Learn2Save

Sa panahon ngayon dahil sa lifestyle ng mga tao -
✓unhealthy diet
✓lack of exercise
✓disrupted sleep patterns lalo na yung mga nasa night shift
✓masasamang bisyo - smoking, drinking, drug abuse
at dahil na rin sa maruming kapaligiran marami na ang nagkakaroon ng mga malulubhang sakit.

Nakakatakot pero kailangan handa tayo anoman ang mangyari. Pag nagkasakit at na ospital ang unang tanong ANO ANG HEALTHCARD MO? Hindi naman nagtatanong kung may pera ka ba sa bangko or may house and lot ka.

May healthcard na 7 taon ka magiipon at 20 years ang protection. May healthcare na may term insurance at investment pa.

KAISER ULTIMATE HEALTH BUILDER (3 in 1)

Pm ka lang if you are interested to know more 😊

Are you looking for HMO for your Kids?

We have, Kaiser K45 Healthcare Plan for your Kids at Age 10.

If you will choose K45 Plan
2,647 pesos per month x 7 years = 222,348
500 policy fee x 7 years = 3,500

TOTAL EXPENSES FOR 7 years: 👉225,848

Inclusion:
HMO for 7 Years
TermLife Insurance for 20 years
Return of INVESTMENT Upon Maturity on the 20th year = 525,000

If you don't take the money when it matures, it can still grow up-to MILLIONS of Pesos at age 65 to age 80.

Long-Term Care Benefit at Age 60 (w/bonus) 👉9,157,024
Annual Lifetime Health Care at Age 60 (w/bonus) 👉915,702
Long-Term Care Benefit at Age 65 (w/bonus) 👉14,747,478
Annual Lifetime Health Care at Age 65 (w/bonus) 👉1,474,748
Long-Term Care Benefit at Age 80 (w/bonus) 👉61,603,876
Annual Lifetime Health Care at Age 80 (w/bonus)

Now this 2025, don't just buy your kids toys and material things. Invest long term for them.

Kasi next year, tatanda kana. Tatanda nadin kids mo.
Aalis na din sila sa pudir nyo.
Mag aasawa din yan sila and they will create their own family.

Will you be ready for those scenarios?

Be wise in your decision today. This is for your own good and peace of mind.

Message me 📩 to know more. We can discuss details of your plan and the terms of payment.

Bakit mura at malaki ang coverage ng (M.O.S.T. 18) kasi ito ay unbundled.

INTRODUCING...

Multiple Option Super Term 18 (M.O.S.T. 18) 3.0 from IMG, in partnership with Manila Bankers Life Insurance Corporation.
Alam mo ba? Mas mahal pa ang insurance ng kotse mo kesa sa life insurance na ito.

For age 30, for as low as 7,188 pesos PER YEAR eto na mga included benefits.
🛑1 Million Life Insurance
🛑1 Million Accidental Death Benefit
🛑500k Terminal Illness
🛑300k Critical Illness

Meron din etong nakabukod na feature para sa investment (Premium Deposit Fund) na nag e-earn ng interest every year that never goes negative kahit bagsak ang stock market. Pwede ka ding mag withdraw in case of emergency sa iyong investment na walang loan charge.
Super Affordable with maximum coverage.

Message us now for a free quote.

💡Kapag member ka ng IMG
May DIRECT ACCESS ka sa mga MUTUAL FUND companies. Pag naginvest ka, ZERO ENTRY FEE kana. May LIFETIME Trainings at Seminars pa.

Question:

Bakit maganda maginvest sa Mutual Fund?
Paano ako makakasiguro na safe ang pera ko dyan?
Hindi ba ako maiiscam dyan?

My Answer:

Kilala mo ba si Metrobank?
Alam mo ba ang Fund manager nya ay si (FAMI) First Metro Asset Management Inc.

Kilala mo ba si Maybank?
Alam mo ba ang Fund Manager nya si (ATRAM) ATR Kim Eng Asset Management Inc.

Kilala mo ba si PHILEQUITY?
Alam mo ba siya ang Fund Manager nila SM, BPI, PLDT, MERALCO, AYALA LAND, URC, DMCI, at iba pang bangko at blue chips company.

Kilala mo ba si PHILAMLIFE ?
Alam mo ba ang Fund Manager nya ay si (PAMI) Philam Asset Management Inc.

Kilala mo ba si Sunlife?
Alam mo ba ang Fund Manager nya ay si Sunlife Asset Management Inc.

Kilala mo ba si SOLDIVO Funds?
Alam mo ba siya din ang Fund Managers nila SM Prime Holdings, Ayala Corporation, Meralco, BPI, BDO Metrobank, China Bank, PLDT.

Sa madaling salita lahat ng nabanggit na malalaking kompanya sa Pilipinas ay nagtiwala kay Mutual Funds.

Dati hindi ka pwede makapaginvest sa Mutual Funds dahil malaki ang capital na kakailanganin mo.

Pero ngayon sa halagang 1k to 5k pwede kanang magsimula. Buti nlng pinayagan ng Philippine Stock Exchange (PSE) na pwede ng makishareholder sa mga blue chips company ang ordinaryong tao.

Kaya ngayon ayon sa survey mas madami ng mga millenials na nagiinvest sa Stock Market, Mutual Funds, kaysa adults.

Dahil narin mas madami ng mga Financial Industry ang nagtuturo ng Financial Literacy.
Ito rin ang pinaka mission ni IMG.
No Families left Behind.

Para sa karagdagang kaalaman tungkol sa Mutual Fund, pwede mo akong imessage para to attend our 🅵🆁🅴🅴 Membership Orientation and 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐭𝐞𝐫𝐚𝐜𝐲 𝐖𝐞𝐛𝐢𝐧𝐚𝐫.

INTERESTED?
✉ DM Now!



Be an IMG Member now!

Being insured isn't just about securing your future—it's about knowing you're cared for today. Protect yourself and your loved ones with Kaiser Health Care Plans. Get insured now and experience the peace of mind that comes with true care and security! 💙
Get your free quote
👉 https://275490ph.imgcorp.com/quote/kaiser

How It Works:
The Health Care Benefit can be used for a lifetime.
You will receive an 85% return of premium upon maturity of the plan if there is no utilization of health benefits during the paying period.
Life Insurance or instant money will be given to the beneficiary in case the plan holder dies prematurely.
Waiver of installments due to death. The beneficiary will not need to continue paying unpaid installments, and the plan will be transferred to them.
Unused health funds are invested.
On the maturity date, it is as good as cash, with options to withdraw fully or partially.
Who Can Avail of the Kaiser (Long Term Care) Plan?
This is for individuals aged 10 to 60 years old only.

Protect yourself and your family—start your Kaiser 3-in-1 long-term healthcare plan now!
Learn about our healthcare plans.





Mutual Fund Investments for OFW

Apply Now! Message me for a FREE Quotation.

MESSAGE ME TO ASSIST YOU!

Embrace each moment with your loved ones and cherish the memories you create together. With our Everest Memorial Solution (EMS), you can ensure that your legacy lives on.

Everest Memorial Solution
The most AFFORDABLE memorial plan on the market.

If you are 30 years old, you can get:
👉 P984 monthly = 200K Face Amount
👉 P1,476 monthly = 300K Face Amount
👉 P2,400 monthly = 500K Face Amount

Payable over 5 years only.
Enjoy more savings if you opt for annual payments.

✅ Easy to apply
✅ Eligible for ages 1-64
✅ Online application
✅ Tax-free
✅ Proceeds are not subject to tax
✅ Repatriation
✅ In case of death abroad, the concierge service includes assistance with the repatriation of the insured.

To learn more, send me a message:

Did you know? Your car insurance is more expensive than this life insurance.
For age 30, for as low as 7,188 pesos PER YEAR or (599/month)
11, 796 pesos if age 40 or 983/month

Eto na mga included benefits.
🛑1 Million Life Insurance
🛑1 Million Accidental Death Benefit
🛑500k Terminal Illness
🛑300k Critical Illness
There is also this feature for investment (Premium Deposit Fund) that earns interest every year that never goes negative even if the stock market is down. You can also withdraw in case of emergency from your investment without loan charge.
Super Affordable with maximum coverage.
The good thing is that the premium doesn't increase for 18 yrs.

Pwede kang magquote. Libre lang.

R E T I R E M E N T
1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills (not useless paper certificates), etc.

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

IMG - International Marketing Group GROUP unofficial

IMG FINANCIAL EDUCATION

TANONG: Have you ever wondered kung bakit ang ibang progressive ba bansa/country walang memorial plan?
SAGOT: Dahil ang life insurance plan nila, ay naka package na ang memorial plan/final expense services...

Experience ng marami dito sa bansa natin...
Pag namatayan...
✔️ may bill pa sa hospital
✔️ morgue is full / waiting
✔️ chapel is full / waiting
✔️ other services not included (package)
✔️ other costs can add to financial stress
✔️ nabenta ang properties and assets
Check below...
This program is a game changer, an upgrade, an innovation.
With this program, you can Upgrade your Memorial Plan and other financial programs.

You can attach or add this to your life insurance plans...
It's one of the best supplements to secure your financial future.
The country's 1st complete Funeral Planning and Concierge Service.
✅ 1 to 64 years old
✅️ Nationwide Network of Mortuaries
✅️ Unrendered Services is equal to 100% of the Death Benefit
✅️ Repatriation Assistance
✅ Proceeds are ️Tax-Free✅️ Life Insurance Coverage up to age 100
✅️ FINAL HOSPITAL BILL Benefit covers up to 50% of the Memorial Service Fund
Options: Monthly, Quarterly, Semi, and Annual contribution (5 years or 10 years)
Online payment.
Online policy.
Hassle-free.
Peace of mind ba hanap mo?
This could be one of the missing links to your financial security.
Lamang ang may alam.

PINAKA MURANG MEMORIAL PLAN NGAYON SA PILIPINAS. 😄

Let our last dance be a graceful one with Everest Memorial Solution ( Affordable, Available and Accessible).

✅ Final Hospital Bill - a memorial plan that will cover up to 50% of the face value for Final Hospital Bill
✅ Transferrable - You may opt to assign your plan to anyone without losing your own coverage.
✅ 100% Cash back guarantee of the total face value incase of unrendered service.
✅Easy to apply, 24/7 Concierge.
✅Nationwide Mortuaries
✅For age 1-64 years old
✅Choose from 50K - 1 Million Face Value
✅Payment option (1 year or 5 years to Pay)

✍️Get your FREE qoutation NOW!
👉 https://275490ph.manilabankerslife.com/app/products/FIEX/index.php?rand=0.447358572629466

The most important financial product you need to have today is HEALTHCARE.

We all know that...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.

We all know that...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.

We all know that...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.

That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care

A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.

✅ If you think healthcare is expensive, try getting sick without it.

✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

Time is our greatest ally in building wealth 🙋🏻‍♀️
A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."

Start today, while you still can. ❤️👌

Avail your Online policy account now! Habang ikaw ay bata at malakas pa at most importantly kumikita pa!

𝙉𝙤𝙩𝙚: 𝙏𝙝𝙞𝙨 𝙞𝙨 𝙣𝙤𝙩 𝙖 𝙡𝙞𝙛𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙥𝙧𝙤𝙙𝙪𝙘𝙩, 𝙨𝙤 𝙖𝙡𝙡 𝙁𝙞𝙡𝙞𝙥𝙞𝙣𝙤𝙨 𝙗𝙖𝙨𝙚𝙙 𝙖𝙣𝙙 𝙤𝙧 𝙬𝙤𝙧𝙠𝙞𝙣𝙜 𝙞𝙣 𝙖𝙗𝙧𝙤𝙖𝙙 𝙘𝙖𝙣 𝙖𝙫𝙖𝙞𝙡 𝙖𝙣𝙙 𝙖𝙥𝙥𝙡𝙮 𝙛𝙤𝙧 𝙩𝙝𝙞𝙨 𝙤𝙣𝙡𝙞𝙣𝙚.