Finance Digest

"The business schools reward difficult complex behaviour more than simple behaviour, but simple behaviour is more effective." - Warren Buffett

“Life insurance is creating wealth for your family at a discount”

"Learning to live on less pride has been a great investment in my future" - Katerina Stoykova Klemer

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"I am a huge bull on this country. We will not have a double-dip recession at all. I see our businesses coming back almost across the board" – Warren Buffett

"If a business does well, the stock eventually follows" – Warren Buffett

"It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently" – Warren Buffett

“The HAPPIEST people DO NOT necessarily have the ‘BEST’ THINGS. They simply APPRECIATE the things they have.” -Warren Buffet

"Look at market fluctuations as your friend rather than your enemy; profit from folly rather than participate in it" – Warren Buffett

"Financial fitness is not pipe dream or a state of mind it's a reality if you are willing to pursue it and embrace it." – Will Robinson

"The four most dangerous words in investing are "This time it's different." -John Templeton

Did you know that financial planning means managing your money to do 3 things:

1. Protect what you already have.
2. Accumulate more.
3. Transfer your wealth.

We all know that it takes time for behavior to become habits, the question is, are we determined enough to build good saving habits?

Remember, when you change your habits, you are probably on your way to changing your life too. 🙌🏻

Cultivating good savings habit NOW is important so that you will be able to gain rewards of having shorter term mortgage, more savings for your children’s education or ensuring that you retire comfortably.

Save now before your expenditure gets out of control and you accidentally get yourself into "bad" debts. The old saying remains true which states: “It is not how much you earn but it is how much you are able to save and not splurge that really decides your wealth.” 😉