Savvy Parenting

𝙒𝙝𝙚𝙣 𝙎𝙖𝙮𝙞𝙣𝙜 "𝙇𝙖𝙩𝙚𝙧" 𝙩𝙤 𝙃𝙚𝙖𝙡𝙩𝙝 𝘽𝙚𝙘𝙤𝙢𝙚𝙨 "𝙏𝙤𝙤 𝙇𝙖𝙩𝙚"

Getting a health insurance may not seem as urgent as paying for your bills, your rent, your gas, your kids’ tuition fees. That’s why it’s always easier to say “later” to it than to see its relevance now.

It’s not until you encounter a health emergency when you see just how important it is. Many of us experienced this in the last three years of the pandemic. Filipinos’ out-of-pocket spending for health rose to 9.2% in the year 2021 versus the 4.1% increase in 2020.

The high demand for excellent healthcare coupled with the increasing inflation should be enough motivation for you to make plans now vs. later when getting healthcare becomes even harder to afford.

With AIA’s Health Invest Plus, you get coverage for your healthcare and accidents too. Should you get diagnosed with any of the 56 major critical illnesses that the product covers, you will be provided with cash benefits to help with your healthcare until you reach 75 years of age. At this point, you’re already exempted from future payments.

For cases of confinement due your critical illness, you can add an optional rider to your plan where you will be provided with daily cash benefits for your stay in the hospital.

This product also gives you access to expertly- managed investment funds so you can set aside more money to cover other healthcare expenses.

Before reaching the age of 72, if you accidentally get injured, disabled, or pass away, you also get additional cash. And your family is provided with life insurance coverage, which may be the original face amount or the account value whichever is higher.

Finally, AIA offers 4 payment options. You can pay in 3, 5, 7 or 10 years, whichever is most convenient for you.

If you can’t picture how helpful this plan is, let’s tackle an example. Say you purchase this plan at 25 years old and pay P56,990 every year for 10 years. In that span of time, your expertly-managed investment fund grows.


Then, at age 55, you suddenly get diagnosed with cardiomyopathy. From that age until you’re 75, you get a lump sum cash benefit to help treat your heart condition. Plus, you are exempted from future premium payments.


You also can advance 25% of your coverage if you get diagnosed with any of the covered 11 early stage conditions.


Should you get confined for your condition, you can get up to P2,000 per day for 365 days to cover confinement expenses.


Then, once out of the hospital, you get your lump sum cash along with the investment fund AIA helped grow. You need not to worry so much about your expenses and can actually focus on recovering. Imagine having said “later” to that offer.



Know more about Health Invest Plus through our financial advisors who are ready and excited to take your questions. Go book your appointment now and start investing on your health. Better now than later!

When Saying If there is anything that the global pandemic taught us, it’s that we need to make better plans concerning our health. That’s because we never know when a health crisis might suddenly greet us in the face. Some plans in place will surely help us be more ready for them.

The Best Possible Coverage - All-In-One!

Secured with the best chances! Ensure a proper and timely response against four major life risks with AIA All-In-One: (1) untimely death, (2) accidents, (3) disability, and (4) critical illness. That way, you can secure your future in the moment and have the answer to any possible risks or worries later.



Sign up and schedule a free virtual meeting.

The Best Possible Coverage - All-In-One! Secured with the best chances! Ensure a proper and timely response against four major life risks with AIA All-In-One: (1) untimely death, (2) accidents, (3) disability, and (4) critical illness. That way, you can secure your future in the moment and have the answer to any possible risks or worries l...

By not having an insurance, if you'll be diagnosed with an illness or get involved in an accident, you might just end up losing your savings, assets, investments and income to your doctors and to the hospital. Save up for an insurance policy. 👍🏻😉

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Here are 5 creative ways to use life insurance (not just for the protection of family):

📝 Funding a buy-sell agreement: If you own a business with partners, a life insurance policy can be used to fund a buy-sell agreement, which determines how the ownership interests of a deceased owner will be transferred to the surviving owners.

📝 Supplementing retirement income: Permanent life insurance policies, such as whole life and universal life, have a savings component that can be used to supplement retirement income.

📝 Paying off debts and expenses: A life insurance policy can be used to pay off outstanding debts and expenses, such as a mortgage or credit card balances, in the event of the policyholder's death.

📝 Charitable giving: Some life insurance policies allow you to designate a charity as the beneficiary, allowing you to make a significant charitable contribution without affecting your current financial situation.

📝 Estate planning: Life insurance can be an important tool in estate planning, as it can be used to help pay estate taxes and ensure that your assets are distributed according to your wishes.

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Needs assistance DM me is the key..☺️

𝗠𝗮𝗷𝗼𝗿 𝗟𝗶𝗳𝗲 𝗥𝗶𝘀𝗸𝘀 𝘆𝗼𝘂 𝗡𝗲𝗲𝗱 𝘁𝗼 𝗞𝗻𝗼𝘄

There are generally 4 major risks in life that we need to anticipate:

😱 Untimely death – Life is unpredictable. And one of the things that the pandemic showed us is we never know when time is up for us or our loved ones here on earth.

😱 Accidents – According to the Department of Health, there have been over 57,000 pedestrians hurt from road accidents in the Philippines in the past decade.

😱 Disabilities - Almost a third of the population age 60 and older experience severe disability from a 2016 data from the PSA.

😱 Critical Illnesses – From the 2016 data of PSA, pneumonia, cancer, and heart ailments in the Philippines were the top critical illnesses of Filipinos

All are equally devastating not just for you but the people around you. While we cannot predict when this happens, we can still make sure you and your loved ones are prepared for it.

One thing you can do is to ensure you have a life insurance coverage for any or all of these four risks. If you don’t have one yet, you can check out AIA All-in-One. With this plan, you get a comprehensive whole life insurance that will provide you with coverage against these 4 major risks.



Want to know more about AIA All-in-One? Just fill in the form below and we can discuss more about it!

The 4 Major Life Risks You Need to Know There are 4 Major Life Risks you need to know to make sure your love lives on, and life goes on so you and your family are protected. But what are these? Read on to know more!

This Christmas, start your life's next milestone with Income Assure 10!

Saving up for a new house or car? Looking to start on your retirement plan? Or do you just want to safeguard against future financial emergencies?


With Income Assure 10, you can do just that! This plan features a guaranteed way to grow your investment, benefits for your chosen beneficiary, and easy policy approval. You can rest assured that, when the time comes, you'll have the savings necessary to prepare for life's next big moments.

Guaranteed Returns

For a minimum of P250,000 single payment, you'll receive cash payouts equal to 5% of your initial payment at the end of each year, totaling to 50% over the 10-year duration of the plan. At the end of the 10th year, your initial payment will be returned. So, you have even extra cash to work with when you start saving up for your dream vacation.


Guaranteed Life Insurance Benefit

In case of death, your chosen beneficiary will receive 125% of your initial payment. Ensure that your loved ones are taken care of regardless of what happens!

Guaranteed Policy Approval

You can apply worry-free knowing your policy approval is guaranteed, so you can quickly start letting your investment work for you! This means less hurdles to go through when you want to start saving up for a new business venture.


Income Assure 10 is a guaranteed way to turn your year-end bonuses into savings for the future.


Fill in the form below so we can get you started on pursuing your life goals!

This Christmas, start your life's next milestone! Put your year-end bonuses to good use with an endowment plan that works for you, featuring guaranteed returns, benefits and policy approval with Income Assure 10!

Grow your money with Income Assure 7

Grow your money with Income Assure 7 a single pay life insurance plan that provides guaranteed returns over time. This way you will have a plan that helps you live a comfortable life!

✅ Guaranteed Returns

Provides higher guaranteed returns versus most deposit and savings products.


On each policy anniversary for the next 7 years, as long as the policy is in-force and no claims are made, you will get a cash payout of 3.5% of your initial payment, which gives you a total return of 24.5% over 7 years. In addition, your initial payment will be returned at the end of the plan.


✅Guaranteed Life Insurance Benefits
(Subject to GIO guidelines)

Have peace of mind as you save for your goals. Easily have your asset transferred if the unexpected happens.

In case of the unexpected, your loved ones will receive 110% of your initial payment.

✅Guaranteed Issue

Approval is guaranteed so you are sure to enjoy Income Assure 7’s benefits without the hassle of going through medical questions and tests.

Application is approved on a guaranteed basis regardless of the state of health of the insured (subject to maximum GIO premium amounts).

Income Assure 7 has guaranteed Annual Paid out. 3.5% Single Premium Paid out only annually every end of the policy year and 110% of Single Premium guaranteed death benefit. Maturity Benefit in on the end year of the 7th policy year!

Sign-up now to learn more!

Grow your money with Income Assure 7 Have peace of mind while you grow your money. SIGN UP NOW! Approval is guaranteed so you are sure to enjoy Income Assure 7’s benefits such as higher guaranteed returns versus most deposit and savings products and a lot more!

How can parents be financially prepared with the help of Future Scholar?

Every parent knows that raising a child comes with big responsibilities. You make sure to properly provide them a comfortable life with the best of your abilities. But life also has its fair share of worries, especially when it comes to finances.

Below are ways on how to prepare for your child’s future while saving up at present:

1. Invest in your child’s education

There will come a time when your child inevitably has to face life on their own - and this is why you should equip them with a well-rounded education. Invest in Future Scholar, a plan that provides guaranteed education benefits. It allows you to build your child’s education fund in 5 years or until your child is at least 17 years old.

Your child would get cash payouts over the four years of their education starting at age 18. Apart from that, you can invest in long-term growth potential through access to expertly-managed funds. You can also add an optional life insurance coverage in case something unlikely happens.

2. Maintain a savings account

As a parent, you most likely already secured a savings account. If you haven’t done so, it’s definitely a crucial time to set one up. It can be cover for many unexpected emergencies - whether it may be a health, investment, and other financial concerns.

3. Prioritize what to budget on and pay off

You can’t avoid day-to-day expenses of your family, so make sure you set a separate monthly budget for it. This involves paying house bills, groceries, and the like. On top of that, it would be good to pay off any ongoing loans, credit card debt, or mortgages. Not only will it fast-track your savings, but leave you worry-free as well.

4. Teach your child the importance of saving money

If your child has outgrown using a piggy bank, open a general savings account for them. With your guidance, they can slowly take charge of their own money. Even at a young age, your child would understand your family's financial situation and the importance of saving money.

You can now find a way to balance prioritizing your child’s future and your savings. To know more about how, get in touch with me today by filling up the form below!

Be financially prepared with Future Scholar Parents can budget expenses and plan for their child’s education. With Future Scholar, grow your savings and plan ahead for your child’s college dreams. There’s also an option to build your funds in at least 5 years and you can get optional life insurance coverage.

📣📣📣

"Pour in the blessings and grab the opportunity to be part of our growing family at AIA PH. Know more about the business that promotes the mission of living a healthier, longer and better life! See you on Saturday, October 29, 10:00am, at the City Sports Club Cebu, Cebu City. You may bring with you other friends whom you think may be interested in the business.

Do you have questions? Leave a comment or send us a message and we will get back to you ASAP! See you as you take a step closer to success!”

To register please use the link below:

https://tinyurl.com/STEPUPCEBU29OCT

Life insurance at work is a nice benefit, but it may not be enough to protect your family. If it isn’t enough to cover the mortgage, childcare, medical expenses and ongoing bills, you may need an individual policy to make sure your loved ones have sufficient coverage.

As a good provider, protect those who matter to you the most.

With AIA's Family Provider and Elite funds, maximize your family's protection with the following benefits:

1. Make sure that the needs of your loved ones are taken care of when the unexpected happens. Remove your worries with a cash benefit to help your family to live on.

2. Grow your benefits with investment funds to maximize the protection for your family. Get the higher amount when your account value becomes higher than your life insurance coverage.

3. You can choose to pay for as short as 5 or 10 years, depending on what’s best for your needs.

Interested to know more? Let’s find out by signing up below.

Grow your investments for your family's protection Secure your family's needs and protection in case of the unexpected. With Family Provider combined with AIA Elite Funds, get the maximum protection for your loved ones no matter what happens.