Iller Anne Magnaye - PRU Life UK Financial Consultant

Many of us plan for travel, homes, and retirement but not enough plan for critical illness. One hospital bill can change everything. Let’s normalize preparing, not just hoping. 🙏

Filipinos often plan for life’s milestones – buying a home, saving for education, or retirement – but few anticipate the sudden financial burden of a serious illness.

Full story on bnc.ph

𝐏𝐚𝐩𝐚𝐚𝐧𝐨 𝐌𝐚𝐬 𝐌𝐚𝐠𝐢𝐧𝐠 𝐌𝐚𝐬𝐚𝐠𝐚𝐧𝐚 𝐚𝐧𝐠 𝟐𝟎𝟐𝟔✍?

𝟏. 𝐌𝐚𝐠 𝐢𝐩𝐨𝐧 𝐧𝐠 𝐄𝐌𝐄𝐑𝐆𝐄𝐍𝐂𝐘 𝐅𝐔𝐍𝐃

- Kasya pang 6 (anim) na buwan na gastusin kung mawalan ng mapagkakakitaan

𝟐. 𝐌𝐚𝐠 𝐁𝐔𝐃𝐆𝐄𝐓𝐈𝐍𝐆

- Alin ang pwedeng bawasan?
> 3 internet sa bahay, baka pwedeng gawing isa?

- Netflix, Apple TV, Amazon Prime, Disney Plus, HBO Go, Viu baka may pwedeng bawasan

𝟑. 𝐌𝐚𝐠-𝐚𝐫𝐚𝐥 𝐌𝐀𝐆𝐋𝐔𝐓𝐎

- Mas healthy
- Mas matipid
*Bawas asin, bawas toyo, bawas patis. Mas magiging mabuti sa kidney at atay

𝟒. 𝐌𝐚𝐠𝐤𝐚𝐫𝐨𝐨𝐧 𝐧𝐠 𝟓 𝐲𝐞𝐚𝐫𝐬, 𝟏𝟎 𝐲𝐞𝐚𝐫𝐬, 𝟐𝟎 𝐲𝐞𝐚𝐫𝐬 𝐈𝐏𝐎𝐍 𝐏𝐋𝐀𝐍

- Para lagi kang motivated mag work at mag ipon

*If di kaya gawin mag-isa, patulong sa isang Financial Consultant

𝟓. 𝐌𝐚𝐭𝐮𝐭𝐨𝐧𝐠 𝐓𝐔𝐌𝐀𝐖𝐀𝐃 𝐨𝐫 𝐦𝐚𝐠𝐡𝐚𝐧𝐚𝐩 𝐧𝐚 𝐦𝐚𝐬 𝐌𝐔𝐑𝐀𝐍𝐆 𝐀𝐋𝐓𝐄𝐑𝐍𝐀𝐓𝐈𝐁𝐎

- Matutong maghanap ng bargain at mga coupon na makakamura

*Eatigo, Klook, at iba pa

𝟔. 𝐏𝐚𝐠 𝐇𝐈𝐍𝐃𝐈 𝐊𝐀𝐈𝐋𝐀𝐍𝐆𝐀𝐍, 𝐢𝐩𝐚𝐠𝐩𝐚𝐥𝐢𝐛𝐚𝐧

- Pagisipan ng isang linggo (7 days)

- If gustong gusto mo pa din bilhin yang relo na yan, yang bag na yan makalipas ang 7 days, tsaka bilhin

𝟕. 𝐈𝐟 𝐤𝐚𝐲𝐚𝐧𝐠 𝐁𝐈𝐋𝐇𝐈𝐍 𝐍𝐆 𝐂𝐀𝐒𝐇, 𝐰𝐚𝐠 𝐮𝐭𝐚𝐧𝐠𝐢𝐧

- Maraming mga bagay na may discount pag binili ng cash kaysa 12 months to pay

- Ex. Appliances

Kadalasan may 10% to 20% discount pag cash

𝟖. 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄, 𝐦𝐚𝐤𝐚𝐤𝐚𝐭𝐮𝐥𝐨𝐧𝐠 𝐦𝐚𝐤𝐚𝐛𝐚𝐰𝐚𝐬 𝐬𝐚 𝐠𝐚𝐬𝐭𝐮𝐬𝐢𝐧 𝐩𝐚𝐠 𝐦𝐚𝐠𝐤𝐚𝐬𝐚𝐤𝐢𝐭

- Sa MALIIT na halaga, kayang makatanggap ng MILYONES pag magkasakit.

Any amount of insurance coverage is better than none at all. Start slow, but start now. ♥️

Umpisahan ang taon na insured ka. PM lang to check your options with us. 📥

Insurance feels useless… until it’s the only thing standing between you and chaos.

Na para bang fire extinguisher yarn?! 🔥🧯 — hindi mo kailangan, hanggang sa magsisimula na ang apoy…

Then? It becomes your lifeline. 🛡️💔

Don’t wait for the fire. Get covered now!

New year, same mission.
To protect dreams, secure families, and prepare for life—whatever it brings.

2026, let’s do this the responsible way. 💪✨

At 28 years old, content creator Jico Umali suffered a stroke that left him temporarily blind in one eye, unable to stand, walk, or even use his left hand.

Though he’s now on his way to a full recovery, he dares not to forget this life lesson: Always prepare for the unexpected. If only he had bought that insurance offered to him, he would have had something he could count on for support.

“Insurance isn’t for moments that you’re ready. It’s for moments when you’re not.”

May this be a reminder to everyone to please prioritize your protection/safety net before anything. This will save you and your family from financial disaster when that moment comes.

Note: There's no such thing as over insured. Revisit your critical illness benefit. 1million isn't enough nowadays. Bec if that moment happens, we all wish we have a lot of money to cover the treatment as well as the recovery.

About 5 months in and here are some recent updates regarding my recovery journey and also mga natutunan ko from it… #GiftOfProtection #PRUtectionStory #CountOnPRU

POV: You travel para mag-reset,
you shop para gumanda mood mo,
and you insure para hindi ka kabahan sa ‘plot twist’ ng buhay 😇🛒🛍️

Nakalimutan na covered pala sya dahil nawala na ung agent. Brain Aneurysm survivor! After 9yrs saka palang nag file ng claim. Yes, approved parin more than 2M! 😳🙏
Details sa comment section.