Finance Solutions by CJ Ferrer

New Cover!🇵🇭

New DP!🇵🇭

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Throwback to 10/10/25 – We had an amazing time boothing at the clubhouse of an exclusive subdivision in Muntinlupa City!

Grateful for the connections, conversations, and the chance to help more people access funding for their goals.🚀

Gusto mong mag-loan para simulan ang business mo? Pero parang nakakatakot mag-loan, ‘di ba? Parang ang daming pwedeng mangyari…

Paano kung hindi mag-succeed ang business?
Tapos hindi mo mabayaran yung loan?

Ang daming worries. Kaya mahalaga na handa ka bago ka pumasok sa ganitong commitment.

Remember these 6 things para siguradong handa ka:

1. SIGURADUHING MAY SOLID BUSINESS PLAN.

-Alamin mo kung paano kikita ang business mo at ano ang mga posibleng challenges na pwede mong harapin. Dapat malinaw sa’yo kung saan mo gagamitin ang loan at paano mo ito babayaran.

2. PAG-ARALAN MABUTI ANG IBA’T IBANG URI NG AVAILABLE LOANS.

-May short-term, long-term loans, at mga loans na specific sa business needs—tulad ng equipment loan o working capital loan. Piliin mo kung alin ang pinaka-fit sa business mo.

3. INTINDIHIN ANG INTEREST RATES AND FEES.

-Minsan may mga hidden charges na hindi agad napapansin, kaya siguraduhing malinaw lahat bago ka pumirma.

4. BASAHIN AT INTINDIHIN ANG TERMS AND CONDITION

-Huwag basta pirma—siguraduhin mong naiintindihan mo ang lahat ng detalye.

5. ICHECK ANG CURRENT FINANCIAL STATUS.

-Siguraduhin mong stable ang personal finances mo bago ka pumasok sa business loan.

6. MAGTANONG SA EXPERTS/ADVISORS.

-Kumonsulta sa financial planners o sa mga taong may experience sa business loans.

Throwback! September 19, 2025 - Exactly 8AM. In the streets of Cabanatuan!

Make sure you transact with an advisor who truly understands the world of finance.

Yung may experience sa business, sales, marketing, finance (bonus real estate) at may resultang natulungan na business or individual.

Dahil isang tamang tao(advisor) lang ang maka—transac mo ay malaki ang maitutulong neto sa negosyo mo. The same goes the other way around.

There’s a difference between knowing the work and doing the work.