Mary Ann Garcia - Licensed Sun Life Financial Advisor

Educational plan for your baby? We got you!

For inquiries, PM ME now! 🙂

STANDING STRONG AS NO. 1! 🏆

Commitment to purpose has its rewards. For the 15th year in a row, Sun Life is once again the No. 1 life insurance company in terms of Premium Income. We likewise topped Net Income, Net Worth, Invested Assets, and Total Assets. Achieving this milestone is a meaningful way to cap off our 130th anniversary.

More than anything, this is about the millions of families and futures we're privileged to protect. Our deepest thanks to Clients for the trust and support! And cheers to employees and advisors who bring to life our purpose of helping Clients achieve lifetime financial security and live healthier lives.

Here's to continuing this journey together in 2026!

Hero of the Day! ✨

I'm always grateful for the opportunity to help individuals take a step toward a more secure future through life insurance. Congratulations and a big thank you to my client for trusting me and Sun Life.

Remember—protection is a choice.
Be insured, be prepared. 💯

Mary Ann Garcia - Licensed Sun Life Financial Advisor

𝑾𝒉𝒚 𝒊𝒔 𝒊𝒕 “𝒏𝒐𝒕 𝒐𝒌𝒂𝒚” 𝒕𝒐 𝑫𝑬𝑳𝑨𝒀 𝒚𝒐𝒖𝒓 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆?

1. 𝑰𝒕 𝒈𝒆𝒕𝒔 𝒎𝒐𝒓𝒆 𝒆𝒙𝒑𝒆𝒏𝒔𝒊𝒗𝒆

The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.

Parang kotse lang din, kapag mas luma na yung car, mas maliit na yung benefits na pwede mong makuha sa car insurance mo. Kaya kung gusto mong makatipid, get it as early as now.

2. 𝒀𝒐𝒖 𝒘𝒊𝒍𝒍 𝒉𝒂𝒗𝒆 𝒂 𝒍𝒆𝒔𝒔𝒆𝒓 𝒄𝒉𝒂𝒏𝒄𝒆 𝒐𝒇 𝒂𝒑𝒑𝒓𝒐𝒗𝒂𝒍

Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.

So as we age, nagdedeteriorate din yung health natin. Kaya most likely kapag mas matatanda na, nagrerequire na ng medical examinations and all.

We are buying insurance with health not with money. Kahit gaano pa kalaki ang kaya mong Ibigay para lang mainsure ka, if hindi ka na healthy, hindi na talaga possible makakuha pa.

3. 𝑾𝒆 𝒎𝒊𝒈𝒉𝒕 𝒏𝒆𝒗𝒆𝒓 𝒈𝒆𝒕 𝒂 𝒄𝒉𝒂𝒏𝒄𝒆

Life is unpredictable. Everyday, madaming pwede mangyari — accident, disability, illness and even death. Hindi natin alam kung kailan 'to mangyayari sa atin.

Hopefully, kapag dumating man ito, ready tayo financially.

Parang fire extinguisher lang. Naglalagay tayo nito sa Bahay para kung sakaling magkasunog, meron tayong magagamit. Hindi naman tayo bibili ng fire extinguisher habang nasusunog yung bahay natin di ba?

I hope before 2025 ends, insured ka na. 🤗

Message me to know your perfect plan for you!

Your Partner For Life,
Mary Ann Garcia

It will be worth it, both for yourself and your loved ones 💛✨

If someone reach out sayo, appreciate and entertain them 🙂

Don't keep life insurance waiting for you.
You'll never know until it's too late because regrets always come in the end 😞

Let me help you get your Sunlife Insurance Plan.
Message me discuss ko sayo 📩

Mary Ann Garcia
Sunlife Financial Advisor

DID YOU KNOW THAT? 💡

These are the 4 types of personal insurance everyone should have. The first two are the most important ones.

You can't prevent the unexpected from happening. You can't avoid the fact that everyone will get sick at some point in his or her lifetime. But sometimes, you can protect yourselves and your families from the worst of the financial fallout.

Secure your future NOW! Message me for inquiries!

Mary Ann Garcia - Licensed Sun Life Financial Advisor

FACT:
Hindi lang "YES" mo ang deciding factor para ma-approve ang insurance policy mo.

✅YES mo.
✅YES ng financial advisor na nagassess sayo.
✅YES ng insurance company na mag-iinsure sayo.

Most of us, hindi priority ang pagkuha ng insurance policy thinking that we can apply for one and got approved anytime. But the reality is, there are chances na kahit gustuhin mo man, hindi na pwede dahil uninsurable ka na.

When it comes to timing, the younger you are when you buy life insurance, the better. Dahil the younger you are, the lower premiums it will cost you. Habang nagkakaedad ka, you could develop health problems that make insurance more expensive or even disqualify you from purchasing any plan kahit gustuhin mo man.

So kung healthy ka ngayon, earning and capable of saving, get one for yourself before it's too late.

Let me help you start your SunLife Insurance Policy this 2025! 💛📩

Message me for more information! 🙂💯

Just a piece of realization. ❤️

Client: Maganda naman ang Life Insurance, bakit konti lang naniniwala at meron nyan? Mag-present ka nga sa friends and officemates ko.

Me: Kasi Insurance is not tangible. It is just a piece of paper. Hindi mo sya pwedeng ipakita basta basta. Hindi sya pwedeng ipagmalaki tulad ng:

"May bagong bahay ako sa Camella village"

"Kumuha ako ng 3-bedroom unit with 4 parking slots sa BGC."

"Approved na yung bank loan ko para sa Toyota Vios. Next week ko maiuuwi."

"Finally recontracting na ako sa Globe. Kukuha ako ng iPhone 15."

"Grabe ang ganda ganda sa Japan. Ito pictures namin sa cherry blossoms, Disneyland, Universal Studios, Kyoto at Osaka o. 15 days kasi kami dun so nalibot namin lahat."

"Nag-open kami ng franchise ng Potato Corner sa mall na yan. Dun naman sa school ni Junjun mag Gong Cha franchise naman kami."

Insurance are none of those things.

You cannot simply brag to your friends that you have a 4M death benefit, plus 2M accidental death, 1M disability benefit, 2M critical illness benefit, and more. You cannot also mention that your parents or relatives acquired a 10M, 20M, 45M life insurance coverage to prepare for their estate planning, retirement, and wealth transfer.

Pero alam nyo ba sir ano ba talaga difference ng insurance companies sa ibang bagay o bangko?

It is a piece of paper na kapag may sakuna will read,

"We owe you money" instead of it saying "You will owe us."

We generate revenue not debt.

Cars, gadgets, appliances will be outdated and get obsolete one day, but your Insurance policy will appreciate over time.

The earlier you save, the wealthier you will become. Protect yourself. Do it for them.

Tara pagusapan natin kung anong swak sayo and sa family mo❤️

NEW from Sun Life: 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗪𝗜𝗧𝗛 𝟭𝟬𝟬% 𝗠𝗢𝗡𝗘𝗬-𝗕𝗔𝗖𝗞 𝗚𝗨𝗔𝗥𝗔𝗡𝗧𝗘𝗘!

Straightforward ang benefits!

📌 Pay for only 5 or 10 years (fixed)
📌 Get life insurance coverage for 20 years (fixed)
📌 100% payment refund after 20 years if walang claim

𝗣𝗮𝗿𝗮 𝗸𝗮𝗻𝗶𝗻𝗼 𝗶𝘁𝗼? Para sa mga client na gusto lang ng PURE life insurance, walang health benefits, walang investment involved, at gusto may 100% refund kung hindi niya nagamit ang insurance.

📩 DM for more complete information.