03/06/2024
June na! Time to hit the mid-year reset button on your finances— review, reevaluate, and reignite your financial goals.
Here’s how:
✔️ Budget refresh
Review and update your budget for the new
season. Trim unnecessary expenses, reallocate funds to align with current priorities, and set new financial goals to keep you motivated.
✔️ Declutter debt
List all your debts with their interest % and set a repayment plan. Choose between the snowball or
avalanche method
✔️ Review Subscriptions and Services
Evaluate your subscription services and recurring
expenses. Cancel subscriptions that you no longer use or need
✔️ Set up or increase your emergency fund
Start your emergency fund with at least 3-6months worth of monthly expenses and save it in a high yield savings account. In case you already have one, increase it.
Let's make the rest of the year your best financial chapter yet! Message mo ko, help kita 😊