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"I'm too young to buy life insurance... I'll buy it when I'm ready..."

If you ever have this thought, then this post is for you!

Growing up, you are told you are too young to do so many things, from driving a car, owning a phone to traveling alone or making some decision on your life... you count it.

Now, in your 20s, you think yet again that you are too young to buy life insurance. You probably believe it’s for old people. But listen, you ARE old enough. If you are old enough to worry about your loved ones, start living on your own, dating, marriage or have kids, then you are also OLD enough to buy life insurance for yourself.

Here are 𝟒 𝐫𝐞𝐚𝐬𝐨𝐧𝐬 𝐰𝐡𝐲 𝐲𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐛𝐮𝐲𝐢𝐧𝐠 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐧𝐨𝐰, when you are still young & healthy rather than later:

𝟏. 𝐘𝐨𝐮 𝐜𝐚𝐧 𝐠𝐞𝐭 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐰𝐢𝐭𝐡 𝐚 𝐥𝐨𝐰𝐞𝐫 𝐩𝐫𝐞𝐦𝐢𝐮𝐦 𝐚𝐧𝐝 𝐛𝐞𝐭𝐭𝐞𝐫 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞
Age & health condition are crucial amongst the several other factors that affect how much you pay for life insurance. Generally, the younger and healthier you are, the lower your premiums will be. You can use online life insurance premium calculators to estimate your coverage costs and get a better insight on this.

𝟐. 𝐓𝐡𝐞 𝐞𝐚𝐫𝐥𝐢𝐞𝐫 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐜𝐨𝐯𝐞𝐫𝐞𝐝, 𝐭𝐡𝐞 𝐦𝐨𝐫𝐞 𝐩𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝 𝐲𝐨𝐮 𝐠𝐞𝐭
There is actually something money can’t buy, that is an insurance policy. Insurance is purchased with 2 things, health, and age. That's why, buying life insurance early will give you the peace of mind to focus on things that more important in your life rather than living with the fear of losing everything you have suddenly.

𝟑. 𝐁𝐚𝐧𝐤 𝐛𝐚𝐥𝐚𝐧𝐜𝐞 𝐦𝐚𝐢𝐧𝐭𝐚𝐢𝐧𝐞𝐝
Your medical bills are not likely to deplete your bank balance if you have an effective insurance plan in place.

𝟒. 𝐈𝐭 𝐜𝐚𝐧 𝐜𝐫𝐞𝐚𝐭𝐞 𝐚 𝐥𝐞𝐠𝐚𝐜𝐲
In your 20s or early 30s, you may not have had a chance to build significant assets. Life insurance can replace what you would have accumulated over a lifetime of work and saving so you have something to pass on to your loved ones when you are not there anymore. Additionally, you might be “passing on” things to your family that you’d prefer not to—like debts and liabilities.

== 𝐇𝐞𝐫𝐞 𝐢𝐬 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐝𝐨 ==
✅𝐀𝐬𝐤 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐢𝐟 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐞𝐧𝐨𝐮𝐠𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 - If you are not sure, talk to an advisor to find out about it.
✅𝐈𝐟 𝐲𝐨𝐮 𝐝𝐨𝐧’𝐭 𝐡𝐚𝐯𝐞 𝐚𝐧𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, 𝐜𝐡𝐞𝐜𝐤 𝐰𝐢𝐭𝐡 𝐡𝐢𝐦/𝐡𝐞𝐫 𝐢𝐟 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐬𝐭𝐢𝐥𝐥 𝐩𝐮𝐫𝐜𝐡𝐚𝐬𝐞 𝐢𝐭 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐚𝐠𝐞 𝐚𝐧𝐝 𝐡𝐞𝐚𝐥𝐭𝐡 𝐜𝐨𝐧𝐝𝐢𝐭𝐢𝐨𝐧𝐬 - At least make sure you can still buy insurance.
✅𝐈𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐟𝐮𝐥𝐥𝐲 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 𝐠𝐫𝐞𝐚𝐭 - Spend time finding out if the people you care about are fully covered, if not advise them to and be their guide.
✅𝐈𝐟 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐭𝐫𝐲 𝐭𝐨 𝐟𝐢𝐠𝐮𝐫𝐞 𝐨𝐮𝐭 𝐡𝐨𝐰 𝐦𝐮𝐜𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 - Ask your advisor to send you a copy of the “𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐁𝐨𝐨𝐤”. Read it to find out more about insurance yourself.

Remember, insurance serves to give you and your loved one’s peace of mind. Get yourself covered as early as you can, 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐩𝐫𝐞𝐦𝐢𝐮𝐦𝐬 𝐰𝐢𝐥𝐥 𝐨𝐧𝐥𝐲 𝐠𝐞𝐭 𝐦𝐨𝐫𝐞 𝐞𝐱𝐩𝐞𝐧𝐬𝐢𝐯𝐞 across time. ⠀
⠀
Every professional financial advisor knows that premiums will ONLY get more expensive across time, that is why some are rushing to meet you during this period of time!
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Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured.

To put it simply, you pay a sum of money known as the premium to the insurer and when you pass away, your beneficiaries (usually your family members), get a lump sum of money known as the death benefit.

Now the next question is should you buy life insurance?

You should buy life insurance, if you have anyone who may depend on you for financial support. For example: your kids/spouse or elderly parents.

However, if there is no one that requires you to support financially, then life insurance is optional.

Every responsible advisor will spend time talking about life insurance with their clients because they understand how important Life Insurance is in providing support for your dependents.

Life insurance proceeds can serve as a source of support, pay debts, or provide for the education and daily living expenses of your family and dependents.

So the next time when you hear an advisor asking “Do you have life insurance?”, do spend a few minutes sitting down and ask them more about it because it might just be the most important investment you make on yourself.
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Get lifetime coverage for 56 major and 18 minor critical illnesses – including cancer, heart attack, and stroke. Though life is unpredictable, you can

Get Critical Illness protection with HEALTH MAX now!

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👉I'm Fatima Bañas
Licensed Financial Advisor
09213815654

"You don't need to put your plans on hold."
You can secure your future and prepare for health uncertainties from the comfort of your home.

You Can Plan for the Unexpected
HEALTH MAX
Your Lifetime Health Coverage

For inquiries contact us
👉 I'm Fatima Bañas
Licensed Financial Advisor
09213815654

Cancer, heart attack, stroke, Pandemic Diseases and any of the 56 Covered Critical illness are life-threatening diseases that need the best care possible, but more often than not, the high medical costs get in the way. To Cover Hospitalization and Critical illnesses Condition For As Low as Php 69/day.

E- Secure Ang Iyong Pagtanda Habang Bata ka pa. Maging Handa para sa mga Medical EMERGENCIES!..
Critical illness Can hit ANYONE, ANYTIME!..Dahil kahit sa ayaw natin ay maglalabasan Ang mga natural na sakit Habang tayo ay tumatanda.

Maraming Benefits Pag Cardholder ka ni AXA Philippines. So, Plan ahead and protect yourself with AXA Health Care Access & Life Insurance:
✅Comprehensive Health Care Coverage that Suits Your Needs
✅Wide-range of Plan Types to Choose from, ranging from 500k to 5M
✅Coverage from Pandemic Diseases, Emergency Care, Inpatient Care, Outpatient Care, Annual Physical Exam, Life and Accident Insurance, Dental Care
✅Covered 56 Critical illnesses
✅Covered 18 Minor Critical illnesses
✅Benefits Beyond Retirement. A Longevity Health Fund (Get Your Money Back at Age 75).
✅Access to 24/7 Teleconsultation
✅Up to 100 years of Age Coverage for Life Plan Insurance with Health Care Coverage

Protect Yourself and Be Ready😍

Choose Your Amount of Coverage that Fits to Your NEEDS and BUDGET👌

I'm Fatima Bañas
Licensed Financial Advisor

Let us have a zoom meeting and discuss more about your health needs and insurance plan🤩

Health Insurance na habang buhay kang cover at walang tapon at may balik pa sayo kung hindi mo magamit.
Yes!
Health MaX is a lifetime health plan provided by AXA Philippines.

5 Benefits in just 1 plan
~ 56 Major Critical Illnesses
~ 18 Minor Critical Conditions
~ Advance Health Fund
~ Death Benefit
~ Coverage until age 100

For Inquiries please message us

👉 I'm Fatima Bañas
Licensed Financial Advisor

Health insurance plan.
Para kahit dumating ang sakit sa buhay eh sigurado kang hindi magagalaw ang pinag ipunan mo ng matagal na panahon at hindi kailangan ibenta ang anumang iyong na pundar dahil Ikaw ay handa.

Pag May health insurance ka. Hindi kana mamomoblema o ang pamilya mo kung saan ninyo kukunin ang pambayad sa gastusin sa hospital.
Kapag May Health Insurance ka ang iisipin mo nalang ay ang mag pagaling dahil nagkaroon ka ng peace of mind dahil alam mong May pag kukunan ka ng ipang gagastos mo sa hospital at hindi mahihirapan ang iyong pamilya.

Kaya Ano pa hinihintay mo mag simula ka nang kumuha ng Health Insurance plan.

Message me for more details.

I'm Fatima Bañas
Licensed Financial Advisor

BE PREPARED FOR LIFE’S UNCERTAINTIES
Designed to protect you when a critical illness strikes you so that you focus on what really matters:GETTING BETTER.

Choose your amount of coverage that is tailored to your needs and budget.

GET YOUR MONEY BACK
at age 75, receive back paid premium.
(*Less any benefit which might have been paid)

For inquiries please contact us

I'm Fatima Bañas
Licensed Financial Advisor

Protect what Matters with AXA Insurance

Cancer, heart attack, stroke, Pandemic Diseases and any of the 56 Covered Critical illness are life-threatening diseases that need the best care possible, but more often than not, the high medical costs get in the way.

E- Secure Ang Iyong Pagtanda Habang Bata ka pa. Maging Handa para sa mga Medical EMERGENCIES!..
Critical illness Can hit ANYONE, ANYTIME!..Dahil kahit sa ayaw natin ay maglalabasan Ang mga natural na sakit Habang tayo ay tumatanda.

Maraming Benefits Pag Cardholder ka ni AXA Philippines. So, Plan ahead and protect yourself with AXA Health Care Access & Life Insurance:
✅Comprehensive Health Care Coverage that Suits Your Needs
✅Wide-range of Plan Types to Choose from, ranging from 500k to 5M
✅Coverage from Pandemic Diseases, Emergency Care, Inpatient Care, Outpatient Care, Annual Physical Exam, Life and Accident Insurance, Dental Care
✅Covered 56 Critical illnesses
✅Covered 18 Minor Critical illnesses
✅Benefits Beyond Retirement. A Longevity Health Fund (Get Your Money Back at Age 75).
✅Access to 24/7 Teleconsultation
✅Up to 100 years of Age Coverage for Life Plan Insurance

Protect Yourself and Be Ready😍

Choose Your Amount of Coverage that Fits to Your NEEDS and BUDGET👌

I'm Fatima Bañas
Licensed Financial Advisor

Let us have a zoom meeting and discuss more about your health needs and insurance plan🤩