๐ข ๐ฉ๐ฆ๐ข๐ญ๐ต๐ฉ๐บ, ๐ฉ๐ช๐ฏ๐ฅ๐ช ๐ฏ๐ข ๐ต๐ข๐ญ๐ข๐จ๐ข ๐ฑ๐ฐ๐ด๐ด๐ช๐ฃ๐ญ๐ฆ ๐ฎ๐ข๐ฌ๐ข๐ฌ๐ถ๐ฉ๐ข ๐ฑ๐ข.
3. ๐พ๐ ๐๐๐๐๐ ๐๐๐๐๐ ๐๐๐ ๐ ๐๐๐๐๐๐.
We prepare for 2 things in life:
1. Predictable events- Pagcocollege ng anak natin, pagbili natin ng bahay, retirement, etc.
2. Unpredictable things- Sickness, accident, death, and disability.
LIFE IS UNPREDICTABLE.
Everyday, madaming pwede mangyari โ accident, disability, illness and even death. Hindi natin alam kung kailan to mangyayari sa atin.
Hopefully, kapag dumating man ito, ready tayo - financially.
๐๐ข๐ณ๐ข๐ฏ๐จ ๐ง๐ช๐ณ๐ฆ ๐ฆ๐น๐ต๐ช๐ฏ๐จ๐ถ๐ช๐ด๐ฉ๐ฆ๐ณ ๐ญ๐ข๐ฏ๐จ. ๐๐ข๐จ๐ญ๐ข๐ญ๐ข๐จ๐ข๐บ ๐ต๐ข๐บ๐ฐ ๐ฏ๐ฆ๐ต๐ฐ ๐ด๐ข ๐ฉ๐ฐ๐ถ๐ด๐ฆ ๐ฑ๐ข๐ณ๐ข ๐ช๐ง ๐ฆ๐ท๐ฆ๐ณ ๐ฎ๐ข๐จ๐ฌ๐ข๐ด๐ถ๐ฏ๐ฐ๐จ, ๐ฎ๐ฆ๐ณ๐ฐ๐ฏ ๐ต๐ข๐บ๐ฐ ๐ฎ๐ข๐จ๐ข๐จ๐ข๐ฎ๐ช๐ต. ๐๐ช๐ฏ๐ฅ๐ช ๐ฏ๐ข๐ฎ๐ข๐ฏ ๐ต๐ข๐บ๐ฐ ๐ฃ๐ช๐ฃ๐ช๐ญ๐ช ๐ฏ๐จ ๐ง๐ช๐ณ๐ฆ ๐ฆ๐น๐ต๐ช๐ฏ๐จ๐ถ๐ช๐ด๐ฉ๐ฆ๐ณ ๐ฉ๐ข๐ฃ๐ข๐ฏ๐จ ๐ฏ๐ข๐ด๐ถ๐ด๐ถ๐ฏ๐ฐ๐จ ๐ฏ๐ข ๐บ๐ถ๐ฏ๐จ ๐ฃ๐ข๐ฉ๐ข๐บ ๐ฅ๐ช๐ฃ๐ข?
I hope before 2023 ends, insured ka na ๐
Message ka lang. ๐๐ค
ยฉ๏ธ